Texas Data Broker Registration Disclosure

What it is

The notice discloses that three named Experian subsidiaries are registered data brokers under Texas law and have registered with the Texas Secretary of State as required to conduct business in Texas. This disclosure is stated in both capitalized and standard text formats.

Why it matters (compliance & governance perspective)

This provision reflects a mandatory disclosure obligation under the Texas Data Privacy and Security Act and Texas data broker registration requirements. The registration creates a public compliance record with the Texas Secretary of State that is accessible to consumers and regulators.

Consumer impact (what this means for users)

This provision establishes that Experian Marketing Solutions, Experian Health, and Experian Information Solutions are publicly registered as data brokers in Texas, and that information about their registration is available through the Texas Secretary of State. Texas residents may reference this registration record in connection with privacy rights requests or regulatory complaints.

Institutional analysis (regulatory & governance intelligence)

1. REGULATORY LANDSCAPE: This provision reflects compliance with Texas data broker registration requirements enforced by the Texas Secretary of State and the Texas Attorney General under the Texas Data Privacy and Security Act. The Texas DPSA grants consumers rights to opt out of data sales and targeted advertising and imposes registration obligations on data brokers. The FTC also has general jurisdiction over data broker practices. 2. GOVERNANCE EXPOSURE: Low. The disclosure is a mandatory statutory notice and does not by itself create additional compliance exposure beyond the underlying data broker registration obligation. However, the public registration record increases regulatory visibility and may facilitate consumer complaints or enforcement inquiries directed at the registered entities. 3. JURISDICTION FLAGS: Texas is the primary jurisdiction. Texas residents have specific rights under the TDPSA, and the data broker registration requirement applies only to entities conducting business in Texas. Other states with data broker registration requirements, such as California and Vermont, are not addressed in this specific provision. 4. CONTRACT AND VENDOR IMPLICATIONS: Institutional clients in Texas who engage Experian as a data supplier should note the formal data broker registration status of the three named entities when conducting vendor due diligence and should ensure that contractual data use agreements are consistent with TDPSA requirements. 5. COMPLIANCE CONSIDERATIONS: Compliance teams should verify that the Texas Secretary of State registrations for all three named entities are current and accurate, and should establish a process for annual renewal or updates as required by Texas law. The registration should be reviewed in connection with any changes to the entities' data practices or corporate structure.

Applicable agencies

Provision details

Other risks in this policy

• Commercial Transactions Data Collected and Sold high
• Consumer Inferences Drawn and Sold to Third Parties high
• Consumer Right to Delete Personal Information high
• Consumer Right to Know and Access Personal Information high
• Financial Account Credentials Sensitive Data Collected and Sold high
• Geolocation Data Collected and Sold to Third Parties high