Your Skillshare subscription automatically renews and charges you each month or year unless you cancel. If your card expires, Skillshare may automatically receive updated card details from your bank and continue charging you without you manually updating your payment information.
This analysis describes what Skillshare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The automatic payment method update provision, conducted in partnership with card issuers, means your subscription may continue to be charged even after a card expires, without any affirmative action from you, which may be unexpected for users who allow a card to expire as a de facto cancellation method.
Users who rely on a card expiring to stop recurring charges should be aware that Skillshare may receive updated card details from the issuer and continue billing, making active cancellation through account settings the only reliable way to stop charges.
How other platforms handle this
Some of our Services require payment of fees. If you sign up for a paid subscription, you agree to pay the applicable fees. Subscriptions automatically renew unless you cancel before the renewal date.
Subscriptions automatically renew unless canceled before the renewal date. By subscribing to a paid plan, you authorize Midjourney to charge your payment method on a recurring basis at the then-current subscription fee. You are responsible for canceling your subscription before renewal if you do not...
Subscriptions shall automatically renew for successive terms equal to the expiring term unless either party provides written notice of non-renewal at least thirty (30) days prior to the end of the then-current term. Customer agrees to pay all fees specified in the applicable Order Form.
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"Unless you enrolled via a gift membership, prepaid membership, or scholarship, your subscription will continue and automatically renew on a monthly or annual basis unless and until you cancel your subscription, or your account is otherwise suspended or terminated pursuant to these Terms. When your subscription renews each month/year, we will automatically charge your payment method on file for the subscription fee, as well as any applicable tax, on the calendar day corresponding to the commencement of your paying membership. If your payment method expires prior to renewal, that payment method may be automatically updated based on information provided by your card issuer. This is done in partnership with major credit card issuers, so your payment doesn't fail and you don't have to update your card details manually.— Excerpt from Skillshare's Skillshare Terms of Service
(1) REGULATORY LANDSCAPE: Auto-renewal subscription terms are subject to the FTC's Negative Option Rule and state auto-renewal laws, including California's Automatic Renewal Law (Business and Professions Code Sections 17600-17606), which require clear disclosure, affirmative consent, and a simple cancellation mechanism. The automatic payment method update practice, conducted through card issuer partnerships, may require evaluation under the FTC's guidance on negative option marketing and potentially under state automatic renewal statutes that require notice before renewal charges. The FTC is the primary federal enforcement authority, and state attorneys general enforce analogous state statutes. (2) GOVERNANCE EXPOSURE: Medium. The automatic payment method update practice is operationally notable because it may result in continued charges to users who believed their subscription would lapse upon card expiration. While this practice is disclosed in the Terms, its interaction with state automatic renewal notice requirements and the FTC Negative Option Rule warrants compliance review. (3) JURISDICTION FLAGS: California's Automatic Renewal Law imposes specific notice and consent requirements for subscription auto-renewals and price changes, including advance notice before renewal at a different price. Similar statutes exist in New York, Illinois, and other states. The EU and UK have analogous consumer contract requirements that may require additional disclosure or consent mechanisms for users in those jurisdictions. (4) CONTRACT AND VENDOR IMPLICATIONS: Enterprise accounts that purchase Skillshare subscriptions for employees should assess whether auto-renewal terms are compatible with procurement policies and budgeting cycles. The automatic payment method update provision may create unexpected charges if card details are updated without a corresponding budget approval process. (5) COMPLIANCE CONSIDERATIONS: Legal teams should verify that the auto-renewal disclosure is presented with the specificity and prominence required by applicable state auto-renewal laws, particularly in California. The automatic payment method update practice should be assessed against FTC guidance and card network rules. A review of the cancellation mechanism to confirm it meets the FTC's requirement of a simple, accessible cancellation process is also recommended.
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The automatic payment method update provision, conducted in partnership with card issuers, means your subscription may continue to be charged even after a card expires, without any affirmative action from you, which may be unexpected for users who allow a card to expire as a de facto cancellation method.
Users who rely on a card expiring to stop recurring charges should be aware that Skillshare may receive updated card details from the issuer and continue billing, making active cancellation through account settings the only reliable way to stop charges.
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