Provision record
Experian · Experian Privacy Policy · View original document ↗

Opt-Out Does Not Affect Credit Report or Score

Medium severity Explicitdocumentlanguage Common · 294 of 352 platforms
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This analysis describes what Experian's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Discord Medium

We may use your information to let you know about new products or features we think you'll like...You may opt-out of receiving such marketing communications.

Tinder Medium

If you choose to reveal any personal information about yourself to other users, you do so at your own risk. We strongly encourage you to use caution in disclosing any personal information online.

Skillshare Medium

When you are asked to provide information, you may decline to do so; but if you choose not to provide information that is necessary to provide some of our Services, you may not be able to use those Services.

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▸ View Original Clause Language DOCUMENT RECORD
"
This is not related to your credit report and will not affect your credit score.

Excerpt from Experian's Privacy Policy

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Experian Privacy Policy
Entity
Experian
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-072018
Document ID
CA-D-00589
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
f0689a672fbe79a9d3485d3e762259767856c38741636ecf67073e2463a75b8b
Analysis generated
July 12, 2026 17:33 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Experian
Document: Experian Privacy Policy
Record ID: CA-P-072018
Captured: 2026-07-12 17:33:09 UTC
SHA-256: f0689a672fbe79a9…
URL: https://conductatlas.com/platform/experian/experian-privacy-policy/provision/CA-P-072018/opt-out-does-not-affect-credit-report-or-score/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Experian's Opt-Out Does Not Affect Credit Report or Score clause do?

The clause states: “This is not related to your credit report and will not affect your credit score.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 294 platforms. See the full comparison.

Is ConductAtlas affiliated with Experian?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Experian.