Chime updated the Bancorp Bank privacy notice on April 20, 2026, reverting it to an older 2017 version from the 2025 version. A key change is that The Bancorp now states it does NOT engage in joint marketing with other financial companies, whereas before it did and consumers could not limit that sharing. This matters because it actually reduces one form of data sharing, but the rollback to an older document version may mean other consumer protections from the 2025 notice are no longer in place.
The rollback to a 2017 privacy notice version may remove consumer protections added over the past eight years, and the change in joint marketing sharing alters how personal financial data is disclosed to third parties. Consumers and compliance teams alike should verify what protections may no longer apply.
The most notable change for consumers is that The Bancorp has removed joint marketing with other financial companies, meaning your personal information will no longer be shared with partner financial firms for marketing purposes. However, the policy document has been reverted from a 2025 version back to an older 2017 version, which may mean some updated consumer protections are no longer reflected. You can review the current Chime Privacy Policy directly to verify how your data is being handled and contact Chime if you have questions about your opt-out rights.
On April 20, 2026, Chime replaced the Bancorp Bank, N.A. Consumer Privacy Notice (Rev. 02/2025) with an older version (Rev. 08/2017). The most material substantive change is the elimination of joint marketing with other financial companies — previously disclosed as 'Yes, consumers cannot limit this sharing,' now changed to 'We don't share.' This touches Gramm-Leach-Bliley Act (GLBA) Regulation P notice requirements. The document rollback warrants attention because reverting to a 2017 notice may inadvertently omit disclosures required under rules finalized after 2017. Compliance review is recommended.
1. Gramm-Leach-Bliley Act (GLBA), 15 U.S.C. §6803 and Regulation P (12 C.F.R. Part 1016): Requires accurate annual privacy notices disclosing categories of information shared and consumer opt-out rights. The shift from a 2025 to a 2017 notice version must be assessed to ensure all post-2017 regulatory requirements are still reflected.
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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-000563.
ConductAtlas Policy Archive Entity: Chime | Document: Chime Privacy Policy | Record: CA-C-000563 Captured: 2026-04-20 06:06:09 UTC URL: https://conductatlas.com/change/2026-04-20-chime-chime-privacy-policy-563/ Accessed: April 22, 2026
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