“you authorize Faire and its designated agents to access your personal and business credit history, including obtaining a consumer credit report, for the purpose of evaluating your eligibility for a line of credit with Faire.”
This analysis describes what Faire's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Retailers grant Faire and third-party agents access to sensitive personal and business credit data as a condition of being evaluated for credit eligibility.
Interpretive note: The excerpt does not specify whether this authorization is triggered only upon applying for a line of credit or applies more broadly. The quoted language uses 'for the purpose of evaluating your eligibility', which has been preserved without elaboration.
Retailers must authorize Faire and its designated agents to pull personal and business credit history, including a consumer credit report, as part of the credit eligibility process.
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"you authorize Faire and its designated agents to access your personal and business credit history, including obtaining a consumer credit report, for the purpose of evaluating your eligibility for a line of credit with Faire.Excerpt from Faire's Terms of Service
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Retailers grant Faire and third-party agents access to sensitive personal and business credit data as a condition of being evaluated for credit eligibility.
Retailers must authorize Faire and its designated agents to pull personal and business credit history, including a consumer credit report, as part of the credit eligibility process.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
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