This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
More details on our evaluations and the mitigations we deploy can be found in the Gemini 3 Pro Frontier Safety Framework Report.
If you'd like to receive a notification when this list changes, you can subscribe using your business email address below.
You understand that BAM Trading and BHL are separate entities and that the Services referenced in these Terms are offered by BAM Trading.
"The Account Details that we provide to you are only a means to receive funds from third parties into a bank account held by Wise and its affiliates...and are not a bank account number for a bank account held by you.Excerpt from Wise's US Customer Agreement
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The clause states: “The Account Details that we provide to you are only a means to receive funds from third parties into a bank account held by Wise and its affiliates...and are not a bank account number for a bank account held by you.”
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.