You agree not to dispute charges with your bank or card provider unless you have a genuine reason, and if OnlyFans decides your dispute was made in bad faith, they can delete your account.
This analysis describes what OnlyFans's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
OnlyFans reserves the right to unilaterally determine whether a chargeback request was made in bad faith and to delete your account based on that determination, which could result in loss of all account access and any remaining Wallet Credits.
If you file a payment dispute with your bank that OnlyFans considers unjustified, they can permanently delete your account, causing you to lose access to all subscriptions, content, and any unused Wallet Credits.
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Your subscription will automatically renew at the end of each subscription period unless you cancel your subscription before the renewal date. You authorize Skillshare to charge your payment method on a recurring basis for the subscription fee.
eBay charges sellers for using many of our Services. In some cases, eBay may charge buyers for using certain of our Services. We may change our fees at any time by posting the changes on our Seller Center and, if applicable, informing you via email or through My eBay. eBay may, in its discretion, ch...
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"You agree not to make: (i) unjustified requests for a refund; or (ii) unjustified chargeback requests of your payment card provider in relation to any Creator Interaction or tip to a Creator. If we determine that any refund or chargeback request was made by you in bad faith, we may suspend or delete your User account.— Excerpt from OnlyFans's OnlyFans Terms of Service
(1) REGULATORY LANDSCAPE: Clauses that penalize consumers for exercising legitimate chargeback rights may conflict with consumer protection principles enforced by the FTC and state attorneys general in the US, and equivalent authorities in the UK and EU. Chargeback rights under card network rules (Visa, Mastercard) and the UK Consumer Credit Act 1974 are statutory or contractually embedded rights that platform terms cannot override. The characterization of a chargeback as unjustified is a factual determination that is ultimately made by the card network and issuing bank, not by the merchant. (2) GOVERNANCE EXPOSURE: High. The provision asserts OnlyFans's right to determine unilaterally whether a chargeback was made in bad faith and to impose account deletion as a penalty. This creates an asymmetric enforcement mechanism where the consumer loses platform access, including paid subscriptions and wallet credits, based solely on the platform's own assessment. (3) JURISDICTION FLAGS: UK consumers retain statutory chargeback rights under the Consumer Credit Act 1974 for credit card purchases and under card network rules for debit cards, which cannot be contractually waived. EEA consumers have equivalent protections. US consumers benefit from Fair Credit Billing Act protections for credit card disputes. The enforceability of account deletion as a consequence of exercising these rights is legally questionable in these jurisdictions. (4) CONTRACT AND VENDOR IMPLICATIONS: The account deletion consequence of a disputed chargeback means that any remaining Wallet Credits and paid subscription access are also lost, compounding the financial impact. This should be flagged to institutional users who manage fan accounts or expense creator subscriptions. (5) COMPLIANCE CONSIDERATIONS: Legal teams should assess whether the account deletion penalty for chargeback filings constitutes retaliation against consumers exercising statutory rights in the UK, EU, and US, and whether the provision is enforceable given applicable consumer protection frameworks. The FTC's unfair practices authority and UK FCA consumer duty obligations are particularly relevant.
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OnlyFans reserves the right to unilaterally determine whether a chargeback request was made in bad faith and to delete your account based on that determination, which could result in loss of all account access and any remaining Wallet Credits.
If you file a payment dispute with your bank that OnlyFans considers unjustified, they can permanently delete your account, causing you to lose access to all subscriptions, content, and any unused Wallet Credits.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by OnlyFans.