The notice discloses that Experian has sold or disclosed sensitive personal information categories, including Social Security numbers, driver's license numbers, financial account credentials combined with access codes, precise geolocation, and racial or ethnic origin data, to third parties across more than twenty industry categories for commercial purposes including marketing, analytics, and decisioning. These third-party categories include political organizations, marketing and research companies, insurance companies, and financial services companies.
This analysis describes what Experian's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that Experian's data broker subsidiaries have sold or disclosed sensitive personal information categories, some of which are subject to heightened protections or opt-in consent requirements under multiple state privacy laws, to a broad range of commercial third parties. Compliance teams should evaluate whether the opt-out mechanism described in the notice satisfies applicable requirements for each sensitive data category in each covered jurisdiction, particularly where state law may require affirmative opt-in consent for the sale or processing of categories such as racial or ethnic origin, precise geolocation, or financial account credentials.
Under these terms, Experian has sold and disclosed sensitive personal information including Social Security numbers, financial account credentials with access codes, precise geolocation, and racial or ethnic origin data to third parties in categories including political organizations and marketing and research companies for commercial purposes. Consumers in states other than the seventeen listed carve-out states may have this category of sensitive data collected and sold unless an opt-out request is submitted.
Cross-platform context
See how other platforms handle Sale and Disclosure of Sensitive Personal Information for Commercial Purposes and similar clauses.
Compare across platforms →"A consumer's social security, driver's license, state identification card, or passport number [...] Sold, shared, or disclosed for a business or commercial purpose to third parties in the preceding 12 months: Yes [...] Categories of third parties to whom the sensitive personal information was sold, shared, or disclosed in the preceding 12 months: Automotive Companies • Business Services/Agency • Consumer Services Companies • Educational Institutions & Companies • Energy and Utility Companies • Financial Services Companies • Food & Beverage Companies • Health Product Companies • Insurance Companies • Manufacturing Companies • Marketing and Research Companies • Media and Publishing Companies • Not for Profit Organizations • Political Organizations • Public Institutions • Retail Companies • Technology/Computer Software Companies • Telecommunications Companies • Travel, Leisure & Entertainment CompaniesExcerpt from Experian's Privacy Policy
1.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Search "[your state] attorney general consumer complaint" to find your state's direct complaint form
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
This provision establishes that Experian's data broker subsidiaries have sold or disclosed sensitive personal information categories, some of which are subject to heightened protections or opt-in consent requirements under multiple state privacy laws, to a broad range of commercial third parties. Compliance teams should evaluate whether the opt-out mechanism described in the notice satisfies applicable requirements for each sensitive data …
Under these terms, Experian has sold and disclosed sensitive personal information including Social Security numbers, financial account credentials with access codes, precise geolocation, and racial or ethnic origin data to third parties in categories including political organizations and marketing and research companies for commercial purposes. Consumers in states other than the seventeen listed carve-out states may have this category of …
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Experian.