This analysis describes what Chase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The carve-out for Chase First Banking℠ and the 'knowingly' qualifier both limit the scope of protection — Chase does not warrant against unknowing collection from minors.
Interpretive note: The canonical claim merges two closely related propositions (intent and collection practice) that are grammatically consecutive and directly interdependent; they are treated as one primary claim. The Chase First Banking℠ exception is noted in omitted_material.
Children under 13 are excluded from Chase's general online services; parents should be aware that Chase relies on knowledge-based collection limits, not absolute technical barriers.
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"With the exception of the Chase First Banking℠ program, our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.— Excerpt from Chase's Chase Privacy Notice
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The carve-out for Chase First Banking℠ and the 'knowingly' qualifier both limit the scope of protection — Chase does not warrant against unknowing collection from minors.
Children under 13 are excluded from Chase's general online services; parents should be aware that Chase relies on knowledge-based collection limits, not absolute technical barriers.
ConductAtlas has identified this type of provision across 246 platforms. See the full comparison.
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