This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
You and Apple agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Santa Clara, California, to resolve any dispute or claim arising from this Agreement.
This Agreement is governed by and construed in accordance with the laws of the State of New York and the laws of the United States, without giving effect to any conflict of law principles.
These Terms shall be governed by and construed in accordance with federal law and any applicable laws of the State of New York (without regard for conflicts of law principles).
"Unless you and we agree otherwise, to the greatest extent permitted by applicable law, the state and federal courts in New York, New York will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration...Excerpt from Wise's US Customer Agreement
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The clause states: “Unless you and we agree otherwise, to the greatest extent permitted by applicable law, the state and federal courts in New York, New York will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration...”
ConductAtlas has identified this type of provision across 263 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.