You may only use the Services for legal business purposes related to your business as described in your Stripe Account and you agree to only process payments for such purposes. You may not use the Services to conduct your business if your business or the products or services you offer are on our list of Prohibited Businesses or do not conform to our Acceptable Use Policy.
Businesses that expand into new product lines or markets without updating their Stripe account description risk termination and fund withholding, even if the new activity is legal.
Businesses using Stripe may have their payouts withheld or placed in reserve for up to 180 days based on Stripe's unilateral risk assessment, potentially disrupting cash flow with limited recourse. Stripe can terminate or suspend accounts immediately, cutting off access to payment processing and potentially funds held in reserve. You can review and negotiate reserve terms before signing, and should maintain alternative payment processing arrangements as a contingency.