Provision record
Chase · Chase Deposit Account Agreement · View original document ↗

Shortened Statute of Limitations for Lawsuits

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Document Record

What it is

Generated by a model from the captured document; not read by a person

Section IX.Q establishes a contractually shortened period within which account holders must file lawsuits against Chase relating to their deposit accounts. The full text of this section was referenced in the table of contents but not reproduced in the provided document excerpt.

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This analysis describes what Chase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Contractually shortened statutes of limitations in consumer financial services agreements are subject to enforceability challenges in certain jurisdictions, particularly where state law establishes minimum limitation periods or prohibits contractual reduction of statutory timelines. Legal teams reviewing this provision should assess applicable state law constraints.

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Interpretive note: The full text of Section IX.Q was not reproduced in the provided document excerpt; the specific shortened period cannot be confirmed, and enforceability depends on jurisdiction-specific law that cannot be assessed without the complete provision text.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

This provision establishes a shortened period for filing legal claims against Chase related to deposit accounts. The terms establish that claims not filed within this period may be time-barred under the agreement, subject to applicable law.

Cross-platform context

See how other platforms handle Shortened Statute of Limitations for Lawsuits and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
Q. Permitted Time for Filing a Lawsuit

Excerpt from Chase's Deposit Account Agreement

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Provision details

Document information
Document
Chase Deposit Account Agreement
Entity
Chase
Tracking information
First captured by ConductAtlas
March 6, 2026
Text quoted from version
CA-V-004819, captured July 12, 2026
Record ID
CA-P-076279
Document ID
CA-D-000041
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-004819; extractor version not recorded, may not reproduce today)
31dbc0116d3e25564e054a29b903c98a6b183d5317f5c0a650e8cbe2eade8793
Analysis generated
July 13, 2026 01:49 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-004819, captured July 12, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Chase
Document: Chase Deposit Account Agreement
Record ID: CA-P-076279
Version: CA-V-004819
Captured: 2026-07-12 23:40:31 UTC
SHA-256: 31dbc0116d3e2556…
URL: https://conductatlas.com/platform/chase/chase-deposit-account-agreement/provision/CA-P-076279/shortened-statute-of-limitations-for-lawsuits/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Chase's Shortened Statute of Limitations for Lawsuits clause do?

Contractually shortened statutes of limitations in consumer financial services agreements are subject to enforceability challenges in certain jurisdictions, particularly where state law establishes minimum limitation periods or prohibits contractual reduction of statutory timelines. Legal teams reviewing this provision should assess applicable state law constraints.

How does this clause affect you?

This provision establishes a shortened period for filing legal claims against Chase related to deposit accounts. The terms establish that claims not filed within this period may be time-barred under the agreement, subject to applicable law.

Is ConductAtlas affiliated with Chase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chase.