Provision record
Stash · Stash Terms of Use · View original document ↗

Arbitration agreement incorporated by reference

High severity High confidence Explicitdocumentlanguage Common · 211 of 352 platforms

Key Facts

What does Stash incorporate into the Terms of Use?
Stash incorporates the Arbitration Agreement from the Advisory Agreement into the Terms of Use in its entirety, but only for users who have entered into an Advisory Agreement.
For which users does Stash incorporate the Arbitration Agreement from the Advisory Agreement?
Stash incorporates the Arbitration Agreement from the Advisory Agreement into the Terms of Use in its entirety, but only for users who have entered into an Advisory Agreement.
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This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Incorporation by reference means the Arbitration Agreement's dispute-resolution obligations apply to users who have entered into an Advisory Agreement, even if they are reviewing only these Terms.

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 2638 other provisions on other platforms.

Consumer impact (what this means for users)

If you have entered into an Advisory Agreement with Stash, you are bound by the arbitration obligations contained in that agreement through these Terms as well.

How other platforms handle this

Runway Medium

This Arbitration Agreement shall survive the expiration or termination of this Agreement and shall apply, without limitation, to all claims that arose or were asserted before the Term start date...

Lyft Medium

This Arbitration Agreement shall be binding upon, and shall include any claims brought by or against any third parties, including but not limited to your spouses, heirs, third-party beneficiaries and permitted assigns...

Wise Medium

Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...

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Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
Unless otherwise governed by a separate agreement, including, but not limited to, the Arbitration Agreement in the Advisory Agreement (which is incorporated into this Agreement in its entirety if you have entered into an Advisory Agreement)...

Excerpt from Stash's Terms of Use

Applicable regulations

FAA
United States Federal

Provision details

Document information
Document
Stash Terms of Use
Entity
Stash
Document last updated
March 14, 2026
Tracking information
First tracked
March 15, 2026
Last verified
April 27, 2026
Record ID
CA-P-021475
Document ID
CA-D-00060
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3ffd119a2e224fd289c41ae5feccb032dd206833a7c21b5c7ea093fb8b60ce02
Analysis generated
March 15, 2026 10:47 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stash
Document: Stash Terms of Use
Record ID: CA-P-021475
Captured: 2026-03-15 10:47:46 UTC
SHA-256: 3ffd119a2e224fd2…
URL: https://conductatlas.com/platform/stash/stash-terms-of-use/provision/CA-P-021475/arbitration-agreement-incorporated-by-reference/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

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Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Stash's Arbitration agreement incorporated by reference clause do?

Incorporation by reference means the Arbitration Agreement's dispute-resolution obligations apply to users who have entered into an Advisory Agreement, even if they are reviewing only these Terms.

How does this clause affect you?

If you have entered into an Advisory Agreement with Stash, you are bound by the arbitration obligations contained in that agreement through these Terms as well.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 211 platforms. See the full comparison.

Is ConductAtlas affiliated with Stash?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.