Provision record
T-Mobile · T-Mobile Terms and Conditions · View original document ↗

Limitation of Liability and Exclusion of Consequential Damages

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Document Record

What it is

This provision limits all claims between customers and T-Mobile to direct and actual damages, excluding indirect, incidental, special, consequential, treble, or punitive damages. It also expressly disclaims liability for damages arising from unauthorized account access or the use of T-Mobile services to access or alter third-party financial, cryptocurrency, or social media accounts.

This analysis describes what T-Mobile's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a mutual cap on recoverable damages limiting claims to direct and actual damages in all disputes. The express disclaimer of liability for unauthorized use of T-Mobile services to access third-party financial, cryptocurrency, and social media accounts is operationally significant given the prevalence of SIM-swap fraud and related account takeover scenarios involving wireless services.

Recent Activity

This document changed recently

Medium Jul 14, 2026

The updated terms expand T-Mobile's authority to suspend or terminate service by explicitly including theft and unlawful conduct as grounds for suspension or service denial, beyond the previously stated prohibited uses. The agreement also clarifies that price commitments embedded in Rate Plans do not automatically extend to new technologies, features, or services unless expressly stated, meaning customers cannot assume their locked price applies if T-Mobile introduces new offerings. Additionally, the terms now state that reconnection or restoration of service after suspension may incur a fee. These changes modify the conditions under which service can be interrupted and the predictability of pricing as services evolve.

View change record →

Clause Stability Stable

0
Changes
5
Months Monitored
Jul 9, 2026
First Seen
Jul 9, 2026
Last Seen

Consumer impact (what this means for users)

Under this clause, customers cannot seek punitive, consequential, or other indirect damages from T-Mobile in any dispute, and T-Mobile expressly disclaims liability for losses resulting from unauthorized use of T-Mobile services to access third-party financial, cryptocurrency, or social media accounts. The provision applies to the extent permitted by applicable law, which may limit its scope in certain jurisdictions.

Cross-platform context

See how other platforms handle Limitation of Liability and Exclusion of Consequential Damages and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
To the extent permitted by law, you and we each agree to limit claims for damages, or other monetary relief against each other to direct and actual damages regardless of the theory of liability. This means that neither of us will seek any indirect, incidental, special, consequential, treble, or punitive damages from the other. Additionally, we are not liable for damages arising out of unauthorized access or changes to your account, Services, Products, or Devices, or the use of your account, Services, Products, or Devices by you or by others to authenticate, access, use, or make changes to any third party accounts, including financial, cryptocurrency, and social media accounts.

Excerpt from T-Mobile's Terms and Conditions

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Limitations on consequential damages in consumer contracts are subject to state consumer protection law scrutiny.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Provision details

Document information
Document
T-Mobile Terms and Conditions
Entity
T-Mobile
Document last updated
May 5, 2026
Tracking information
First tracked
April 28, 2026
Last verified
July 9, 2026
Record ID
CA-P-014306
Document ID
CA-D-00341
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
351c01a04998b033746b3377d33cb408b6a1ffbc8b10d151b8626be8c5b4117a
Analysis generated
April 28, 2026 06:04 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: T-Mobile
Document: T-Mobile Terms and Conditions
Record ID: CA-P-014306
Captured: 2026-04-28 06:04:53 UTC
SHA-256: 351c01a04998b033…
URL: https://conductatlas.com/platform/t-mobile/t-mobile-terms-and-conditions/provision/CA-P-014306/limitation-of-liability-and-exclusion-of-consequential-damages/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does T-Mobile's Limitation of Liability and Exclusion of Consequential Damages clause do?

This provision establishes a mutual cap on recoverable damages limiting claims to direct and actual damages in all disputes. The express disclaimer of liability for unauthorized use of T-Mobile services to access third-party financial, cryptocurrency, and social media accounts is operationally significant given the prevalence of SIM-swap fraud and related account takeover scenarios involving wireless services.

How does this clause affect you?

Under this clause, customers cannot seek punitive, consequential, or other indirect damages from T-Mobile in any dispute, and T-Mobile expressly disclaims liability for losses resulting from unauthorized use of T-Mobile services to access third-party financial, cryptocurrency, or social media accounts. The provision applies to the extent permitted by applicable law, which may limit its scope in certain jurisdictions.

Is ConductAtlas affiliated with T-Mobile?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by T-Mobile.