PayPal · PayPal User Agreement · View original document ↗

Account Suspension and Fund Holds

High severity Unique · 0 of 343 platforms
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Recent governance activity PayPal recorded 14 documented changes in the last 30 days.
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes that account termination is available as a unilateral right but does not extinguish pre-existing liabilities, meaning PayPal retains collection rights for any outstanding balances, chargebacks, or other account-related obligations following closure.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen
This clause type exists across 466 other provisions on other platforms.

Consumer impact (what this means for users)

Account holders retain the ability to terminate their relationship with PayPal without fees, but remain contractually liable for all obligations incurred during the account's active period. Scheduled or incomplete transactions are automatically canceled upon closure, but this does not eliminate liability for completed transactions or other outstanding obligations.

How other platforms handle this

Medium Medium

Medium may terminate or suspend your right to use our Services at any time for any or no reason upon notice to you.

TaskRabbit Medium

Failure to provide and maintain updated and accurate information may result in your inability to use the Platform and/or Taskrabbit's termination of this Agreement with you. Taskrabbit may restrict anyone from completing registration if Taskrabbit determines such person may threaten the safety and i...

Duolingo Medium

Duolingo reserves the right to suspend or terminate your account and your access to the Services at any time and without liability, with or without cause, and with or without notice. Upon any termination of these Terms or your Account, the following sections will continue to apply: Feedback, User Co...

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▸ View Original Clause Language DOCUMENT RECORD
"
You may close your PayPal account and terminate your relationship with us at any time without cost, but you will remain liable for all obligations related to your PayPal account even after the PayPal account is closed. When you close your PayPal account, we will cancel any scheduled or incomplete transactions.

— Excerpt from PayPal's PayPal User Agreement

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-003272
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3d68439fe78dc8e9c5af9b89ed2de54f7c5988ef4a3e224a5424db99720a851e
Analysis generated
May 21, 2026 05:39 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-003272
Captured: 2026-05-21 05:39:46 UTC
SHA-256: 3d68439fe78dc8e9…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/account-suspension-and-fund-holds/
Accessed: June 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does PayPal's Account Suspension and Fund Holds clause do?

The clause establishes that account termination is available as a unilateral right but does not extinguish pre-existing liabilities, meaning PayPal retains collection rights for any outstanding balances, chargebacks, or other account-related obligations following closure.

How does this clause affect you?

Account holders retain the ability to terminate their relationship with PayPal without fees, but remain contractually liable for all obligations incurred during the account's active period. Scheduled or incomplete transactions are automatically canceled upon closure, but this does not eliminate liability for completed transactions or other outstanding obligations.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.