Provision record
Luma AI · Luma AI Terms of Service · View original document ↗

Third-Party AI Tools Liability Disclaimer

High severity High confidence Explicit document language Common · 287 of 352 platforms
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Document Record

What it is

The agreement disclaims all warranties and liability for third-party AI tools integrated into the Services, including actions taken by those tools on behalf of users when acting as virtual agents interacting with the internet or other systems.

This analysis describes what Luma AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes that when Luma's virtual agents or third-party AI tools take actions on behalf of users (such as interacting with external systems or the internet), all risk and liability for those actions rests entirely with the user. The scope of potential actions is defined broadly to include any activity enabled through settings or prompts.

Consumer impact (what this means for users)

The agreement states that actions taken by third-party AI tools operating as virtual agents on a user's behalf are at the user's own risk, with Luma disclaiming all liability including for unexpected actions. Users who enable these agentic capabilities authorize Luma's virtual agents to interact with external systems based on their Input.

How other platforms handle this

ActiveCampaign Medium

We do not control, endorse or adopt any Third Party Content, and we make no representations or warranties of any kind regarding such Third Party Content, including, without limitation, regarding its accuracy or completeness.

ZipRecruiter Medium

these third-party services have their own privacy policies and we do not accept any responsibility or liability for these parties' policies or practices. Please check these policies before you share any Personal Data with these third-party services.

Tinder Medium

Tinder is not responsible for the availability (or lack of availability) of any external websites or resources or their content. Furthermore, Tinder is not responsible for, and does not endorse, any products or services that may be offered by third-party websites...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
LUMA MAKES NO WARRANTIES REGARDING THIRD-PARTY AI TOOLS AND DISCLAIMS ALL LIABILITY ARISING FROM OR RELATED TO THIRD-PARTY AI TOOLS, INCLUDING ANY ACTIONS TAKEN BY SUCH TOOLS ON YOUR BEHALF. You acknowledge that Third-Party AI Tools may not perform as expected and that any Actions taken by Third-Party AI Tools are at your own risk.

Excerpt from Luma AI's Terms of Service

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

(1) REGULATORY LANDSCAPE: The agentic AI actions described in this provision may engage emerging regulatory frameworks for AI systems, including the EU AI Act's provisions on high-risk AI systems and general-purpose AI models, depending on …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

EU AI Act - High Risk Provisions
EU
FTC Act Section 5
United States Federal

Provision details

Document information
Document
Luma AI Terms of Service
Entity
Luma AI
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-010497
Document ID
CA-D-00498
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
1da3bb14f86647d0b3eff05ca1ae2daf91ff0bfd6e9aa59b03a66bfe8591b1d4
Analysis generated
May 21, 2026 00:31 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Luma AI
Document: Luma AI Terms of Service
Record ID: CA-P-010497
Captured: 2026-05-21 00:31:47 UTC
SHA-256: 1da3bb14f86647d0…
URL: https://conductatlas.com/platform/luma-ai/luma-ai-terms-of-service/provision/CA-P-010497/third-party-ai-tools-liability-disclaimer/
Accessed: Sept. 15, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Luma AI's Third-Party AI Tools Liability Disclaimer clause do?

This provision establishes that when Luma's virtual agents or third-party AI tools take actions on behalf of users (such as interacting with external systems or the internet), all risk and liability for those actions rests entirely with the user. The scope of potential actions is defined broadly to include any activity enabled through settings or prompts.

How does this clause affect you?

The agreement states that actions taken by third-party AI tools operating as virtual agents on a user's behalf are at the user's own risk, with Luma disclaiming all liability including for unexpected actions. Users who enable these agentic capabilities authorize Luma's virtual agents to interact with external systems based on their Input.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.

Is ConductAtlas affiliated with Luma AI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Luma AI.