CA-C-002059
Robinhood — Robinhood Customer Agreement
Entity
Date detected
May 14, 2026
Effective date
May 14, 2026
Severity
Low
Direction
Neutral
Affected users
all users
Changes
1 sentence modified
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Event Summary

Robinhood added a new disclosure document to its disclosure library on May 14, 2026: the Robinhood Platinum Card Cardholder Agreement. This is a product-related disclosure addition to the existing Customer Agreement document structure, not a modification to existing customer terms, rights, or obligations.

LOW

Consumer Impact

Robinhood added a reference to a new Robinhood Platinum Card Cardholder Agreement in its disclosure library on May 14, 2026. This change adds a new disclosure document to the company's public library of agreements and terms. The practical effect is that customers interested in the Platinum Card product now have access to formal terms governing that product. No existing customer rights, obligations, or account terms were modified by this change.

Governance Analysis

This change expands Robinhood's disclosure library to include a new product agreement, likely reflecting a new or expanded Platinum Card offering. Customers interested in this product now have access to formal cardholder terms and conditions, which is a transparency mechanism rather than a change to existing rights or obligations.

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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
5b1d90174b80fa333a5cd6d0980601ff9b0474bfc10a3af265cf1fa703826ada
May 6, 2026 05:37 UTC
✓ Verified
Current Version
74846494f6ed9a2ed9f2bf3b7613693095cfaa30e70b12121cbf4513423dc0b8
May 14, 2026 00:04 UTC
✓ Verified
Change Detected
May 14, 2026 00:04 UTC
Analysis Methodology
✓ Verified
Source Document
https://robinhood.com/us/en/about/legal/
Citation Record
Entity: Robinhood
Document: Robinhood Customer Agreement
Record ID: CA-C-002059
Captured: 2026-05-14 00:04:24 UTC
URL: https://conductatlas.com/change/2026-05-14-robinhood-robinhood-customer-agreement-2059/
Accessed: June 29, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

This change adds a single new disclosure document to Robinhood's disclosure library. A Platinum Card Cardholder Agreement is a product-specific disclosure, likely related to a branded payment card or cash management product. This is a documentation and disclosure update, not a modification to core customer agreement language or rights. Compliance teams should verify that the new agreement is legally compliant with applicable payment card regulation (likely including sections of the Truth in Lending Act and Regulation Z), but this change does not materially alter existing regulatory obligations for organizations using Robinhood as a vendor or partner.

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

Monitor $19/mo Compliance $249/mo

Monitor: regulatory citations + obligations. Compliance: full compliance memo.

ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-002059.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Robinhood Customer Agreement
Entity
Robinhood
Captured
May 14, 2026
Source URL
https://robinhood.com/us/en/about/legal/
Other changes to Robinhood Customer Agreement
Previous change May 6, 2026
Robinhood's disclosure library was reorganized on May 6, 2026. Two items were removed from the disclosure index: 'Auto Send Acknowledgement …
Low Neutral
Next change May 19, 2026
Robinhood added two new disclosure documents to its Disclosure Library on May 19, 2026: RHSG Risk Disclosures Summary and RHSG …
Low Neutral
View full version history →
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