The terms cap Target's total liability for any claim at the greater of amounts paid by the user to Target in the preceding 12 months or $100, and exclude indirect, special, incidental, punitive, exemplary, and consequential damages entirely.
This analysis describes what Target's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a monetary ceiling on recoverable damages in disputes with Target, limiting aggregate liability to $100 for users who have made no purchases or minimal purchases in the prior year. The exclusion of consequential and indirect damages further constrains the categories of loss users may seek to recover.
Interpretive note: Enforceability of the $100 liability cap may vary by jurisdiction and is subject to unconscionability analysis; applicable law in certain states or under EU consumer law may limit or override this cap.
Target updated its Terms and Conditions on June 10, 2026, modifying provisions related to dispute resolution, account management, and service usage. The updated terms continue to include arbitration agreements, class action waivers, and jury trial waivers as part of the dispute resolution framework. The extent to which individual provisions were modified materially cannot be assessed from the available diff; consumers should review the complete updated Terms and Conditions at Target.com to understand specific changes to provisions affecting their rights.
View change record →Target removed specific language that explained how Target Circle Bonus rewards are earned, calculated, and reflected in customer accounts across different purchase methods (online, in-store, Same Day Delivery, Order Pickup, Drive Up). Previously, the terms clarified that online orders counted as one transaction unless they included Target Plus items or used Same Day Delivery, and specified timing for when bonuses would appear (24 hours for in-store, upon shipment/pickup/delivery for online). Without this clarity, customers must now rely on in-app displays or support channels to understand exactly how their purchases contribute to bonus eligibility, which may create confusion about reward calculation or disputes over earned benefits.
View change record →Target's updated Terms and Conditions now include explicit governance for its Target Circle loyalty program and Target Circle 360 membership. The updated terms establish that membership is voluntary and that by joining or continuing to use the program, members agree to Target Circle-specific terms and the Privacy Policy in effect at that time. The terms authorize Target to update the Target Circle Terms, the Target App, or the website at any time without advance notice, with continued program participation constituting acceptance of those updates. You can choose not to join Target Circle or can stop participating in the program to avoid binding yourself to these updated terms.
View change record →Under this clause, the maximum amount a user may recover from Target for any claim is the greater of their prior 12-month spend with Target or $100, regardless of the actual harm alleged. Consequential, incidental, punitive, and exemplary damages are excluded from any potential recovery.
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"In no event will Target, its officers, directors, employees, agents, or suppliers be liable for any indirect, special, incidental, punitive, exemplary or consequential damages arising out of or in any way connected with these Terms or the use of or inability to use the Target Services. Target's aggregate liability for any claims under these Terms will not exceed the greater of (a) the amount you paid to Target in the 12 months preceding the claim or (b) $100.Excerpt from Target's Terms and Conditions
(1) REGULATORY LANDSCAPE: Limitation of liability clauses in consumer contracts may be subject to scrutiny under state consumer protection statutes and unconscionability doctrines, particularly where the cap is disproportionate to potential consumer harm.
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This provision establishes a monetary ceiling on recoverable damages in disputes with Target, limiting aggregate liability to $100 for users who have made no purchases or minimal purchases in the prior year. The exclusion of consequential and indirect damages further constrains the categories of loss users may seek to recover.
Under this clause, the maximum amount a user may recover from Target for any claim is the greater of their prior 12-month spend with Target or $100, regardless of the actual harm alleged. Consequential, incidental, punitive, and exemplary damages are excluded from any potential recovery.
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