Provision record
Substack · Substack Terms of Use · View original document ↗

Limitation of Liability

Medium severity High confidence Explicit document language Common · 287 of 352 platforms
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Document Record

What it is

The agreement caps Substack's total aggregate liability to any user at the greater of $100 or the amounts the user paid to Substack in the preceding twelve months, and excludes indirect, special, incidental, or consequential damages entirely. This cap applies to the fullest extent permitted by applicable law.

This analysis describes what Substack's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a specific monetary ceiling on Substack's liability exposure per claim, which for free-tier users would be capped at $100. The exclusion of consequential and indirect damages limits the categories of loss users may recover in any dispute proceeding, including through the arbitration process established elsewhere in the agreement.

Clause Stability Stable

0
Changes
4
Months Monitored
May 21, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 4261 other provisions on other platforms.

Change history

removed Jun 16, 2026

Removal of specific liability cap language naming 'Limitation of Liability Cap' suggests potential restructuring, though similar language appears under renamed 'Limitation of Liability' provision.

View full change record →

Consumer impact (what this means for users)

This provision establishes that Substack's maximum liability for any claim is the greater of $100 or amounts paid in the prior twelve months, meaning free users have a $100 ceiling on potential recovery. The agreement also excludes indirect, special, incidental, and consequential damages from any recovery, limiting the types of loss that can be claimed against the platform.

How other platforms handle this

ActiveCampaign Medium

If you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to ActiveCampaign for certain costs and damages.

Leonardo AI Medium

A party's liability for any Liability under these Terms will be reduced proportionately to the extent the relevant Liability was caused or contributed to by the actions (or inactions) of the other party...

Netflix Medium

The Netflix service and/or some of the Netflix content may not be available at any time as a result of events beyond our reasonable control...we will not be held liable should such events occur.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
To the fullest extent allowed by applicable law, under no circumstances and under no legal theory shall Substack, its licensors, or its suppliers be liable to you or to any other person for: Any indirect, special, incidental, or consequential damages of any kind, or Any amount, in the aggregate, in excess of the greater of (1) $100 or (2) the amounts paid and/or payable by you to us in connection with Substack in the twelve-month period preceding the applicable claim.

Excerpt from Substack's Terms of Use

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1) REGULATORY LANDSCAPE: Limitation of liability clauses in consumer contracts are subject to review under applicable state consumer protection laws, including California's Consumers Legal Remedies Act, which may restrict the enforceability of liability caps in …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Substack Terms of Use
Entity
Substack
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-012790
Document ID
CA-D-00177
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
d2d135642274ee5eac38277ac41a146ef9980ab32b5eaa9fe939658be5f65972
Analysis generated
May 21, 2026 01:31 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Substack
Document: Substack Terms of Use
Record ID: CA-P-012790
Captured: 2026-05-21 01:31:22 UTC
SHA-256: d2d135642274ee5e…
URL: https://conductatlas.com/platform/substack/substack-terms-of-use/provision/CA-P-012790/limitation-of-liability/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Substack's Limitation of Liability clause do?

This provision establishes a specific monetary ceiling on Substack's liability exposure per claim, which for free-tier users would be capped at $100. The exclusion of consequential and indirect damages limits the categories of loss users may recover in any dispute proceeding, including through the arbitration process established elsewhere in the agreement.

How does this clause affect you?

This provision establishes that Substack's maximum liability for any claim is the greater of $100 or amounts paid in the prior twelve months, meaning free users have a $100 ceiling on potential recovery. The agreement also excludes indirect, special, incidental, and consequential damages from any recovery, limiting the types of loss that can be claimed against the platform.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.

Is ConductAtlas affiliated with Substack?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Substack.