The policy states that sellers are required to submit government-issued identification documents and financial account information (bank account details) to Whatnot for identity verification and payout processing.
This analysis describes what Whatnot's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision requires sellers to submit sensitive personal and financial data categories that are subject to heightened protection under state financial privacy laws, data breach notification statutes, and potentially federal requirements depending on the nature of payout processing relationships.
The updated Influencer Engagement Agreement now requires all disputes between influencers and Whatnot to be resolved through binding arbitration under the Terms of Service Section 21, rather than through California state or federal courts. This replaces the previous language permitting influencers to pursue legal claims in Los Angeles courts and waives jury trial rights. The agreement also removes language that explicitly limited dispute resolution to claims arising solely from the Influencer Agreement, extending arbitration to disputes relating to Whatnot Platform use and the influencer-platform relationship.
View change record →The new Australian Creator Program Terms establish binding legal requirements for creators submitting video content and promotional codes. Creators grant Whatnot a non-exclusive, worldwide, irrevocable license to use submitted videos across platforms (organic and paid social media, television, in-app, websites, and more) for one year from submission. The terms require creators to comply with Australian Consumer Law, AANA ethical standards, and AiMCO guidelines, with explicit disclosure requirements when promoting Whatnot or affiliated products. Rewards for approved Shopping Hauls submissions are issued within 30 business days of receiving both ad codes and raw video. You can review the specific disclosure and content standards on the Program Page before submitting content.
View change record →Under the updated agreement, Australian sellers can no longer resolve disputes through court proceedings in Los Angeles. Instead, all disputes related to the Whatnot platform or the seller relationship must be resolved through mandatory individual arbitration under Whatnot's main Terms of Service. The updated terms eliminate the jury trial waiver provision and replace court access with binding arbitration, with limited exceptions only as expressly permitted in the main Terms of Service.
View change record →Removal of explicit disclosure about collection of sensitive government IDs and financial data from sellers may obscure significant data practices.
View full change record →This new high-severity provision discloses collection of sensitive personal identifiers and financial data from sellers, which raises significant privacy and security concerns.
View full change record →Under this provision, sellers must provide government-issued ID and bank account information as a condition of selling on the platform; these data categories are retained and processed by Whatnot and its payout and identity verification service partners.
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"If you are a seller on Whatnot, we may collect additional information from you, including government-issued ID (such as a driver's license or passport) for identity verification purposes, and financial account information (such as bank account details) for payout processing.Excerpt from Whatnot's Legal Terms
1) REGULATORY LANDSCAPE: Collection of government-issued ID and financial account information engages state data breach notification laws (all 50 US states), the FTC Act's requirements for reasonable data security, and potentially the Gramm-Leach-Bliley Act if …
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This provision requires sellers to submit sensitive personal and financial data categories that are subject to heightened protection under state financial privacy laws, data breach notification statutes, and potentially federal requirements depending on the nature of payout processing relationships.
Under this provision, sellers must provide government-issued ID and bank account information as a condition of selling on the platform; these data categories are retained and processed by Whatnot and its payout and identity verification service partners.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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