Provision record
Credit Karma · Credit Karma Terms of Service · View original document ↗

Credit Karma Not a Credit Repair or Financial Advisor

Common · 280 of 343 platforms
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This analysis describes what Credit Karma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

OpenAI

OPENAI'S AFFILIATES, SUPPLIERS, LICENSORS, AND DISTRIBUTORS ARE INTENDED THIRD PARTY BENEFICIARIES OF THIS SECTION.

Kling AI

We may be unable to fulfill certain data requests for legitimate reasons, such as protecting trade secrets, intellectual property, or complying with legal obligations.

Teladoc

We do not control these platforms and are not responsible for their content, privacy practices, or use of your information.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Credit Karma is not a credit repair organization, credit counselor, or financial or legal advisor... Use of our Services is not a replacement for personal, professional advice or assistance

Excerpt from Credit Karma's Terms of Service

Provision details

Document information
Document
Credit Karma Terms of Service
Entity
Credit Karma
Date stated by the document
May 4, 2026
As printed in Credit Karma’s text (version CA-V-007065), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 19, 2026
Text quoted from version
CA-V-007065, captured Sept. 20, 2026
Record ID
CA-P-077855
Document ID
CA-D-000358
Evidence Provenance
Source URL
https://www.creditkarma.com/about/terms
Wayback Machine
View archived versions →
Archived bytes SHA-256 (version CA-V-007065)
843efe8a436fae51e7d2bbd60d354671f6102270ca6e521e834db640483f8774
Analysis generated
September 20, 2026 16:32 UTC
Methodology
summarize_document-v8
Evidence
✓ Excerpt found in version CA-V-007065, captured Sept. 20, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Credit Karma
Document: Credit Karma Terms of Service
Record ID: CA-P-077855
Version: CA-V-007065
Captured: 2026-09-20 00:54:12 UTC
SHA-256: 843efe8a436fae51…
URL: https://conductatlas.com/platform/credit-karma/credit-karma-terms-of-service/provision/CA-P-077855/credit-karma-not-a-credit-repair-or-financial-advisor/
Accessed: Oct. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories
Liability limitation

Other risks in this policy

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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

Frequently Asked Questions

What does Credit Karma's Credit Karma Not a Credit Repair or Financial Advisor clause do?

The clause states: “Credit Karma is not a credit repair organization, credit counselor, or financial or legal advisor... Use of our Services is not a replacement for personal, professional advice or assistance”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with Credit Karma?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Credit Karma.