Provision record
Klarna · Klarna Privacy Policy · View original document ↗

Klarna retains data by law after deletion request

High severity High confidence Explicit document language Common · 274 of 352 platforms

Key Facts

Is Klarna required by law to retain certain personal data even after a user's deletion request?
Klarna states that, as a bank, it is required by law to retain certain personal data even after a user's deletion request.
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This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

A legal retention obligation means a deletion request does not result in complete erasure of all personal data, limiting the practical effect of the right to be forgotten.

Clause Stability Stable

0
Changes
5
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 1629 other provisions on other platforms.

Consumer impact (what this means for users)

Even if you request deletion of your data, Klarna is legally required to retain certain personal data and will not delete it.

How other platforms handle this

Adobe Medium

Some online content may remain accessible publicly even after Adobe fulfils a request to delete the poster's personal information.

Affirm Medium

Affirm will retain your information in accordance with our Privacy Policy and any applicable state or federal law, rule or regulation.

Mistral AI Medium

Mistral AI shall retain the Customer Exportable Data and Assets for a period of thirty (30) days from the earlier between (a) the expiration of the Transitional Period or (b) Customer's notification under Section 2.2.2 (b) of these Additional Terms.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
As a bank, we are required by law to retain certain personal data even after your deletion request.

Excerpt from Klarna's Privacy Policy

Applicable regulations

CCPA/CPRA
California, USA
FCRA
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
UK GDPR
United Kingdom

Provision details

Document information
Document
Klarna Privacy Policy
Entity
Klarna
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-026904
Document ID
CA-D-00166
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
bcce34759d8a1dc9b39569aaea9df97b2c0ca95af1f85454a872e7bb2416076c
Analysis generated
July 9, 2026 08:48 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Klarna
Document: Klarna Privacy Policy
Record ID: CA-P-026904
Captured: 2026-07-09 08:48:05 UTC
SHA-256: bcce34759d8a1dc9…
URL: https://conductatlas.com/platform/klarna/klarna-privacy-policy/provision/CA-P-026904/klarna-retains-data-by-law-after-deletion-request/
Accessed: Aug. 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Klarna's Klarna retains data by law after deletion request clause do?

A legal retention obligation means a deletion request does not result in complete erasure of all personal data, limiting the practical effect of the right to be forgotten.

How does this clause affect you?

Even if you request deletion of your data, Klarna is legally required to retain certain personal data and will not delete it.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 274 platforms. See the full comparison.

Is ConductAtlas affiliated with Klarna?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Klarna.