Provision record
Credit Karma · Credit Karma Terms of Service · View original document ↗

Export Sanctions and Trade Restrictions on User

High severity Explicit document language Common · 181 of 352 platforms
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This analysis describes what Credit Karma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Snapchat High

you are not a person who is barred from using the Services under the laws of the United States, the United Kingdom, or any other applicable jurisdiction — including, for example, that you do not appear on the U.S. Treasury Department's list...

OpenAI High

You must comply with all applicable trade laws, including sanctions and export control laws. Our Services may not be used in or for the benefit of, or exported or re-exported to (a) any U.S. embargoed country or territory...

Stripe High

We use Personal Data to meet our contractual and legal obligations related to anti-money laundering, Know-Your-Customer ("KYC") laws, anti-terrorism activities...export control, and prohibition of doing business with restricted persons...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You agree that you are not prohibited from receiving the Services under the laws of the United States, England, Wales, Canada or other applicable jurisdiction. For example, you are not on the U.S. Treasury Department's list of Specially Designated Nationals...

Excerpt from Credit Karma's Terms of Service

Provision details

Document information
Document
Credit Karma Terms of Service
Entity
Credit Karma
Date stated by the document
May 4, 2026
As printed in Credit Karma’s text (version CA-V-007065), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 19, 2026
Text quoted from version
CA-V-007065, captured Sept. 20, 2026
Record ID
CA-P-077870
Document ID
CA-D-000358
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007065)
843efe8a436fae51e7d2bbd60d354671f6102270ca6e521e834db640483f8774
Analysis generated
September 20, 2026 16:32 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-007065 (checked Oct. 5, 2026)
Citation Record
Entity: Credit Karma
Document: Credit Karma Terms of Service
Record ID: CA-P-077870
Version: CA-V-007065
Captured: 2026-09-20 00:54:12 UTC
SHA-256: 843efe8a436fae51…
URL: https://conductatlas.com/platform/credit-karma/credit-karma-terms-of-service/provision/CA-P-077870/export-sanctions-and-trade-restrictions-on-user/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Credit Karma's Export Sanctions and Trade Restrictions on User clause do?

The clause states: “You agree that you are not prohibited from receiving the Services under the laws of the United States, England, Wales, Canada or other applicable jurisdiction. For example, you are not on the U.S. Treasury Department's list of Specially Designated Nationals...”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 181 platforms. See the full comparison.

Is ConductAtlas affiliated with Credit Karma?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Credit Karma.