Provision record
Credit Karma · Credit Karma Terms of Service · View original document ↗

Credit Karma Intermediary Disclaimer for Credit Bureaus and Partners

Medium severity Explicit document language Common · 287 of 352 platforms
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This analysis describes what Credit Karma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Netflix Medium

Netflix is not obligated to credit or discount a subscription for holds placed on the account by either a representative of Netflix or by the automated processes of Netflix.

Tinder Medium

TINDER ASSUMES NO RESPONSIBILITY FOR ANY CONTENT THAT YOU OR ANOTHER USER OR THIRD PARTY POSTS, SENDS, RECEIVES, AND/OR ACTS ON THROUGH OUR SERVICES, NOR DOES TINDER ASSUME ANY RESPONSIBILITY FOR THE IDENTITY, INTENTIONS...

Perplexity AI Medium

we do not warrant that Offering descriptions are accurate, complete, reliable, current, or error-free.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
YOU ACKNOWLEDGE THAT CREDIT KARMA IS SOLELY AN INTERMEDIARY (I) BETWEEN YOU AND ANY CREDIT REPORTING AGENCY... AND (II) BETWEEN YOU AND OUR PARTNERS WHOSE OFFERS WE PRESENT.

Excerpt from Credit Karma's Terms of Service

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Credit Karma Terms of Service
Entity
Credit Karma
Document last updated
May 5, 2026
Tracking information
First tracked
Sept. 20, 2026
Last verified
Sept. 20, 2026
Record ID
CA-P-077808
Document ID
CA-D-00358
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a2e4c27118e2cf529712a6c5be0c6d3d26440f7ac47c50fa2e4942c029125c1e
Analysis generated
September 20, 2026 16:32 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Credit Karma
Document: Credit Karma Terms of Service
Record ID: CA-P-077808
Captured: 2026-09-20 16:32:40 UTC
SHA-256: a2e4c27118e2cf52…
URL: https://conductatlas.com/platform/credit-karma/credit-karma-terms-of-service/provision/CA-P-077808/credit-karma-intermediary-disclaimer-for-credit-bureaus-and-partners/
Accessed: Oct. 3, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Credit Karma's Credit Karma Intermediary Disclaimer for Credit Bureaus and Partners clause do?

The clause states: “YOU ACKNOWLEDGE THAT CREDIT KARMA IS SOLELY AN INTERMEDIARY (I) BETWEEN YOU AND ANY CREDIT REPORTING AGENCY... AND (II) BETWEEN YOU AND OUR PARTNERS WHOSE OFFERS WE PRESENT.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.

Is ConductAtlas affiliated with Credit Karma?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Credit Karma.