Provision record
Betterment · Betterment Terms of Use · View original document ↗

nbkc Bank Consumer Deposit Agreement Binding

High severity High confidence Explicit document language Common · 298 of 352 platforms

Key Facts · in the document’s own words

What governs the customer's relationship with nbkc bank when using Betterment Checking and the Betterment Visa Debit Card?
“The terms that you agree to and that govern your relationship with nbkc bank when you use Betterment Checking and when you use your Betterment Visa Debit Card provided by and issued by nbkc bank.”
Version CA-V-002867, captured May 22, 2026 · live source ↗
Our reading, not the document’s words
nbkc bank's Consumer Deposit Agreement governs the customer's relationship with nbkc bank when using Betterment Checking and the Betterment Visa Debit Card provided and issued by nbkc bank.
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This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Betterment Checking and the Betterment Visa Debit Card involve a direct contractual relationship with a third-party bank, nbkc bank, under that bank's own deposit agreement—not solely under Betterment's terms.

Consumer impact (what this means for users)

Using Betterment Checking or the Betterment Visa Debit Card binds you to nbkc bank's Consumer Deposit Agreement as well as any Betterment terms.

How other platforms handle this

Pinterest Medium

In all other cases, these Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by us without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

Twitch Medium

Upon termination of these Terms of Service, any provision which, by its nature or express terms should survive, will survive such termination or expiration, including, but not limited to, Sections 7-10, and 14-20.

DoorDash Medium

You also agree to abide by any additional DoorDash terms or policies for Users that are published on our website or mobile application, whether or not such terms or policies are directly referenced or linked elsewhere in this Agreement.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
The terms that you agree to and that govern your relationship with nbkc bank when you use Betterment Checking and when you use your Betterment Visa Debit Card provided by and issued by nbkc bank.

Excerpt from Betterment's Terms of Use

Provision details

Document information
Document
Betterment Terms of Use
Entity
Betterment
Tracking information
First captured by ConductAtlas
April 3, 2026
Text quoted from version
CA-V-002867, captured May 22, 2026
Record ID
CA-P-030395
Document ID
CA-D-000211
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-002867)
a16426236b54ccc0aefcae2a122af58645aabda0de5cd1f1957ec4e102e35751
Analysis generated
July 9, 2026 04:26 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-002867 (checked Oct. 5, 2026)
Citation Record
Entity: Betterment
Document: Betterment Terms of Use
Record ID: CA-P-030395
Version: CA-V-002867
Captured: 2026-05-22 00:32:01 UTC
SHA-256: a16426236b54ccc0…
URL: https://conductatlas.com/platform/betterment/betterment-terms-of-use/provision/CA-P-030395/nbkc-bank-consumer-deposit-agreement-binding/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Betterment's nbkc Bank Consumer Deposit Agreement Binding clause do?

Betterment Checking and the Betterment Visa Debit Card involve a direct contractual relationship with a third-party bank, nbkc bank, under that bank's own deposit agreement—not solely under Betterment's terms.

How does this clause affect you?

Using Betterment Checking or the Betterment Visa Debit Card binds you to nbkc bank's Consumer Deposit Agreement as well as any Betterment terms.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 298 platforms. See the full comparison.

Is ConductAtlas affiliated with Betterment?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Betterment.