This analysis describes what Geico's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms remove explicit language that previously stated Geico would not be responsible for damages resulting from website use, technical failures, viruses, or service interruptions. Previously, the terms detailed specific categories of harm (performance failures, computer viruses, line failures) that Geico disclaimed responsibility for. The new terms no longer include these itemized liability limitations, though they establish a general acceptance framework requiring agreement to the terms as a condition of site access. The operational consequence is that the explicit liability shield for website-related harms is no longer stated in these terms.
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You are responsible for selecting a unique and complex password and keeping it confidential. You are responsible for any access to or use of your account by someone who has obtained your password...
Safeguard your password to the Services, and keep your account information current. Don't share your account credentials or give others access to your account.
You are responsible for maintaining the confidentiality of the password and account, and you are fully responsible for all activities that occur under your password or account identification.
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"Your password is sensitive information and you must keep it confidential and secret.— Excerpt from Geico's Geico Terms of Use
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The clause states: “Your password is sensitive information and you must keep it confidential and secret.”
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