PayPal · PayPal User Agreement · View original document ↗

SAML SSO Multi-Factor Authentication Compliance Attestation

High severity Unique · 0 of 343 platforms
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Recent governance activity PayPal recorded 7 documented changes in the last 30 days.
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes a regulatory compliance obligation tied to a specific authentication method, making MFA regulatory adherence a condition of using SAML SSO integration with PayPal accounts. This creates a documented compliance requirement that PayPal can audit through information requests.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen

Consumer impact (what this means for users)

Users selecting SAML SSO authentication assume an attestation obligation to maintain compliance with designated multi-factor authentication regulations and must provide evidence of compliance upon PayPal's request. The provision does not specify consequences for non-compliance within its stated terms.

Cross-platform context

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▸ View Original Clause Language DOCUMENT RECORD
"
If you, or any other person associated with your account, use SAML SSO (Security Assertion Markup Language Single Sign-On) to allow access to your accounts with PayPal, you attest that you are compliant with applicable state and Federal Multi-Factor Authentication ('MFA') regulations (e.g., NY DFS Part 500 and 16 CFR Part 314: Standards For Safeguarding Customer Information). You will provide information to demonstrate compliance with this requirement as reasonably requested by PayPal.

— Excerpt from PayPal's PayPal User Agreement

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-003277
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3d68439fe78dc8e9c5af9b89ed2de54f7c5988ef4a3e224a5424db99720a851e
Analysis generated
May 21, 2026 05:39 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-003277
Captured: 2026-05-21 05:39:46 UTC
SHA-256: 3d68439fe78dc8e9…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/saml-sso-multi-factor-authentication-compliance-attestation/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does PayPal's SAML SSO Multi-Factor Authentication Compliance Attestation clause do?

The clause establishes a regulatory compliance obligation tied to a specific authentication method, making MFA regulatory adherence a condition of using SAML SSO integration with PayPal accounts. This creates a documented compliance requirement that PayPal can audit through information requests.

How does this clause affect you?

Users selecting SAML SSO authentication assume an attestation obligation to maintain compliance with designated multi-factor authentication regulations and must provide evidence of compliance upon PayPal's request. The provision does not specify consequences for non-compliance within its stated terms.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.