Square · Square Privacy Notice

Data Retention After Account Closure

Medium severity
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What it is

Square retains your personal and financial data for a period after you close your account, citing legal, regulatory, and business purposes.

Why it matters

Closing your Square account does not immediately delete your data; Square may retain your financial records and personal information for extended periods.

Institutional analysis (Compliance & legal intelligence)

Extended post-closure data retention must be justified under applicable legal bases including GLBA record-keeping requirements and state financial regulations; compliance teams should assess whether retention periods are proportionate and documented in data retention schedules.

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Consumer impact

Square collects extensive personal and financial data, including transaction history, device identifiers, and inferred characteristics, and shares this with affiliates, service providers, and advertising partners. Your financial and behavioral data may be used for targeted advertising and cross-context behavioral profiling, which can feel intrusive and may affect what products and services you are shown. You can opt out of the sale or sharing of your personal information for targeted advertising by visiting Square's privacy preferences page or submitting a request through their privacy portal.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Submit a data deletion request through Square's privacy portal; note that legally required records may still be retained even after your request is fulfilled.

Applicable agencies

  • CFPB
    The CFPB oversees financial data retention practices for payment processors and financial service providers like Square.
    File a complaint →

Provision details

Document information
Document
Square Privacy Notice
Entity
Square
Document last updated
March 24, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-00363002
Document ID
CA-D-00363
Evidence Provenance
Source URL
Wayback Machine
SHA-256
9d83d848d882a5e950e856f1056ea2d1d77853b0de3d7e35096e101db5f72361
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Square | Document: Square Privacy Notice | Record: CA-P-00363002
Captured: 2026-03-20 05:41:13 UTC | SHA-256: 9d83d848d882a5e9…
URL: https://conductatlas.com/platform/square/square-privacy-notice/data-retention-after-account-closure/
Accessed: April 4, 2026
Classification
Severity
Medium
Categories

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