Version History

• May 19, 2026 v1 low
  Klarna updated their Terms of Service on May 19, 2026 to disclose that their Upgrade financing product is no longer available for new purchases as of May 13, 2026. The terms previously listed Upgrade financing as an available product option without noting its unavailability. The updated language now clarifies that this financing method cannot be selected by new customers, though existing customers with active Upgrade financing agreements may retain their current terms.
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• May 14, 2026 v1 low
  Klarna's Terms of Service was updated on May 14, 2026 to add a reference to 'Upgrade financing' in the table of contents or navigation menu. Previously, this topic was not listed among the available product agreements and disclosures. The addition makes financing upgrade options more visible within the terms structure, though the substantive terms governing upgrade financing are not detailed in this change summary.
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• May 6, 2026 v1 low
  Klarna's Terms of Service included a minor organizational change to its table of contents on May 6, 2026. The term 'Monthly Financing' was removed from a list of financing options, while 'Pay over time' was added as a standalone category earlier in the list. This appears to be a restructuring of how Klarna presents its product offerings rather than a change to the actual services available or consumer rights.
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• April 19, 2026 v1 low
  Klarna reorganized the table of contents and navigation structure of its Terms of Service on April 19, 2026. The updated document removed several product-specific links and agreements from the main navigation menu (including Pay later, Klarna Credit Card, Money Transmissions, and specific financing examples) and streamlined the list of referenced policies. While the underlying substantive terms of service remain unchanged, this restructuring may affect how easily consumers can locate specific product agreements and disclosures they need to review.
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• April 2, 2026 v1 low
  Klarna reorganized the table of contents and navigation structure of its Terms of Service on April 2, 2026. The update removed some product category headings (such as 'Pay later' and 'Klarna Credit Card' at the top level) and reordered the list of linked agreements and policies. The underlying terms themselves do not appear to have changed in substance, only how they are organized and presented to users.
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• March 19, 2026 v1 low
  Initial snapshot — monitoring begins
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