Robinhood · Robinhood Customer Agreement · View original document ↗

SIPC Coverage Disclosure and Limitations

Low severity High confidence Explicitdocumentlanguage Unique · 0 of 343 platforms
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This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes the scope and limits of investor protection available through SIPC membership, defining the maximum recovery available for account holders and identifying categories of loss that fall outside SIPC's coverage framework.

Clause Stability Stable

0
Changes
3
Months Monitored
May 9, 2026
First Seen
May 11, 2026
Last Seen
This clause type exists across 362 other provisions on other platforms.

Consumer impact (what this means for users)

Users operate under a defined protection structure where account losses due to firm insolvency or operational failures are covered up to specified monetary limits, while losses attributable to market fluctuations remain outside this protective coverage.

How other platforms handle this

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You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated 'scraping'; (ii) using any automated system, including without limitation 'robots,' 's...

Xbox Medium

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▸ View Original Clause Language DOCUMENT RECORD
"
Your account is protected by the Securities Investor Protection Corporation (SIPC). SIPC protects customers of SIPC members up to $500,000 (including $250,000 for claims for cash). SIPC does not protect against loss from market fluctuations.

— Excerpt from Robinhood's Robinhood Customer Agreement

Provision details

Document information
Document
Robinhood Customer Agreement
Entity
Robinhood
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
May 12, 2026
Record ID
CA-P-007604
Document ID
CA-D-00050
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
42fdece1ce06bb1213691f7474d4463025e28fcf4db4d7ada943d32d7009952a
Analysis generated
March 6, 2026 20:25 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Robinhood
Document: Robinhood Customer Agreement
Record ID: CA-P-007604
Captured: 2026-03-06 20:25:05 UTC
SHA-256: 42fdece1ce06bb12…
URL: https://conductatlas.com/platform/robinhood/robinhood-customer-agreement/sipc-coverage-disclosure-and-limitations/
Accessed: June 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Low
Categories

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Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Robinhood's SIPC Coverage Disclosure and Limitations clause do?

The clause establishes the scope and limits of investor protection available through SIPC membership, defining the maximum recovery available for account holders and identifying categories of loss that fall outside SIPC's coverage framework.

How does this clause affect you?

Users operate under a defined protection structure where account losses due to firm insolvency or operational failures are covered up to specified monetary limits, while losses attributable to market fluctuations remain outside this protective coverage.

Is ConductAtlas affiliated with Robinhood?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Robinhood.