Robinhood Privacy Policy

This document is the Robinhood US User Privacy Statement, governing the collection, use, and sharing of personal information by Robinhood Markets and its affiliated financial entities (including Robinhood Financial LLC, Robinhood Securities LLC, Robinhood Money LLC, and Robinhood Credit Inc.) in connection with their brokerage, cash management, credit card, and cryptocurrency services. The terms authorize collection of identifiers, financial account data, transaction history, Social Security numbers, government-issued ID information, device identifiers, IP addresses, location data, browsing and usage activity, and inferred characteristics; the policy also states that personal information is shared with service providers, financial partners, data analytics vendors, advertising networks, and affiliates, and may be disclosed to law enforcement or regulators. Notably, the policy describes sharing of personal information for cross-context behavioral advertising and states that California residents may opt out of the sale or sharing of personal information for targeted advertising purposes, while also asserting that certain financial data sharing is governed by the federal Gramm-Leach-Bliley Act (GLBA) rather than CCPA, which limits the scope of California opt-out rights over that subset of data. The document engages the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), GLBA, and the Fair Credit Reporting Act (FCRA), with enforcement authority distributed among the Consumer Financial Protection Bureau (CFPB), the Securities and Exchange Commission (SEC), the Federal Trade Commission (FTC), and state attorneys general; GLBA-CCPA interaction is a material compliance consideration, particularly regarding the scope of consumer opt-out rights over financial data. The policy also addresses rights for residents of other states with comprehensive privacy laws, including Virginia, Colorado, Connecticut, Texas, Oregon, and Montana, though the scope of rights available varies by jurisdiction.