Stability's total financial liability to any user for all claims arising from its services, Inputs, Outputs, or the terms is capped at the greater of $100 or the amount the user paid in the six months before the claim arose.
This analysis describes what Stability AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a $100 floor on aggregate liability, which may represent a material limitation for commercial or API users who experience significant losses attributable to service failures, inaccurate Outputs, or data issues. The cap applies across all causes of action including contract, tort, and negligence.
Interpretive note: The enforceability of the $100 liability floor varies by jurisdiction; UK consumer law, EU consumer protection frameworks, and certain US state statutes may limit its application to individual consumers.
The updated terms establish a lower age threshold for audio services (13+) but require parental consent and active supervision for users under 18. All other services remain restricted to users 18 and older. The company expanded its license to use and process submitted content for service provision and maintenance. The arbitration clause now applies only to US users; Canadian users are no longer subject to mandatory arbitration. Use restrictions were clarified to prohibit developing competitive AI models, selling or sublicensing the Services, and removing AI-generated content markings, with limited exceptions expressly approved in writing.
View change record →Under this clause, the maximum financial recovery available against Stability for any and all claims is limited to the greater of $100 or six months of fees paid, regardless of the nature or scale of the loss. The provision states that these limitations are essential to the terms and a condition of service access.
Cross-platform context
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Compare across platforms →"TO THE EXTENT PERMISSIBLE UNDER APPLICABLE LAW, THE STABILITY PARTIES' TOTAL AGGREGATE LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION ARISING OUT OF OR RELATED TO OUR SERVICES, THE INPUTS / OUTPUTS, OR THESE TERMS, WHETHER IN CONTRACT, TORT, NEGLIGENCE, OR OTHER, WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID FOR ACCESSING OUR SERVICES IN THE SIX MONTHS BEFORE THE DATE SUCH DAMAGES, LOSSES, AND CAUSES OF ACTION FIRST AROSE. THESE LIMITATIONS ARE ESSENTIAL TO THESE TERMS, AND WE WOULD NOT OFFER OUR SERVICES TO YOU WITHOUT THESE LIMITATIONS.Excerpt from Stability AI's Terms of Service
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This provision establishes a $100 floor on aggregate liability, which may represent a material limitation for commercial or API users who experience significant losses attributable to service failures, inaccurate Outputs, or data issues. The cap applies across all causes of action including contract, tort, and negligence.
Under this clause, the maximum financial recovery available against Stability for any and all claims is limited to the greater of $100 or six months of fees paid, regardless of the nature or scale of the loss. The provision states that these limitations are essential to the terms and a condition of service access.
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