Cash App updated its Terms of Service on April 11, 2026, primarily by renumbering its sections. A new section called 'Cash App Credit Score' was inserted as Section XXII, pushing the previous 'Generative AI Terms of Use' to Section XXIII and 'Other Legal Terms' to a new Section XXIV. This means references to arbitration clauses, liability limits, and other legal terms throughout the document now point to new section numbers, but the most notable substantive addition is the introduction of a dedicated Credit Score section.
The addition of a dedicated Credit Score section signals Cash App is expanding into credit-related services, which carries meaningful implications for how your financial data may be accessed or used. All subsequent section cross-references have also shifted, so any arbitration or liability provisions you may have noted previously now live under new section numbers.
Cash App added a new 'Cash App Credit Score' section (Section XXII) to its Terms of Service, which reorganized all subsequent section numbering. The arbitration clause, liability limitations, and account termination provisions remain substantively in place but are now referenced under updated section numbers. Consumers should review the new Credit Score section to understand how Cash App may access, display, or use their credit score data.
Cash App's April 11, 2026 ToS update inserts a new 'Cash App Credit Score' section as Section XXII, renumbering all downstream sections. The arbitration clause (now XXIII.19-20), liability cap (now XXIII.17), and account termination provisions (now XXIII.9-11) are materially unchanged in substance but carry new section identifiers. Compliance teams with vendor contracts, DPAs, or internal policies citing specific Cash App ToS section numbers must update those references. The addition of a credit score product section may implicate FCRA obligations and requires a closer read of the new section's full text.
1. Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. — The addition of a 'Cash App Credit Score' section suggests Cash App may be displaying or furnishing consumer credit score data, triggering FCRA §609 (consumer disclosure rights), §615 (duties of users of consumer reports), and §623 (duties of furnishers). If Cash App sources scores from a CRA, adverse action and disclosure obligations under §615(a) apply.
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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-000283.
ConductAtlas Policy Archive Entity: Cash App | Document: Cash App Terms of Service | Record: CA-C-000283 Captured: 2026-04-11 06:03:08 UTC URL: https://conductatlas.com/change/2026-04-11-cash-app-cash-app-terms-of-service-283/ Accessed: April 19, 2026
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