This analysis describes what Impact's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms now explicitly disclose that Impact collects log data (IP address, browser type, ads interacted with) from website visitors, as well as location information and cookies depending on device permissions. The terms clarify that Impact does not receive personally identifying information such as names, addresses, or credit card numbers. You can enable or disable location services through your device settings, and you can instruct your browser to refuse cookies, though doing so may limit functionality on Impact's website or its clients' websites.
View change record →How other platforms handle this
If we are unable to resolve the Dispute, either of us may commence arbitration with National Arbitration and Mediation ("NAM") under its Comprehensive Dispute Resolution Rules and Procedures...
If you commence arbitration in accordance with the Agreement, Credit Karma will reimburse you for your payment of the filing fee, unless your claim is for more than $10,000
"Any Dispute submitted to arbitration shall be determined by arbitration in Los Angeles, California, USA before a sole arbitrator, in accordance with the laws of the State of CaliforniaExcerpt from Impact's Terms and Conditions
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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The clause states: “Any Dispute submitted to arbitration shall be determined by arbitration in Los Angeles, California, USA before a sole arbitrator, in accordance with the laws of the State of California”
ConductAtlas has identified this type of provision across 196 platforms. See the full comparison.
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