Generated by a model from the captured document; not read by a person
LowNeutral for users
Affected users
All usersUS users
Cash App added a new section to its Terms of Service describing the Cash App Credit Score feature. The updated terms establish that this score is designed to help users understand their financial activity and for Cash App to determine product eligibility, but explicitly state it is not shared with lenders, is based only on Cash App data, and does not reflect credit scores from banks or consumer reporting agencies. Users are restricted to personal, non-commercial use only and may not represent the score to third parties or use it to apply for credit.
1 new obligation
Consumers: You can only use this score to understand your own Cash App activity; you cannot show it to banks or use it when applying for credit elsewhere.
Stay ahead of the changes
Track Cash App and hear on the next check after its terms change. We check daily where we can, and show you where we can't.
Generated by a model from the captured document; not read by a person
Cash App has introduced a new Credit Score feature available to some users. The updated terms state that this score is designed to help you understand your Cash App financial activity and may be used by Cash App to determine your eligibility for Cash App products. The terms explicitly clarify that the score is not shared with lenders, is based only on your Cash App data, and does not represent your credit score with banks or consumer reporting agencies. You are restricted to using the score for personal, non-commercial purposes only and may not represent it to third parties or use it to apply for credit elsewhere.
Key Clauses Affected
Generated by a model from the captured document; not read by a person
Cash App Credit Score permitted use
Users restricted to personal, non-commercial use; may not represent score to third parties or use for credit applications.
Cash App Credit Score data scope
Score based only on Cash App data; does not include activity with other banks or financial institutions.
Cash App Credit Score disclaimer
Explicitly states score is not shared with lenders and does not guarantee changes in credit scores with consumer reporting agencies or other institutions.
Full clause-by-clause analysis available with Insight.
ⓘ
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.
2026-10-11 · Feed summary edited · summary regenerated by summarize_events
Previous text Added new Credit Score product with restricted use rules limiting sharing with third parties and lenders
2026-10-11 · Impact summary edited · summary regenerated by summarize_events
Previous text Cash App has introduced a new Credit Score feature as of April 16, 2026. The updated terms state that this score is available for personal, non-commercial use only and is designed to help you understand your Cash App financial activity and potential eligibility for Cash App products. The terms explicitly prohibit using this score to apply for credit from other lenders or representing it as your credit standing to banks or other financial institutions. The score is based solely on your Cash App activity and does not include activity with other banks or institutions.
2026-10-11 · Summary edited · summary regenerated by summarize_events
Previous text Cash App added a new section describing its Cash App Credit Score tool, effective April 16, 2026. The updated terms clarify that this score is designed for personal use only to help users understand their Cash App financial activity and eligibility for Cash App products. The terms explicitly state the score is not shared with lenders, is based only on Cash App data, and should not be represented to third parties or used to apply for credit elsewhere.
2026-10-07 · Change line edited · change line rewritten to the 2026-10-07 template: no detection date, no sentence counts
Previous text Cash App updated their Cash App Terms of Service on April 16, 2026. Change detected: 13 sentence(s) added, 1 sentence(s) modified. Document contained 1604 sentences after update.
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams
Institutional Analysis
Generated by a model from the captured document; not read by a person
Assessment
Cash App has added contractual terms governing a new internal credit scoring feature. The feature is limited to personal use, explicitly not shared with external lenders, and based only on Cash App transaction data. The …
🔒Full institutional analysis
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-001277.
Cash App added a new Bitcoin Bonus program to its Virtual Currency Services terms. The program allows Cash App to …
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Stay ahead of the changes
Track Cash App policy changes
Get alerted when this policy changes again, including what changed and why it matters.