CA-C-000275
Cash App — Cash App Privacy Policy
Entity
Date detected
April 10, 2026
Effective date
April 10, 2026
Severity
Medium
Changes
+1 sentence added · 4 sentences modified
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What Changed

Cash App updated its privacy policy on April 10, 2026 to clarify that children under 13 can now use the service if a parent or guardian signs up or authorizes the account on their behalf, rather than being completely excluded. Previously, the policy stated children under 13 could not use the services at all; now it allows parental authorization as a pathway. Cash App also added a link to a separate Children's Privacy Notice, signaling a more structured approach to handling minors' data.

Why It Matters (compliance & risk perspective)

Cash App has moved from banning under-13 users to allowing them with parental consent, which is a significant policy shift that activates new legal protections and obligations for children's data. Parents and guardians should review the new Children's Privacy Notice to understand how their child's financial data will be collected and used.

Consumer Impact (what this means for users)

Cash App has shifted from a blanket ban on users under 13 to allowing children to use the service with parental or guardian authorization. If a child signs up without parental consent, Cash App will delete the collected data — the policy now clarifies this applies to 'unauthorized' accounts specifically. A new Children's Privacy Notice has been introduced to explain how data for users under 13 is handled. You can review the Children's Privacy Notice on Cash App's website to understand how your child's data will be collected and used.

Institutional Analysis (Compliance & legal intelligence)

Assessment

Cash App has materially changed its COPPA compliance posture as of April 10, 2026. The prior policy excluded under-13 users entirely; the new policy permits them with verifiable parental consent, which triggers full COPPA obligations including parental consent mechanisms, data minimization, and a separate children's privacy notice (now referenced). This touches COPPA (15 U.S.C. §§ 6501-6506) and FTC Rule 16 C.F.R. Part 312. Any organization in Cash App's ecosystem serving minors or processing data on their behalf needs to assess downstream obligations immediately. Action is required.

Regulatory Exposure

1. COPPA (Children's Online Privacy Protection Act), 15 U.S.C. §§ 6501-6506 and FTC Rule 16 C.F.R. Part 312: The shift from excluding under-13 users to permitting them with parental authorization triggers verifiable parental consent requirements (16 C.F.R. § 31

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-000275.

Evidence Verification

✓ Verified
Previous Version
fbc9bccc041058e8592e596fc08cbd0093868bc569ea1a33c38bc42895554982
April 3, 2026 05:22 UTC
✓ Verified
Current Version
d4249ec42ebafc770b2c45bf2c3a541413bcdfbb67a8a8626839f78c211ec2e5
April 10, 2026 06:02 UTC
✓ Verified
Change Detected
April 10, 2026 06:02 UTC
✓ Verified
Source Document
https://cash.app/legal/us/en-us/privacy
How to Cite
ConductAtlas Policy Archive
Entity: Cash App | Document: Cash App Privacy Policy | Record: CA-C-000275
Captured: 2026-04-10 06:02:56 UTC
URL: https://conductatlas.com/change/2026-04-10-cash-app-cash-app-privacy-policy-275/
Accessed: April 19, 2026

Full Changes

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Document Context

Document
Cash App Privacy Policy
Entity
Cash App
Captured
April 10, 2026
Source URL
https://cash.app/legal/us/en-us/privacy
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