Coinbase reserves the right to change its fees at any time. Coinbase will notify users of fee changes in accordance with its User Agreement.
Because the fee schedule can change without a specified minimum notice period, users who rely on current fees for investment planning may find their cost structure changed without sufficient advance warning.
Coinbase's dual-fee structure means retail users pay both an embedded spread (up to 2% of transaction value) and a separate explicit transaction fee on every buy or sell, making the true cost of trading higher than either charge alone suggests. Users paying with debit cards or instant bank transfers face significantly higher fees than those using standard ACH transfers, which can materially affect the economics of small or frequent trades. You can see your exact total fees — including the spread — by clicking the 'Preview' button before confirming any transaction in the Coinbase app or website.