PayPal · PayPal User Agreement · View original document ↗

Account Closure and Liability Survival

Medium severity Unique · 0 of 343 platforms
Share 𝕏 Share in Share 🔒 PDF
Recent governance activity PayPal recorded 14 documented changes in the last 30 days.
Start monitoring updates
Monitor governance changes for PayPal Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.

This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision operationalizes the distinction between account termination and obligation discharge. It establishes that the contractual relationship's financial obligations survive the administrative closure of the account, requiring ongoing compliance with payment duties regardless of account status.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen
This clause type exists across 912 other provisions on other platforms.

Consumer impact (what this means for users)

Account holders may terminate their account relationship without cost, but remain obligated to fulfill any outstanding liabilities associated with the account, including disputed transactions, fees, or other monetary obligations that existed prior to or arise from the account's operation. This means closure does not automatically resolve pending financial claims or disputes.

How other platforms handle this

ConvertKit Medium

To the maximum extent permitted by applicable law, Kit shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting ...

Replicate Medium

Marketplace Models are not provided by Replicate and Replicate does not control and has no liability for any Marketplace Models, including their security, functionality, operation, availability, or interoperability with the Services or how the Marketplace Models use your Content. Use of any Marketpl...

Pinterest Medium

To the maximum extent permitted by applicable law, Pinterest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, res...

See all platforms with this clause type →

Monitoring

PayPal has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.

Start Monitor free trial Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
You may close your PayPal account and terminate your relationship with us at any time without cost, but you will remain liable for all obligations related to your PayPal account even after the PayPal account is closed.

— Excerpt from PayPal's PayPal User Agreement

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-003276
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3d68439fe78dc8e9c5af9b89ed2de54f7c5988ef4a3e224a5424db99720a851e
Analysis generated
May 21, 2026 05:39 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-003276
Captured: 2026-05-21 05:39:46 UTC
SHA-256: 3d68439fe78dc8e9…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/account-closure-and-liability-survival/
Accessed: June 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Compliance Governance Intelligence

Need to monitor specific governance provisions?

Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Start Compliance free trial

Or start with Monitor →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does PayPal's Account Closure and Liability Survival clause do?

This provision operationalizes the distinction between account termination and obligation discharge. It establishes that the contractual relationship's financial obligations survive the administrative closure of the account, requiring ongoing compliance with payment duties regardless of account status.

How does this clause affect you?

Account holders may terminate their account relationship without cost, but remain obligated to fulfill any outstanding liabilities associated with the account, including disputed transactions, fees, or other monetary obligations that existed prior to or arise from the account's operation. This means closure does not automatically resolve pending financial claims or disputes.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.