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The exclusion list defines the scope of PayPal's Purchase Protection by carving out specific asset classes and transaction types where the program does not apply. This delineation establishes which transactions fall within and outside the protection framework operationally.
Users conducting transactions in the listed categories—including real estate, vehicles, NFTs, gambling, gift cards, investments, and donations—are not eligible to file claims under PayPal's Purchase Protection program. The terms apply as written upon continued use of the service for any of these transaction types.
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"The following items or transactions are not eligible for PayPal's Purchase Protection program: Real estate, including residential property. Vehicles, including, but not limited to, motor vehicles, motorcycles, recreational vehicles, aircraft, and boats, except for personally portable light vehicles used for recreational purposes like bicycles and wheeled hoverboards. Businesses (when you buy or invest in a business). Industrial machinery used in manufacturing. Payments that are equivalent to cash, including stored value items such as gift cards and pre-paid cards. Payments made in respect of gold (whether in physical form or exchange-traded form). Financial products or investments of any kind. Non-fungible tokens (NFTs). Gambling, gaming, and/or any other activities with an entry fee and a prize. Donations, including payments on crowdfunding platforms as well as payments made on crowdlending platforms. Personal Payments including payments sent using PayPal's friends and family functionality. Items intended for resale, including single item transactions or transactions that include multiple items.— Excerpt from PayPal's PayPal Buyer and Seller Protection
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The exclusion list defines the scope of PayPal's Purchase Protection by carving out specific asset classes and transaction types where the program does not apply. This delineation establishes which transactions fall within and outside the protection framework operationally.
Users conducting transactions in the listed categories—including real estate, vehicles, NFTs, gambling, gift cards, investments, and donations—are not eligible to file claims under PayPal's Purchase Protection program. The terms apply as written upon continued use of the service for any of these transaction types.
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