Provision record
Binance.US · Binance.US Terms of Use · View original document ↗

No interest paid on fiat funds held with BAM

Medium severity Explicit document language Common · 298 of 352 platforms
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This analysis describes what Binance.US's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Recent Activity

This document changed recently

High Jun 6, 2026

The updated terms introduce automatic enrollment in Soft-Staking for eligible tokens held in user accounts, meaning assets will be staked on Binance.US's behalf with third-party providers unless users opt out before the policy takes effect. Previously, the terms stated staking was optional and required explicit designation. The revised language also establishes that starting July 1, 2026, users will receive at least 14 days' notice before material changes to fee schedules, terms, or account policies take effect. Users can avoid automatic staking by opting out before July 1, 2026, or by withdrawing or designating specific tokens as ineligible for Soft-Staking.

View change record →

How other platforms handle this

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Own or control the server and continue to do so for the whole time that you charge for access to it

Pinterest Medium

To the extent that any provisions in the Business Terms of Service conflict with these Terms, the Business Terms of Service shall govern to the extent of the conflict.

Snapchat Medium

Regardless of who terminates these Terms, both you and Snap continue to be bound by Sections 2, 3 (to the extent any additional terms and conditions would, by their terms, survive), and 6 - 25 of the Terms.

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▸ View Original Clause Language DOCUMENT RECORD
"
You will not receive any interest or other return on the U.S. dollar funds held with BAM.

Excerpt from Binance.US's Terms of Use

Provision details

Document information
Document
Binance.US Terms of Use
Entity
Binance.US
Date stated by the document
June 5, 2026
As printed in Binance.US’s text (version CA-V-003483), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
April 18, 2026
Text quoted from version
CA-V-003483, captured June 6, 2026
Record ID
CA-P-021424
Document ID
CA-D-000064
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-003483)
e0ca4e1da4c68c46342aeb85830376de35eb69ed70a93a659258e6e0505172de
Analysis generated
July 9, 2026 03:54 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-003483 (checked Oct. 5, 2026)
Citation Record
Entity: Binance.US
Document: Binance.US Terms of Use
Record ID: CA-P-021424
Version: CA-V-003483
Captured: 2026-06-06 00:10:25 UTC
SHA-256: e0ca4e1da4c68c46…
URL: https://conductatlas.com/platform/binanceus/binanceus-terms-of-use/provision/CA-P-021424/no-interest-paid-on-fiat-funds-held-with-bam/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Binance.US's No interest paid on fiat funds held with BAM clause do?

The clause states: “You will not receive any interest or other return on the U.S. dollar funds held with BAM.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 298 platforms. See the full comparison.

Is ConductAtlas affiliated with Binance.US?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Binance.US.