Provision record
Betterment · Betterment Terms of Use · View original document ↗

FINRA Margin Disclosure Statement Requirement

High severity Medium confidence Explicit document language Common · 273 of 352 platforms

Key Facts

What must customers review?
Betterment requires customers to review FINRA's Margin Disclosure Statement.
Stay ahead of the changes
Track Betterment and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF

This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

FINRA's Margin Disclosure Statement is a regulatory document describing the risks of margin trading; its required review signals that margin-related activity is a component of the customer relationship.

Interpretive note: The excerpt is a title or label only and does not state the substantive content of the disclosure or explicitly state that review is required; the requirement to review is the most reasonable primary reading given the document context, but the excerpt does not include an explicit directive verb.

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 1423 other provisions on other platforms.

Consumer impact (what this means for users)

You are required to review FINRA's Margin Disclosure Statement as part of your relationship with Betterment.

How other platforms handle this

Leonardo AI Medium

We will make it clear by notice to you which (if any) goods or services, or website links, we receive a benefit from by featuring them on our Platform.

Glassdoor Medium

In certain situations, Glassdoor may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

Strava Medium

prevent or detect violations of our Terms or fraud or abuse of Strava or its users; or (4) protect our operations or our property or other legal rights, including in connection with actual or potential litigation.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
FINRA's Margin Disclosure Statement

Excerpt from Betterment's Terms of Use

Provision details

Document information
Document
Betterment Terms of Use
Entity
Betterment
Document last updated
March 24, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-030413
Document ID
CA-D-00211
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
ab3ff7db11e72f7d82ca7556426e9bae4b1d8e3d7bae41eadce3c95ece35cd5c
Analysis generated
July 9, 2026 04:26 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Betterment
Document: Betterment Terms of Use
Record ID: CA-P-030413
Captured: 2026-07-09 04:26:59 UTC
SHA-256: ab3ff7db11e72f7d…
URL: https://conductatlas.com/platform/betterment/betterment-terms-of-use/provision/CA-P-030413/finra-margin-disclosure-statement-requirement/
Accessed: Aug. 19, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does Betterment's FINRA Margin Disclosure Statement Requirement clause do?

FINRA's Margin Disclosure Statement is a regulatory document describing the risks of margin trading; its required review signals that margin-related activity is a component of the customer relationship.

How does this clause affect you?

You are required to review FINRA's Margin Disclosure Statement as part of your relationship with Betterment.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 273 platforms. See the full comparison.

Is ConductAtlas affiliated with Betterment?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Betterment.