| Before | After | ||
|---|---|---|---|
| 0 | Privacy Policy Last updated Feburary 27, 2026 Introduction Welcome to Betterment. | 0 | Privacy Policy Last updated June 30, 2026 Introduction Welcome to Betterment. |
| 140 | If you elect to use Betterment’s optional account recommender tool, Betterment will use your personal information (including your self-reported income, investable assets, employment status, and tax filing status), as well as information about your Betterment accounts and any linked external accounts, to provide account-type recommendations. | — | Removed |
| 141 | After the recommendation has been provided, you can have the recommendation summarized using generative artificial intelligence (“AI”) technology supported through one or more third-party large language models (“LLMs”). | — | Removed |
| 152 | We have entered into agreements that require that these third parties keep this information confidential. | 150 | These service providers also include providers of generative artificial intelligence technologies (including large language models) , from which we receive assurances that your personal information is not used for the purpose of model training . |
| 153 | We have entered into agreements that require that all these service providers keep this information confidential. | ||
| 162 | Betterment Securities offers customers the ability to lend securities in their accounts through Apex Clearing Corporation’s (“Apex”) Fully Paid Securities Lending (FPSL) program. | ||
| 163 | If you are eligible and choose to participate, Betterment will share your personal information and account information, including details of securities lending activities, contracts, and any other pertinent data necessary with Apex for the purpose of providing the FPSL services. | ||
| 164 | This information is also set forth in the FPSL Program supplemental disclosures . | ||
| 167 | If you contact Betterment Support (whether by email, web or in-app chat, or otherwise), information you provide may be collected and used by third-party service providers to Betterment or their service providers, which may process that information using generative artificial intelligence technology, including but not limited to large language models. | 169 | If you choose to participate in certain promotional offers or rewards that require offline fulfillment, we may share personal information reasonably necessary to fulfill those offers with third-party partners that help us provide those programs. |
| 168 | Betterment has received assurances that your personal information will not be used to train any of these models. | 170 | Depending on the offer, this may include identifiers and contact information, including your mailing address. |
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