87 Total

Key Facts · in the document’s own words

How does Robinhood designate chatbot and AI feature outputs?
“The answers from our chatbots and AI features are provided for informational purposes only and are not investment advice, investment research or recommendations to buy, sell or hold any security or assets”
Version CA-V-007282, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Robinhood designates chatbot and AI feature outputs as informational only and explicitly states they are not investment advice, investment research, or recommendations to buy, sell, or hold any security or assets.
What do vendors collecting photo and voice information from users for identity-related purposes may collect?
“The information collected from your photo and your voice by our vendors for these purposes may include biometric data.”
Version CA-V-007282, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Robinhood discloses that vendors collecting photo and voice information from users for identity-related purposes may collect biometric data in the process.
What information may be exempt from certain state privacy laws?
“some or all of your information may be exempt from certain state privacy laws, such as the California Consumer Privacy Act (CCPA), because it is governed by federal financial privacy laws like the Gramm-Leach-Bliley Act...”
Version CA-V-007282, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Robinhood discloses that some or all of a user's information may be exempt from certain state privacy laws, including the CCPA, because it is governed by federal financial privacy laws such as the GLBA.
When may Robinhood collect users' input and conversation data?
“When you interact with a chatbot on the application and/or the website, we may collect your input and conversation data to provide an output or further customize our answers to you.”
Version CA-V-007282, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Robinhood may collect users' input and conversation data when users interact with a chatbot on its application or website.
What identity data does Robinhood collect when users provide that information?
“We collect information you provide when you use, or apply to use, our Services...Identity Data, such as your name, date of birth, marital status, social security number, selfies/photographs/videos...”
Version CA-V-007282, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Robinhood collects identity data, including users' names, dates of birth, marital status, social security numbers, and selfies/photographs/videos, when users provide that information to use or apply to use Robinhood's services.
What may Robinhood require users to enable in order to trade Events Contracts?
“We may collect the approximate or precise geolocation of your mobile device in accordance with your device permissions...to trade Events Contracts, you may be required to enable access to precise geolocation data...”
Version CA-V-007282, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Robinhood may require users to enable access to precise geolocation data on their mobile devices in order to trade Events Contracts.
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Summary
Generated by a model from the captured document; not read by a person

Robinhood's privacy policy describes what personal information Robinhood collects about you—including your Social Security number, photos, facial geometry, location, and chatbot conversations—and how it uses, shares, and keeps that information. Your data may be shared with marketing partners for targeted advertising across other websites, and some of it may be used to improve Robinhood's AI features. Importantly, much of your information may be exempt from state privacy rights like those in California because federal financial privacy law governs it instead, and Robinhood may keep certain data for up to five years after you stop using its services.

Analysis

This privacy policy establishes the data collection, use, sharing, and retention practices Robinhood applies to users of its services. Robinhood collects a broad range of personal and sensitive information—including identity data (names, dates of birth, social security numbers, photographs, and facial geometry extracted for biometric identity verification), precise geolocation (required to access Events Contracts trading), and chatbot input and conversation data—and may use some of that data to train, test, or improve its AI functionalities. Robinhood may share personal identifiers such as hashed email addresses and device IDs with marketing partners for cross-platform advertising, and discloses that vendors collecting photo and voice data for identity purposes may also collect biometric data. Data retention extends up to five years following the end of the user's relationship with Robinhood, and the policy explicitly states that state privacy rights—including those under the CCPA—do not apply to information governed by federal financial privacy law such as the GLBA, meaning Robinhood may have no obligation to accept Data Subject Requests for a potentially significant portion of user information.

What this means for you

As a Robinhood user, your most sensitive personal data—including your Social Security number, facial geometry extracted from selfies, and chatbot conversations—is collected and may be retained for up to five years after you close your account. Your hashed email address or device ID may be shared with marketing partners to target you with ads across other platforms, and your chatbot data may be used to train Robinhood's AI systems. A significant limitation is that state privacy rights such as access or deletion requests may not apply to information governed by federal financial law, meaning Robinhood may decline to act on those requests. If you want to understand which of your rights apply, you can submit a Data Subject Request to Robinhood, though the policy makes clear Robinhood may have no obligation to honor it for federally governed information.

Institutional Analysis
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2 important changes detected

20 versions captured · Latest change detected by ConductAtlas: August 2026

What changed Robinhood updated its privacy policy effective August 18, 2026, to clarify that it collects usage information when users interact with the platform either directly or through external AI agents. The policy now explicitly names third-party AI agents as a category of connected service that may share profile information with Robinhood, and adds a reference to the Customer Agreement for details on agentic trading and external AI agents. The policy also updated internal entity references to include Robinhood Ventures Fund II.
Why this matters The updated policy clarifies that Robinhood collects usage information when you interact with the platform through external AI agents, in addition to direct use. If you connect your Robinhood account through a third-party AI agent, that agent may share your profile information with Robinhood. The policy now directs users to the Customer Agreement for specific details on how agentic trading and external AI agents operate.
View full change record →
What changed Reissued 2026-10-07: this change was first recorded in reverse as CA-X-001127, which was withdrawn; this record describes it in the order it happened. Robinhood restructured its privacy policy, effective March 18, 2026. The policy now explicitly covers Robinhood Social (a social media product) alongside financial services, and clarifies that Social data is subject to US state privacy laws rather than the Gramm-Leach-Bliley Act. The updated terms add new data collection categories including AI chatbot conversation data and gifting transaction information, expand geolocation collection from GPS-only to approximate or precise location, and add language about AI agent interactions and their limitations.
Why this matters The updated privacy policy now applies to Robinhood Social, a new social media product, alongside Robinhood's financial services. The policy explicitly states that Robinhood collects conversation and input data when you interact with AI chatbots on the application or website, though it clarifies these responses are informational only and not investment advice. Geolocation collection has been expanded from GPS-only to include approximate or precise location data in accordance with device permissions; precise geolocation may be required to trade Events Contracts. You can review the updated privacy notices for each Robinhood entity and adjust device location permissions in your mobile device settings.
View full change record →

Clauses withheld

We withheld clauses we had published from this document. Each withholding is recorded in our correction log:

Featured provisions
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Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

87 provisions
12 featured
16 clause types
Restricted or Prohibited Content/Industries 1
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Archival ProvenanceSource & Archival Record
This version captured October 2, 2026 00:14 UTC
Last successful capture October 21, 2026 00:13 UTC
Date stated by the document August 18, 2026 (as printed in this version)
Capture Method Automated scheduled archival capture
Document ID CA-D-000051
Version ID CA-V-007282
SHA-256 (extracted text, extractor v5) c3edc96dce878f6df7a05a0280ab91375801dbdf94a59a01b83ed405333b26c2
Archived bytes SHA-256 (anchor) 3ba2f0e5376183fa8fe0d80971a1adcb713a4d195c51755a36b4348de0d71ce1
✓ Snapshot stored ✓ Archived bytes anchored (verified Oct. 2, 2026)

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