The document establishes that monthly service fees (ranging from $4.95 to $35 depending on account type) are waived if the account holder meets one of several qualifying conditions each statement period, including minimum qualifying electronic deposit thresholds, minimum daily balance requirements, linked qualifying account relationships, or eligibility criteria such as age or military status. Each account type has distinct waiver thresholds and qualifying criteria.
This analysis describes what Chase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The waiver conditions for monthly service fees establish the specific operational requirements account holders must meet each statement period to avoid recurring charges, with thresholds varying significantly by account tier from $250 in qualifying electronic deposits for Chase Secure Checking to $150,000 average daily balance for Chase Private Client Checking.
Under these terms, monthly service fees apply unless the account holder satisfies at least one qualifying condition each statement period, with conditions specific to each account type. The terms also state that new and converted accounts will not be charged a monthly service fee for at least the first two statement periods, after which the fee structure applies.
Cross-platform context
See how other platforms handle Monthly Service Fee Waiver Conditions and similar clauses.
Compare across platforms →"$0 Monthly Service Fee when you have any ONE of the following during each monthly statement period: $500+ in (a) qualifying electronic deposits; or $1,500+ balance at the beginning of each day; or $5,000+ average beginning day balance in this account, or in combination with any other linked (b) qualifying personal deposits or (c) qualifying investments; or Link this account to a (d) qualifying checking account.Excerpt from Chase's Fee Schedule
1.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The waiver conditions for monthly service fees establish the specific operational requirements account holders must meet each statement period to avoid recurring charges, with thresholds varying significantly by account tier from $250 in qualifying electronic deposits for Chase Secure Checking to $150,000 average daily balance for Chase Private Client Checking.
Under these terms, monthly service fees apply unless the account holder satisfies at least one qualifying condition each statement period, with conditions specific to each account type. The terms also state that new and converted accounts will not be charged a monthly service fee for at least the first two statement periods, after which the fee structure applies.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chase.