This analysis describes what Impact's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms now explicitly disclose that Impact collects log data (IP address, browser type, ads interacted with) from website visitors, as well as location information and cookies depending on device permissions. The terms clarify that Impact does not receive personally identifying information such as names, addresses, or credit card numbers. You can enable or disable location services through your device settings, and you can instruct your browser to refuse cookies, though doing so may limit functionality on Impact's website or its clients' websites.
View change record →How other platforms handle this
The arbitrator will have exclusive authority to resolve any Dispute, except the state or federal courts of San Francisco, California have the authority to determine any Dispute about enforceability...
you may reject the change by sending us written notice within 30 days of the change to Credit Karma's address for Notice, in which case your account with Credit Karma will be immediately terminated
The award of the arbitrator(s) shall be final and binding, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
"Except with respect to a party's indemnification obligations, the arbitrator will have no authority to award punitive damages or any other damages not measured by the prevailing party's actual damagesExcerpt from Impact's Terms and Conditions
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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The clause states: “Except with respect to a party's indemnification obligations, the arbitrator will have no authority to award punitive damages or any other damages not measured by the prevailing party's actual damages”
ConductAtlas has identified this type of provision across 196 platforms. See the full comparison.
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