This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Betterment Checking and the Betterment Visa Debit Card involve a direct contractual relationship with a third-party bank, nbkc bank, under that bank's own deposit agreement—not solely under Betterment's terms.
Using Betterment Checking or the Betterment Visa Debit Card binds you to nbkc bank's Consumer Deposit Agreement as well as any Betterment terms.
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"The terms that you agree to and that govern your relationship with nbkc bank when you use Betterment Checking and when you use your Betterment Visa Debit Card provided by and issued by nbkc bank.Excerpt from Betterment's Terms of Use
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Betterment Checking and the Betterment Visa Debit Card involve a direct contractual relationship with a third-party bank, nbkc bank, under that bank's own deposit agreement—not solely under Betterment's terms.
Using Betterment Checking or the Betterment Visa Debit Card binds you to nbkc bank's Consumer Deposit Agreement as well as any Betterment terms.
ConductAtlas has identified this type of provision across 297 platforms. See the full comparison.
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