Provision record
OpenSea · OpenSea Terms of Service · View original document ↗

NFTs Not FDIC or SIPC Protected

Medium severity Explicit document language Common · 273 of 352 platforms
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This analysis describes what OpenSea's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 1423 other provisions on other platforms.

How other platforms handle this

Venmo Medium

if you have a PayPal Balance Account and a Venmo account that are both held in your individual capacity...any balances you maintain in those accounts...will be aggregated for purposes of FDIC limits

Tinder Medium

Consistent with applicable law, you understand and agree that Tinder may not share information with you regarding your account termination if doing so would potentially impair the safety or privacy of other users.

Skillshare Medium

within the Services, all discussion boards, groups, or other public forums available to participants are publicly visible to other participants.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You acknowledge that NFTs, cryptocurrency, and other digital tokens are not subject to protections or insurance provided by the Federal Deposit Insurance Company or the Securities Investor Protection Corporation.

Excerpt from OpenSea's Terms of Service

Provision details

Document information
Document
OpenSea Terms of Service
Entity
OpenSea
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-032749
Document ID
CA-D-00209
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
76b04082fc896790748950b58f45fa27b32b077fa7f68023f3882c090ed2ad1f
Analysis generated
July 9, 2026 06:20 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: OpenSea
Document: OpenSea Terms of Service
Record ID: CA-P-032749
Captured: 2026-07-09 06:20:04 UTC
SHA-256: 76b04082fc896790…
URL: https://conductatlas.com/platform/opensea/opensea-terms-of-service/provision/CA-P-032749/nfts-not-fdic-or-sipc-protected/
Accessed: Aug. 3, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does OpenSea's NFTs Not FDIC or SIPC Protected clause do?

The clause states: “You acknowledge that NFTs, cryptocurrency, and other digital tokens are not subject to protections or insurance provided by the Federal Deposit Insurance Company or the Securities Investor Protection Corporation.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 273 platforms. See the full comparison.

Is ConductAtlas affiliated with OpenSea?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by OpenSea.