Provision record
Visa · Visa Terms of Use · View original document ↗

User bears all risk of site use

High severity Explicit document language Common · 286 of 352 platforms
Stay ahead of the changes
Track Visa and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF

This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Netflix Medium

ANY INTERACTIONS WITH ADVERTISERS, INCLUDING THROUGH ENGAGEMENT WITH INTERACTIVE ADVERTISEMENTS, ARE AT YOUR OWN OPTION AND RISK AND YOU AGREE THAT NETFLIX IS NOT LIABLE FOR ANY DAMAGES...

Instacart Medium

If you connect any third-party Automated System to Instacart, you do so at your own risk. Such tools may introduce errors and act inconsistently with your intent. Instacart is not responsible...

ActiveCampaign Medium

You acknowledge and agree that your interactions with third parties providing Third Party Content are solely between you and such third parties, and that ActiveCampaign has no responsibility or liability for any Third Party Content.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Your use of the Visa Site is at your own risk.

Excerpt from Visa's Terms of Use

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Visa Terms of Use
Entity
Visa
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-070856
Document ID
CA-D-00115
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
224239b29d08e9e4bd4b8d2b04a59d85a694a0dea90a18579e09d0bbc5681491
Analysis generated
July 12, 2026 16:06 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Visa
Document: Visa Terms of Use
Record ID: CA-P-070856
Captured: 2026-07-12 16:06:00 UTC
SHA-256: 224239b29d08e9e4…
URL: https://conductatlas.com/platform/visa/visa-terms-of-use/provision/CA-P-070856/user-bears-all-risk-of-site-use/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does Visa's User bears all risk of site use clause do?

The clause states: “Your use of the Visa Site is at your own risk.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.

Is ConductAtlas affiliated with Visa?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Visa.