| March 16, 2026 06:04 UTC | April 18, 2026 07:39 UTC | ||||
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| f | 1 | Stripe logo | f | 1 | Stripe logo |
| 2 | Legal | 2 | Legal | ||
| n | n | 3 | Stripe Privacy Policy & Privacy Center | ||
| 3 | Privacy Policy | 4 | Privacy Policy | ||
| n | 4 | Privacy Policy | n | ||
| 5 | Cookies Policy | ||||
| 6 | Data Privacy Framework | ||||
| 7 | Service Providers List | ||||
| 8 | Data Processing Agreement | ||||
| 9 | Supplier Data Processing Agreement | ||||
| 10 | Stripe Privacy Center | 5 | Stripe Privacy Center | ||
| 11 | Data Processing Agreement | 6 | Data Processing Agreement | ||
| n | n | 7 | Data Transfer Addendum | ||
| 8 | Supplier Data Processing Agreement | ||||
| 9 | Supplier Data Transfers Addendum | ||||
| 10 | Data Privacy Framework | ||||
| 11 | Sub-Processors List | ||||
| 12 | Cookies Policy | ||||
| 12 | Privacy Policy | 13 | Privacy Policy | ||
| n | 13 | Last updated: January 16, 2025 | n | 14 | Last updated: February 23, 2026 |
| 14 | This Privacy Policy includes important information about your personal data and | 15 | This Privacy Policy includes important information about your personal data and | ||
| > | we encourage you to read it carefully. | > | we encourage you to read it carefully. | ||
| 15 | Welcome | 16 | Welcome | ||
| n | 16 | We provide financial infrastructure for the internet. Individuals and businesses | n | 17 | We provide financial infrastructure for the internet. Individuals and businesses |
| > | of all sizes use our technology and services to facilitate purchases, accept pa | > | of all sizes use our technology and services to facilitate purchases, accept pa | ||
| > | yments, send payouts, and manage online businesses. | > | yments, send payouts, and manage their online businesses. | ||
| 17 | This Privacy Policy (“Policy”) describes the Personal Data that we collect, how | 18 | This Privacy Policy (“Policy”) describes the Personal Data that we collect, how | ||
| > | we use and share it, and details on how you can reach us with privacy-related in | > | we use and share it, and how you can reach us with privacy-related inquiries. Th | ||
| > | quiries. The Policy also outlines your rights and choices as a data subject, inc | > | e Policy also outlines your rights and choices as a data subject, including the | ||
| > | luding the right to object to certain uses of your Personal Data. | > | right to object to certain uses of your Personal Data. | ||
| 18 | Depending on the activity, Stripe assumes the role of a “data controller” and/or | 19 | Depending on the activity, Stripe assumes the role of a “data controller” and/or | ||
| > | “data processor” (or “service provider”). For more details about our privacy pr | > | “data processor” (or “service provider”). For more details about our privacy pr | ||
| > | actices, including our role, the specific Stripe entity responsible under this P | > | actices, including our role, the specific Stripe entity responsible under this P | ||
| > | olicy, and our legal bases for processing your Personal Data, please visit our P | > | olicy, and our legal bases for processing your Personal Data, please visit our P | ||
| > | rivacy Center. | > | rivacy Center. | ||
| 19 | Defined Terms | 20 | Defined Terms | ||
| n | 20 | In this Policy, “Stripe”, “we”, “our,” or “us” refers to the Stripe entity respo | n | 21 | In this Policy, “Stripe”, “we”, “our,” or “us” refers to the Stripe entity respo |
| > | nsible for the collection, use, and handling of Personal Data as described in th | > | nsible for the collection, use, processing, and handling of Personal Data as des | ||
| > | is document. Depending on your jurisdiction, the specific Stripe entity accounta | > | cribed in this document. Depending on your jurisdiction, the specific Stripe ent | ||
| > | ble for your Personal Data might vary. Learn More. | > | ity responsible for your Personal Data might vary. Learn More. | ||
| 21 | “Personal Data” refers to any information associated with an identified or ident | 22 | “Personal Data” refers to any information associated with an identified or ident | ||
| > | ifiable individual, which can include data that you provide to us, and that we c | > | ifiable individual, which can include data that you provide to us, and that we c | ||
| > | ollect about you during your interaction with our Services (such as device infor | > | ollect about you during your interaction with our Services (such as device infor | ||
| > | mation, IP address, etc.). | > | mation, IP address, etc.). | ||
| n | 22 | “Services” refers to the products, services, devices, and applications, that we | n | 23 | “Services” refers to the products, services, devices, and applications that we p |
| > | provide under the Stripe Services Agreement (“Business Services”) or the Stripe | > | rovide under the Stripe Services Agreement or the Stripe Credit Card Terms of Se | ||
| > | Consumer Terms of Service (“End User Services”); websites (“Sites”) like Stripe. | > | rvice (collectively, “Business Services”), or the Stripe Consumer Terms of Servi | ||
| > | com and Link.com; and other Stripe applications and online services. We provide | > | ce (“End User Services”); websites (“Sites”) like Stripe.com and Link.com; and o | ||
| > | Business Services to entities (“Business Users”). We provide End User Services d | > | ther Stripe applications and online services. We provide Business Services to en | ||
| > | irectly to individuals for their personal use. | > | tities (“Business Users”). We provide End User Services directly to individuals | ||
| > | for their personal use. | ||||
| 23 | “Financial Partners” are financial institutions, banks, and other partners such | 24 | “Financial Partners” are financial institutions, banks, and other partners such | ||
| > | as payment method acquirers, payout providers, and card networks that we partner | > | as payment method acquirers, payment intermediaries, payment aggregators, payout | ||
| > | with to provide the Services. | > | providers, payment method providers, payment processors, and card networks that | ||
| > | we partner with, directly or indirectly, to provide the Services. | ||||
| 24 | Depending on the context, “you” might be an End Customer, End User, Representati | 25 | Depending on the context, “you” might be an End Customer, End User, Representati | ||
| > | ve, or Visitor: | > | ve, or Visitor: | ||
| 25 | End Users. When you use an End User Service, such as saving a payment method wit | 26 | End Users. When you use an End User Service, such as saving a payment method wit | ||
| > | h Link, for personal use we refer to you as an “End User.” | > | h Link, for personal use we refer to you as an “End User.” | ||
| n | 26 | End Customers. When you are not directly transacting with Stripe, but we receive | n | 27 | End Customers. When you are not directly transacting with Stripe, but we receive |
| > | your Personal Data to provide Services to a Business User, including when you m | > | your Personal Data to provide Services to a Business User, including when you m | ||
| > | ake a purchase from a Business User on a Stripe Checkout page or receive payment | > | ake a purchase from a Business User on a Stripe Checkout page or receive payment | ||
| > | s from a Business User, we refer to you as an “End Customer.” | > | s or other services from a Business User, we refer to you as an “End Customer.” | ||
| 27 | Representatives. When you are acting on behalf of an existing or potential Busin | 28 | Representatives. When you are acting on behalf of an existing or potential Busin | ||
| > | ess User—perhaps as a company founder, account administrator for a Business User | > | ess User—perhaps as a company founder, account administrator for a Business User | ||
| > | , or a recipient of an employee credit card from a Business User via Stripe Issu | > | , or a recipient of an employee credit card from a Business User via Stripe Issu | ||
| > | ing—we refer to you as a “Representative.” | > | ing—we refer to you as a “Representative.” | ||
| n | 28 | Visitors. When you interact with Stripe by visiting a Site without being logged | n | 29 | Visitors. When you interact with Stripe by visiting a Site without being logged |
| > | into a Stripe account, or when your interaction with Stripe does not involve you | > | into a Stripe account, or when your interaction with Stripe does not involve you | ||
| > | being an End User, End Customer, or Representative, we refer to you as a “Visit | > | being an End User, End Customer, or Representative, or when you visit a Stripe | ||
| > | or.” For example, you are a Visitor when you send a message to Stripe asking for | > | office or other Stripe premises, we refer to you as a “Visitor.” For example, yo | ||
| > | more information about our Services. | > | u are a Visitor when you send a message to Stripe asking for more information ab | ||
| > | out our Services. | ||||
| 29 | In this Policy, “Transaction Data” refers to data collected and used by Stripe t | 30 | In this Policy, “Transaction Data” refers to data collected or used by Stripe in | ||
| > | o facilitate transactions you request. Some Transaction Data is Personal Data an | > | relation to transactions you request. Some Transaction Data is Personal Data an | ||
| > | d may include: your name, email address, contact number, billing and shipping ad | > | d may include: your name, email address, contact number, billing and shipping ad | ||
| > | dress, payment method information (like credit or debit card number, bank accoun | > | dress, payment method information (like credit or debit card number, bank or pay | ||
| > | t details, or payment card image chosen by you), merchant and location details, | > | ment method account details, or payment card image chosen by you), merchant and | ||
| > | amount and date of purchase, and in some instances, information about what was p | > | location details, amount and date of purchase, information about payment status, | ||
| > | urchased. | > | and in some instances, information about what was purchased, order fulfillment | ||
| > | status, subscription status, applicable tax amounts, refund or chargeback inform | ||||
| > | ation, and support interactions. | ||||
| 30 | 1. Personal Data that we collect and how we use and share it | 31 | 1. Personal Data that we collect and how we use and share it | ||
| 31 | 2. More ways we collect, use and share Personal Data | 32 | 2. More ways we collect, use and share Personal Data | ||
| 32 | 3. Legal bases for processing data | 33 | 3. Legal bases for processing data | ||
| 38 | 9. Contact us | 39 | 9. Contact us | ||
| 39 | 10. US Consumer Privacy Notice | 40 | 10. US Consumer Privacy Notice | ||
| 40 | 1. Personal Data we collect and how we use and share it | 41 | 1. Personal Data we collect and how we use and share it | ||
| n | 41 | Our collection and use of Personal Data differs based on whether you are an End | n | 42 | Our collection and use of Personal Data differs based on whether you are an End |
| > | User, End Customer, Representative, or Visitor, and the specific Service that yo | > | User, End Customer, Representative, or Visitor, and the specific Service that yo | ||
| > | u are using. For example, if you're a sole proprietor who wants to use our Busin | > | u are using. For example, if you're a sole proprietor who wants to use our Busin | ||
| > | ess Services, we may collect your Personal Data to onboard your business; at the | > | ess Services, we may collect your Personal Data to onboard your business; at the | ||
| > | same time, you might also be an End Customer if you've bought goods from anothe | > | same time, you might also be an End Customer if you've bought goods from anothe | ||
| > | r Business User that is using our Services for payment processing. You could als | > | r Business User that is using our Services for payment processing. You could als | ||
| > | o be an End User if you used our End User Service, such as Link, for those trans | > | o be an End User if you used our End User Services, such as Link, for those tran | ||
| > | actions. | > | sactions. | ||
| 42 | 1.1 End Users | 43 | 1.1 End Users | ||
| n | 43 | We provide End User Services when we provide the Services directly to you for yo | n | 44 | We provide End User Services when we provide the Services directly to you for yo |
| > | ur personal use (e.g., Link). Additional details regarding our collection, usage | > | ur personal use (e.g., Link). Additional details regarding our collection, use, | ||
| > | , and sharing of End User Personal Data, including the legal bases we rely on fo | > | and sharing of End User Personal Data, including the legal bases we rely on for | ||
| > | r processing such data, can be found in our Privacy Center. | > | processing such data, can be found in our Privacy Center. | ||
| 44 | a. Personal Data we collect about End Users | 45 | a. Personal Data we collect about End Users | ||
| n | 45 | Using Link or Connecting your bank account. Stripe offers a service called "Link | n | 46 | Using Link or Connecting your bank account. Stripe offers a service called ”Link |
| > | ," which allows you to create an account and store information for future intera | > | ,” which allows you to create an account and store information for future intera | ||
| > | ctions with Stripe’s Services and Business Users. You may save a number of diffe | > | ctions with Stripe’s Services and Business Users. You may save a number of diffe | ||
| > | rent kinds of Personal Data using Link. For instance, you may save your name, pa | > | rent kinds of Personal Data using Link. For instance, you may save your name, pa | ||
| > | yment method details, contact information, and address to conveniently use saved | > | yment method details, contact information, and address to conveniently use saved | ||
| > | information to pay for transactions across our Business Users. When you choose | > | information to pay for transactions across our Business Users. When you choose | ||
| > | to pay with Link, we will also collect Transaction Data associated with your tra | > | to pay with Link, we will also collect Transaction Data associated with your tra | ||
| > | nsactions. Learn More. | > | nsactions. Learn More. | ||
| 46 | You can also share and save bank account details to your Link account using Stri | 47 | You can also share and save bank account details to your Link account using Stri | ||
| > | pe’s Financial Connections product. When you use Financial Connections, Stripe w | > | pe’s Financial Connections product. When you use Financial Connections, Stripe w | ||
| > | ill periodically collect and process your account information (such as bank acco | > | ill periodically collect and process your account information (such as bank acco | ||
| > | unt owner information, account balances, account number and details, account tra | > | unt owner information, account balances, account number and details, account tra | ||
| > | nsactions, and, in some cases, log-in credentials). You can ask us to cease the | > | nsactions, and, in some cases, log-in credentials). You can withdraw your consen | ||
| > | collection of such data at any time. Learn More. | > | t by disconnecting your bank account and ask us to cease the collection of such | ||
| > | data at any time. Learn More. | ||||
| 47 | Finally, you can use Link to store your identity documents (such as your driver’ | 48 | You can also use your Link account to access services provided by Stripe’s partn | ||
| > | s license) so that you can share them in future interactions with Stripe or its | > | er businesses, such as Buy Now, Pay Later (BNPL) services or crypto wallet servi | ||
| > | Business Users. | > | ces. In these situations, we will collect and share additional Personal Data wit | ||
| > | h partner businesses to facilitate your use of such services. You can save this | ||||
| > | information to your Link account to access similar services in the future. We ma | ||||
| > | y also receive certain information about you from partner businesses in connecti | ||||
| > | on with the services they provide. Learn More. | ||||
| 49 | Finally, you can use Link to store your identity documents (such as your driver’ | ||||
| > | s license) and other identification information (such as tax ID) so that you can | ||||
| > | share them in future interactions with Stripe or its Business Users. | ||||
| 48 | Paying Stripe. When you purchase goods or services directly from Stripe, we rece | 50 | Paying Stripe. When you purchase goods or services directly from Stripe, we rece | ||
| > | ive your Transaction Data. For instance, when you make a payment to Stripe Clima | > | ive your Transaction Data. For instance, when you make a payment to Stripe Clima | ||
| > | te, we collect information about the transaction, as well as your contact and pa | > | te, we collect information about the transaction, as well as your contact and pa | ||
| > | yment method details. | > | yment method details. | ||
| 49 | Identity/Verification Services. We offer an identity verification service that a | 51 | Identity/Verification Services. We offer an identity verification service that a | ||
| > | utomates the comparison of your identity document (such as a driver’s license) w | > | utomates the comparison of your identity document (such as a driver’s license) w | ||
| > | ith your image (such as a selfie). You can separately consent to us using your b | > | ith your image (such as a selfie). You can separately consent to us using your b | ||
| > | iometric data to enhance our verification technology, with the option to revoke | > | iometric data to enhance our verification technology, with the option to revoke | ||
| > | your consent at any time. Learn More. | > | your consent at any time. Learn More. | ||
| 50 | More. For further information about other types of Personal Data that we may col | 52 | More. For further information about other types of Personal Data that we may col | ||
| > | lect about End Users, including about your online activity and your engagement w | > | lect about End Users, including about your online activity and your engagement w | ||
| > | ith our End User Services, please see the More ways we collect, use, and share P | > | ith our End User Services, please see the More ways we collect, use, and share P | ||
| > | ersonal Data section below. | > | ersonal Data section below. | ||
| 51 | b. How we use and share Personal Data of End Users | 53 | b. How we use and share Personal Data of End Users | ||
| 52 | Services. We use and share your Personal Data to provide the End User Services t | 54 | Services. We use and share your Personal Data to provide the End User Services t | ||
| > | o you, which includes support, personalization (such as language preferences and | > | o you, which includes support, personalization (such as language preferences and | ||
| > | setting choices), and communication about our End User Services (such as commun | > | setting choices), and communication about our End User Services (such as commun | ||
| > | icating Policy updates and information about our Services). For example, Stripe | > | icating Policy updates and information about our Services). For example, Stripe | ||
| > | may use cookies and similar technologies or the data you provide to our Business | > | may use cookies and similar technologies or the data you provide to our Business | ||
| > | Users (such as when you input your email address on a Business User’s website) | > | Users (such as when you input your email address on a Business User’s website) | ||
| > | to recognize you and help you use Link when visiting our Business User’s website | > | to recognize you and help you use Link when visiting our Business User’s website | ||
| > | . Learn more about how we use cookies and similar technologies in Stripe’s Cooki | > | . Learn more about how we use cookies and similar technologies in Stripe’s Cooki | ||
| > | e Policy. | > | e Policy. | ||
| n | n | 55 | When you buy eligible digital goods or services using Stripe Managed Payments, S | ||
| > | tripe acts as Merchant of Record and collects Transaction Data and certain order | ||||
| > | -level details to provide the services, such as subscription status, fulfillment | ||||
| > | status, tax amounts, refund or chargeback information, and support interactions | ||||
| > | . For any subscription purchase, a Link account is required to manage your subsc | ||||
| > | ription. Learn more. | ||||
| 53 | Our Business Users. When you use Link to make payments with our Business Users, | 56 | Our Business Users. When you use an End User Service, such as using Link to make | ||
| > | we share your Personal Data, including name, contact information, payment method | > | payments with our Business Users, we share your Personal Data, including name, | ||
| > | details, and Transaction Data with those Business Users. Learn More. You can al | > | contact information, payment method details, and Transaction Data with those Bus | ||
| > | so direct Stripe to share your saved bank account information and identity docum | > | iness Users. Learn More. You can also direct Stripe to share your saved bank acc | ||
| > | ents with Business Users you do business with. Once we share your Personal Data | > | ount information and identity documents with Business Users you do business with | ||
| > | with Business Users, we may process that Personal Data as a Data Processor for t | > | . Once we share your Personal Data with Business Users, we may process that Pers | ||
| > | hose Business Users, as detailed in Section 1.2 of this Policy. You should consu | > | onal Data as a Data Processor for those Business Users, as detailed in Section 1 | ||
| > | lt the privacy policies of the Business Users’ you do business with for informat | > | .2 of this Policy. You should consult the privacy policies of the Business Users | ||
| > | ion on how they use the information shared with them. | > | with whom you do business for information on how they use the information share | ||
| > | d with them. | ||||
| 54 | Fraud Detection and Loss Prevention. We use your Personal Data collected across | 57 | Fraud Detection and Loss Prevention. We use your Personal Data collected across | ||
| > | our Services to detect fraud and prevent financial losses for you, us, and our B | > | our Services to detect fraud and prevent financial losses for you, us, and our B | ||
| > | usiness Users and Financial Partners, including detecting unauthorized purchases | > | usiness Users and Financial Partners, including detecting unauthorized purchases | ||
| > | . We may provide Business Users and Financial Partners, including those that use | > | . We may provide Business Users and Financial Partners, including those that use | ||
| > | our fraud prevention-related Business Services (such as Stripe Radar), with Per | > | our fraud prevention-related Business Services (such as Stripe Radar), with Per | ||
| > | sonal Data about you (including your attempted transactions) so that they can as | > | sonal Data about you (including your attempted transactions) so that they can as | ||
| > | sess the fraud or loss risk associated with the transaction. Learn more about ho | > | sess the fraud or loss risk associated with the transaction. Learn more about ho | ||
| > | w we may use technology to assess the fraud risk associated with an attempted tr | > | w we may use technology to assess the fraud risk associated with an attempted tr | ||
| > | ansaction and what information we share with Business Users and Financial Partne | > | ansaction and what information we share with Business Users and Financial Partne | ||
| > | rs here and here. | > | rs here and here. | ||
| n | 55 | Advertising. Where permitted by applicable law, we may use your Personal Data, i | n | 58 | Advertising. Where permitted by applicable law, we may use your Personal Data, i |
| > | ncluding Transaction Data, to assess your eligibility for, and offer you, other | > | ncluding Transaction Data, to assess your eligibility for, and offer you, other | ||
| > | End User Services or promote existing End User Services, including through co-ma | > | End User Services or to promote existing End User Services, including through co | ||
| > | rketing with partners such as Stripe Business Users. Learn more. Subject to appl | > | -marketing with partners such as Stripe Business Users. Learn more. Subject to a | ||
| > | icable law, including any consent requirements, we use and share End User Person | > | pplicable law, including any consent requirements, we use and share End User Per | ||
| > | al Data with third party partners to allow us to advertise our End User Services | > | sonal Data with third party partners to allow us to advertise our End User Servi | ||
| > | to you, including through interest-based advertising, and to track the efficacy | > | ces to you, including through interest-based advertising, and to track the effic | ||
| > | of such ads. We do not transfer your Personal Data to third parties in exchange | > | acy of such ads. We do not transfer your Personal Data to third parties in excha | ||
| > | for payment, but we may provide your data to third-party partners, such as adve | > | nge for payment, but we may provide your data to third-party partners, such as a | ||
| > | rtising partners, analytics providers, and social networks, who assist us in adv | > | dvertising partners, analytics providers, and social networks, who assist us in | ||
| > | ertising our Services to you. Learn more. | > | advertising our Services to you. Learn more. | ||
| 56 | More. For further information about ways we may use and share End Users' Persona | 59 | More. For further information about ways we may use and share End Users' Persona | ||
| > | l Data, please see the More ways we collect, use, and share Personal Data sectio | > | l Data, please see the More ways we collect, use, and share Personal Data sectio | ||
| > | n below. | > | n below. | ||
| 57 | 1.2 End Customers | 60 | 1.2 End Customers | ||
| 58 | Stripe provides various Business Services to our Business Users, which include p | 61 | Stripe provides various Business Services to our Business Users, which include p | ||
| > | rocessing in-person or online payments or payouts for those Business Users. When | > | rocessing in-person or online payments or payouts for those Business Users. When | ||
| > | acting as a service provider—also referred to as a Data Processor—for a Busines | > | acting as a service provider—also referred to as a Data Processor—for a Busines | ||
| > | s User, we process End Customer Personal Data in accordance with our agreement w | > | s User, we process End Customer Personal Data in accordance with our agreement w | ||
| > | ith the Business User and the Business User's lawful instructions. This happens, | > | ith the Business User and the Business User's lawful instructions. This happens, | ||
| > | for example, when we process a payment for a Business User because you purchase | > | for example, when we process a payment for a Business User because you purchase | ||
| > | d a product from them, or when the Business User asks us to send you funds. | > | d a product from them, or when the Business User asks us to send you funds. | ||
| 59 | Business Users are responsible for ensuring that the privacy rights of their End | 62 | Business Users are responsible for ensuring that the privacy rights of their End | ||
| > | Customers are respected, including obtaining appropriate consents and making di | > | Customers are respected, including obtaining appropriate consents and making di | ||
| > | sclosures about their own data collection and use associated with their products | > | sclosures about their own data collection and use associated with their products | ||
| > | and services. If you're an End Customer, please refer to the privacy policy of | > | and services. If you're an End Customer, please refer to the privacy policy of | ||
| > | the Business User you're doing business with for its privacy practices, choices, | > | the Business User you're doing business with for its privacy practices, choices, | ||
| > | and controls. | > | and controls. | ||
| 60 | We provide more comprehensive information about our collection, use, and sharing | 63 | We provide more comprehensive information about our collection, use, and sharing | ||
| > | of End Customer Personal Data in our Privacy Center, including the legal bases | > | of End Customer Personal Data in our Privacy Center, including the legal bases | ||
| > | we rely on for processing your Personal Data. | > | we rely on for processing your Personal Data. | ||
| 61 | a. Personal Data we collect about End Customers | 64 | a. Personal Data we collect about End Customers | ||
| n | 62 | Transaction Data. If you're an End Customer making payments to, receiving refund | n | 65 | Transaction Data. If you're an End Customer making payments to, receiving refund |
| > | s or payments from, initiating a purchase or donation, or otherwise transacting | > | s or payments from, or initiating a purchase, donation or otherwise transacting | ||
| > | with our Business User, whether in-person or online, we receive your Transaction | > | with our Business User, whether in-person or online, we receive your Transaction | ||
| > | Data. We may also receive your transaction history with the Business User. Lear | > | Data. We may also receive your transaction history with the Business User. Lear | ||
| > | n More. Additionally, we may collect information entered into a checkout form ev | > | n More. Additionally, we may collect information entered into a checkout form ev | ||
| > | en if you opt not to complete the form or transaction with the Business User. Le | > | en if you opt not to complete the form or transaction with the Business User. Le | ||
| > | arn More. A Business User who uses Stripe’s Terminal Service to provide its good | > | arn More. A Business User who uses Stripe’s Terminal Service to provide its good | ||
| > | s or services to End Customers may use the Terminal Service to collect End Custo | > | s or services to End Customers may use the Terminal Service to collect End Custo | ||
| > | mer Personal Data (like your name, email, phone number, address, signature, or a | > | mer Personal Data (like your name, email, phone number, address, signature, or a | ||
| > | ge) in accordance with its own privacy policy. | > | ge) in accordance with its own privacy policy. | ||
| 63 | Identity/Verification Information. Stripe provides a verification and fraud prev | 66 | Identity/Verification Information. Stripe provides a verification and fraud prev | ||
| > | ention Service that our Business Users can use to verify Personal Data about you | > | ention Service that our Business Users can use to verify Personal Data about you | ||
| > | , such as your authorization to use a particular payment method. During the proc | > | , such as your authorization to use a particular payment method. During the proc | ||
| > | ess, you’d be asked to share with us certain Personal Data (like your government | > | ess, you’d be asked to share with us certain Personal Data (like your government | ||
| > | ID and selfie for biometric verification, Personal Data you input, or Personal | > | ID and selfie for biometric verification, Personal Data you input, or Personal | ||
| > | Data that is apparent from the physical payment method like a credit card image) | > | Data that is apparent from the physical payment method, like a credit card image | ||
| > | . To protect against fraud and determine if somebody is trying to impersonate yo | > | ). To protect against fraud and determine if somebody is trying to impersonate y | ||
| > | u, we may cross-verify this data with information about you that we've collected | > | ou, we may cross-verify this data with information about you that we've collecte | ||
| > | from Business Users, Financial Partners, business affiliates, identity verifica | > | d from Business Users, Financial Partners, business affiliates, identity verific | ||
| > | tion services, publicly available sources, and other third party service provide | > | ation services, publicly available sources, and other third-party service provid | ||
| > | rs and sources. Learn More. | > | ers and sources. Learn More. | ||
| 67 | End Customer Credit Card Services. Stripe offers services to enable our Business | ||||
| > | Users, on behalf of an Issuing Bank, to provide credit cards to consumers. If y | ||||
| > | ou apply for a credit card for your personal, family, or household purposes thro | ||||
| > | ugh one of our Business Users using Stripe’s Issuing service, Stripe will collec | ||||
| > | t your Personal Data, including your name, address, email address, and identity | ||||
| > | documents, tax ID, and self-reported income. We may also obtain credit reports a | ||||
| > | bout you from credit bureaus to determine your eligibility. When you use a credi | ||||
| > | t card issued through Stripe’s Issuing service, Stripe will also collect Transac | ||||
| > | tion Data associated with your transactions. | ||||
| 64 | More. For further information about other types of Personal Data that we may col | 68 | More. For further information about other types of Personal Data that we may col | ||
| > | lect about End Customers, including about your online activity, please see the M | > | lect about End Customers, including about your online activity, please see the M | ||
| > | ore ways we collect, use, and share Personal Data section below. | > | ore ways we collect, use, and share Personal Data section below. | ||
| 65 | b. How we use and share Personal Data of End Customers | 69 | b. How we use and share Personal Data of End Customers | ||
| n | 66 | To provide our Business Services to our Business Users, we use and share End Cus | n | 70 | To provide our Business Services to our Business Users, we use and share End Cus |
| > | tomers' Personal Data with them. Where allowed, we also use End Customers' Perso | > | tomers' Personal Data with them. Where allowed, we also use End Customers' Perso | ||
| > | nal Data for Stripe’s own purposes such as enhancing security, improving and off | > | nal Data for Stripe’s own purposes such as enhancing security; offering, persona | ||
| > | ering our Business Services, and preventing fraud, loss, and other damages, as d | > | lizing, and improving our Business Services; and preventing fraud, loss, and oth | ||
| > | escribed further below. | > | er damages, as described further below. | ||
| 67 | Payment processing and accounting. We use your Transaction Data to deliver Payme | 71 | Payment processing and accounting. We use your Transaction Data to deliver Payme | ||
| > | nt-related Business Services to Business Users — including online payment transa | > | nt-related Business Services to Business Users — including online payment transa | ||
| > | ctions processing, sales tax calculation, and invoice, bill, and dispute handlin | > | ctions processing, sales tax calculation, and invoice, bill, and dispute handlin | ||
| > | g — and to help them determine their revenue, settle their bills, and execute ac | > | g — and to help them determine their revenue, settle their bills, and execute ac | ||
| > | counting tasks. Learn More. We may also use your Personal Data to provide and im | > | counting tasks. Learn More. We may also use your Personal Data to provide and im | ||
| > | prove our Business Services. | > | prove our Business Services. | ||
| n | 68 | During payment transactions, your Personal Data is shared with various entities | n | 72 | During payment transactions, your Personal Data is shared with various entities |
| > | in connection with your transaction. As a service provider or data processor, we | > | in connection with your transaction. As a service provider or data processor, we | ||
| > | share Personal Data to enable transactions as directed by Business Users. For i | > | share Personal Data to enable transactions as directed by Business Users. For i | ||
| > | nstance, when you choose a payment method for your transaction, we may share you | > | nstance, when you choose a payment method for your transaction, we may share you | ||
| > | r Transaction Data with your bank or other payment method provider, including as | > | r Transaction Data with your bank, other payment method provider, or payment pro | ||
| > | necessary to authenticate you, Learn More, process your transaction, prevent fr | > | cessor(s), including as necessary to authenticate you (Learn More), process your | ||
| > | aud, and handle disputes. The Business User you choose to do business with also | > | transaction, prevent fraud, and handle disputes. The Business User you choose t | ||
| > | receives Transaction Data and might share the data with others. Please review yo | > | o do business with also receives Transaction Data and might share the data with | ||
| > | ur merchant’s, bank’s, and payment method provider’s privacy policies for more i | > | others. Please review your merchant’s, bank’s, and payment method provider’s pri | ||
| > | nformation about how they use and share your Personal Data. | > | vacy policies for more information about how they use and share your Personal Da | ||
| > | ta. | ||||
| 69 | Financial services. Certain Business Users leverage our Services to offer financ | 73 | Financial services. Certain Business Users leverage our Services to offer financ | ||
| > | ial services to you via Stripe or our Financial Partners. For example, a Busines | > | ial services to you via Stripe or our Financial Partners. For example, a Busines | ||
| > | s User may issue a card product with which you can purchase goods and services. | > | s User may issue a card product with which you can purchase goods and services. | ||
| > | Such cards could carry the brand of Stripe, the bank partner, and/or the Busines | > | Such cards could carry the brand of Stripe, the bank partner, and/or the Busines | ||
| > | s User. In addition to any Transaction Data we may generate or receive when thes | > | s User. In addition to any Transaction Data we may generate or receive when thes | ||
| > | e cards are used for purchases, we also collect and use your Personal Data to pr | > | e cards are used for purchases, we also collect and use your Personal Data to pr | ||
| > | ovide and manage these products, including assisting our Business Users in preve | > | ovide and manage these products, including assisting our Business Users in preve | ||
| > | nting misuse of the cards. Please review the privacy policies of the Business Us | > | nting misuse of the cards. Please review the privacy policies of the Business Us | ||
| > | er and, if applicable, our bank partners associated with the financial service ( | > | er and, if applicable, our bank partners associated with the financial service ( | ||
| > | the brands of which may be shown on the card) for more information. | > | the brands of which may be shown on the card) for more information. | ||
| 70 | Identity/Verification services. We use Personal Data about your identity to perf | 74 | Identity/Verification services. We use Personal Data about your identity to perf | ||
| > | orm verification services for Stripe or for the Business Users that you are tran | > | orm verification services for Stripe or for the Business Users that you are tran | ||
| > | sacting with, to prevent fraud, and to enhance security. For these purposes we m | > | sacting with, to prevent fraud, and to enhance security. For these purposes we m | ||
| > | ay use Personal Data you provide directly or Personal Data we obtain from our se | > | ay use Personal Data you provide directly or Personal Data we obtain from our se | ||
| > | rvice providers, including for phone verification. Learn More. If you provide a | > | rvice providers, including for phone verification. Learn More. If you provide a | ||
| > | selfie along with an image of your identity document, we may employ biometric te | > | selfie along with an image of your identity document, we may employ biometric te | ||
| > | chnology to compare and calculate whether they match and verify your identity. L | > | chnology to compare and calculate whether they match and verify your identity. L | ||
| > | earn More. | > | earn More. | ||
| n | 71 | Fraud detection and loss prevention. We use your Personal Data collected across | n | 75 | Fraud detection and loss prevention. We use your Personal Data collected across |
| > | our Services to detect and prevent losses for you, us, our Business Users, and F | > | our Services to detect and prevent losses for you, us, our Business Users, and F | ||
| > | inancial Partners. We may provide Business Users and Financial Partners, includi | > | inancial Partners. We may provide Business Users and Financial Partners, includi | ||
| > | ng those using our fraud prevention-related Business Services, with your Persona | > | ng those using our fraud prevention-related Business Services, with your Persona | ||
| > | l Data (including your attempted transactions) to help them assess the fraud or | > | l Data (including your attempted transactions) to help them assess the fraud or | ||
| > | loss risk associated with a transaction. Learn more about how we may use technol | > | loss risk. Learn more about how we may use technology to assess the fraud risk a | ||
| > | ogy to assess the fraud risk associated with an attempted transaction and what i | > | ssociated with an attempted transaction and what information we share with Busin | ||
| > | nformation we share with Business Users and Financial Partners here and here. | > | ess Users and Financial Partners here and here. | ||
| 72 | Our Business Users (and their authorized third parties). We share End Customers' | 76 | Our Business Users (and their authorized third parties). We share End Customers' | ||
| > | Personal Data with their respective Business Users and parties directly authori | > | Personal Data with their respective Business Users and parties directly authori | ||
| > | zed by those Business Users to receive such data. Here are common examples of su | > | zed by those Business Users to receive such data. Here are common examples of su | ||
| > | ch sharing: | > | ch sharing: | ||
| 73 | When a Business User instructs Stripe to provide another Business User with acce | 77 | When a Business User instructs Stripe to provide another Business User with acce | ||
| > | ss to its Stripe account, including data related to its End Customers, via Strip | > | ss to its Stripe account, including data related to its End Customers, via Strip | ||
| > | e Connect. | > | e Connect. | ||
| 74 | Sharing information that you have provided to us with a Business User so that we | 78 | Sharing information that you have provided to us with a Business User so that we | ||
| > | can send payments to you on behalf of that Business User. | > | can send payments to you on behalf of that Business User. | ||
| 75 | Sharing information, documents, or images provided by an End Customer with a Bus | 79 | Sharing information, documents, or images provided by an End Customer with a Bus | ||
| > | iness User when the latter uses Stripe Identity, our identity verification Servi | > | iness User when the latter uses Stripe Identity, our identity verification Servi | ||
| > | ce, to verify the identity of the End Customer. | > | ce, to verify the identity of the End Customer. | ||
| n | 76 | The Business Users you choose to do business with may further share your Persona | n | 80 | The Business Users you choose to do business with may further share your Persona |
| > | l Data with third parties (like additional third party service providers other t | > | l Data with third parties (like additional third-party service providers other t | ||
| > | han Stripe). Please review the Business User’s privacy policy for more informati | > | han Stripe). Please review the Business User’s privacy policy for more informati | ||
| > | on. | > | on about how they collect, use, process, and handle your Personal Data. | ||
| 77 | Advertising by Business Users. If you initiate a purchasing process with a Busin | 81 | Advertising by Business Users. If you initiate a purchasing process with a Busin | ||
| > | ess User, the Business User receives your Personal Data from us in connection wi | > | ess User, the Business User receives your Personal Data from us in connection wi | ||
| > | th our provision of Services even if you don't finish your purchase. The Busines | > | th our provision of Services even if you don't finish your purchase. The Busines | ||
| > | s User may use your Personal Data to market and advertise their products or serv | > | s User may use your Personal Data to market and advertise their products or serv | ||
| > | ices, subject to the terms of their privacy policy. Please review the Business U | > | ices, subject to the terms of their privacy policy. Please review the Business U | ||
| > | ser’s privacy policy for more information, including your rights to stop their u | > | ser’s privacy policy for more information, including your rights to stop their u | ||
| > | se of your Personal Data for marketing purposes. | > | se of your Personal Data for marketing purposes. | ||
| n | 78 | More. For further information about additional ways by which we may use and shar | n | 82 | More. For further information about additional ways in which we may use and shar |
| > | e End Customers' Personal Data, please see the More ways we collect, use, and sh | > | e End Customers' Personal Data, please see the More ways we collect, use, and sh | ||
| > | are Personal Data section below. | > | are Personal Data section below. | ||
| 79 | 1.3 Representatives | 83 | 1.3 Representatives | ||
| 80 | We collect, use, and share Personal Data from Representatives of Business Users | 84 | We collect, use, and share Personal Data from Representatives of Business Users | ||
| > | (for example, business owners) to provide our Business Services. For more inform | > | (for example, business owners) to provide our Business Services. For more inform | ||
| > | ation about how we collect, use, and share Personal Data from Representatives, a | > | ation about how we collect, use, and share Personal Data from Representatives, a | ||
| > | s well as the legal bases we rely on for processing such Personal Data, please v | > | s well as the legal bases we rely on for processing such Personal Data, please v | ||
| > | isit our Privacy Center. | > | isit our Privacy Center. | ||
| 81 | a. Personal Data we collect about Representatives | 85 | a. Personal Data we collect about Representatives | ||
| 82 | Registration and contact information. When you register for a Stripe account for | 86 | Registration and contact information. When you register for a Stripe account for | ||
| > | a Business User (including incorporation of a Business), we collect your name a | > | a Business User (including incorporation of a Business), we collect your name a | ||
| > | nd login credentials. If you register for or attend an event organized by Stripe | > | nd login credentials. If you register for or attend an event organized by Stripe | ||
| > | or sign up to receive Stripe communications, we collect your registration and p | > | or sign up to receive Stripe communications, we collect your registration and p | ||
| > | rofile data. As a Representative, we may collect your Personal Data from third p | > | rofile data. As a Representative, we may collect your Personal Data from third p | ||
| > | arties, including data providers, to advertise, market, and communicate with you | > | arties, including data providers, to advertise, market, and communicate with you | ||
| > | as detailed further in the More ways we collect, use, and share Personal Data s | > | as detailed further in the More ways we collect, use, and share Personal Data s | ||
| > | ection below. We may also link a location with you to tailor the Services or inf | > | ection below. We may also link a location with you to tailor the Services or inf | ||
| > | ormation effectively to your needs. Learn More. | > | ormation effectively to your needs. Learn More. | ||
| n | 83 | Identification Information. As a current or potential Business User, an owner of | n | 87 | Identification Information. As a current or potential Business User, an owner of |
| > | a Business User, or a shareholder, officer, or director of a Business User, we | > | a Business User, or a shareholder, officer, or director of a Business User, we | ||
| > | need your contact details, such as name, postal address, telephone number, and e | > | need your contact details, such as name, postal address, telephone number, and e | ||
| > | mail address, to fulfill our Financial Partner and regulatory requirements, veri | > | mail address, to fulfill our Financial Partner and regulatory requirements, veri | ||
| > | fy your identity, and prevent fraudulent activities and harm to the Stripe platf | > | fy your identity, and prevent fraudulent activities and harm to the Stripe platf | ||
| > | orm. We collect your Personal Data, such as ownership interest in the Business U | > | orm. We collect your Personal Data, such as ownership interest in the Business U | ||
| > | ser, date of birth, government-issued identity documents, and associated identif | > | ser, date of birth, government-issued identity documents, and associated identif | ||
| > | iers, as well as any history of fraud or misuse, directly from you and/or from p | > | iers, as well as any history of fraud or misuse, directly from you and/or from p | ||
| > | ublicly available sources, third parties such as credit bureaus and via the Serv | > | ublicly available sources, third parties such as credit bureaus and via the Serv | ||
| > | ices we provide. Learn More. You may also choose to provide us with bank account | > | ices we provide. Learn More. You may also provide us with bank account informati | ||
| > | information. | > | on. | ||
| 84 | More. For further information about other types of Personal Data that we may col | 88 | More. For further information about other types of Personal Data that we may col | ||
| > | lect about Representatives, including your online activity, please see the More | > | lect about Representatives, including your online activity, please see the More | ||
| > | ways we collect, use, and share Personal Data section below. | > | ways we collect, use, and share Personal Data section below. | ||
| 85 | b. How we use and share Personal Data of Representatives | 89 | b. How we use and share Personal Data of Representatives | ||
| 86 | We typically use the Personal Data of Representatives to provide the Business Se | 90 | We typically use the Personal Data of Representatives to provide the Business Se | ||
| > | rvices to the corresponding Business Users. The ways we use and share this data | > | rvices to the corresponding Business Users. The ways we use and share this data | ||
| > | are further described below. | > | are further described below. | ||
| 87 | Business Services. We use and share Representatives’ Personal Data with Business | 91 | Business Services. We use and share Representatives’ Personal Data with Business | ||
| > | Users to provide the Services requested by you or the Business User you represe | > | Users to provide the Services requested by you or the Business User you represe | ||
| > | nt. | > | nt. | ||
| n | 88 | In some instances, we may have to submit your Personal Data to a government enti | n | 92 | In some instances, we may have to submit your Personal Data to a government enti |
| > | ty to provide our Business Services, for purposes such as the incorporation of a | > | ty to provide our Business Services, for purposes such as the incorporation of a | ||
| > | business, or calculating and paying applicable sales tax. For our tax-related B | > | business, or calculating and paying applicable sales tax. For our tax-related B | ||
| > | usiness Services, we may use your Personal Data to prepare tax documents and fil | > | usiness Services, we may use and share with authorized third parties your Person | ||
| > | e taxes on behalf of the Business User you represent. For our Atlas business inc | > | al Data to prepare tax documents, register for taxes, and file taxes on behalf o | ||
| > | orporation Services, we may use your Personal Data to submit forms to the IRS on | > | f the Business User you represent. For our Atlas business incorporation Services | ||
| > | your behalf and file documents with other government authorities, such as artic | > | , we may use your Personal Data to submit forms to the IRS on your behalf and fi | ||
| > | les of incorporation in your state of incorporation. | > | le documents with other government authorities, such as articles of incorporatio | ||
| > | n in your state of incorporation. We may also use and share your Personal Data t | ||||
| > | o determine the eligibility of the Business User you represent for certain Strip | ||||
| > | e services. | ||||
| 89 | We share Representatives’ Personal Data with parties authorized by the correspon | 93 | We share Representatives’ Personal Data with parties authorized by the correspon | ||
| > | ding Business User, such as Financial Partners servicing a financial product, or | > | ding Business User, such as Financial Partners servicing a financial product, or | ||
| > | third party apps or services the Business User chooses to use alongside our Bus | > | third party apps or services the Business User chooses to use alongside our Bus | ||
| > | iness Services. Here are common examples of such sharing: | > | iness Services. Here are common examples of such sharing: | ||
| 90 | Payment method providers, like Visa or WeChat Pay, require information about Bus | 94 | Payment method providers, like Visa or WeChat Pay, require information about Bus | ||
| > | iness Users and their Representatives who accept their payment methods. This inf | > | iness Users and their Representatives who accept their payment methods. This inf | ||
| > | ormation is typically required during the onboarding process or for processing t | > | ormation is typically required during the onboarding process or for processing t | ||
| > | ransactions and handling disputes for these Business Users. Learn More. | > | ransactions and handling disputes for these Business Users. Learn More. | ||
| 91 | A Business User may authorize Stripe to share your Personal Data with other Busi | 95 | A Business User may authorize Stripe to share your Personal Data with other Busi | ||
| > | ness Users to facilitate the provision of Services through Stripe Connect. | > | ness Users to facilitate the provision of Services through Stripe Connect. | ||
| 92 | The use of Personal Data by a third party authorized by a Business User is subje | 96 | The use of Personal Data by a third party authorized by a Business User is subje | ||
| > | ct to the third party’s privacy policy. | > | ct to the third party’s privacy policy. | ||
| 93 | If you are a Business User who has chosen a name that includes Personal Data (fo | 97 | If you are a Business User who has chosen a name that includes Personal Data (fo | ||
| > | r example, a sole proprietorship or family name in a company name), we will use | > | r example, a sole proprietorship or family name in a company name), we will use | ||
| > | and share such information for the provision of our Services in the same way we | > | and share such information for the provision of our Services in the same way we | ||
| > | do with any company name. This may include, for example, displaying it on receip | > | do with any company name. This may include, for example, displaying it on receip | ||
| > | ts and other transaction-identifying descriptions. | > | ts and other transaction-identifying descriptions. | ||
| n | 94 | Fraud detection and loss prevention. We use Representatives’ Personal Data to id | n | 98 | Fraud detection and loss prevention. We use Representatives’ Personal Data to id |
| > | entify and manage risks that our Business Services might be used for fraudulent | > | entify and manage risks that our Business Services might be used for fraudulent | ||
| > | activities causing losses to Stripe, End Users, End Customers, Business Users, F | > | activities causing losses to Stripe, End Users, End Customers, Business Users, F | ||
| > | inancial Partners, and others. We also use information about you obtained from p | > | inancial Partners, and others. We also use information about you obtained from p | ||
| > | ublicly available sources, third parties like credit bureaus and from our Servic | > | ublicly available sources, third parties like credit bureaus and from our Servic | ||
| > | es to address such risks, including to identify patterns of misuse and monitor f | > | es to address such risks, including to identify patterns of misuse and monitor f | ||
| > | or terms of service violations. Stripe may share Representatives' Personal Data | > | or terms of service violations. Stripe may share Representatives' Personal Data | ||
| > | with Business Users, our Financial Partners, and third party service providers, | > | with Business Users, our Financial Partners, and third party service providers, | ||
| > | including phone verification providers, Learn More, to verify the information pr | > | including phone verification providers, Learn More, to verify the information pr | ||
| > | ovided by you and identify risk indicators. Learn More. We also use and share Re | > | ovided by you and identify risk indicators on a recurring basis. Learn More. We | ||
| > | presentatives' Personal Data to conduct due diligence, including conducting anti | > | also use and share Representatives' Personal Data to conduct due diligence, incl | ||
| > | -money laundering and sanctions screening in accordance with applicable law. | > | uding conducting anti-money laundering and sanctions screening in accordance wit | ||
| > | h applicable law. | ||||
| 95 | Advertising. Where permitted by applicable law, and where required with your con | 99 | Advertising. Where permitted by applicable law, and where required with your con | ||
| > | sent, we use and share Representatives’ Personal Data with third parties, includ | > | sent, we use and share Representatives’ Personal Data with third parties, includ | ||
| > | ing Partners, so we can advertise and market our Services and Partner integratio | > | ing Partners, so we can advertise and market our Services and Partner integratio | ||
| > | ns. Subject to applicable law, including any consent requirements, we may advert | > | ns. Subject to applicable law, including any consent requirements, we may advert | ||
| > | ise through interest-based advertising and track the efficacy of such ads. See o | > | ise through interest-based advertising and track the efficacy of such ads. See o | ||
| > | ur Cookie Policy. We do not transfer your Personal Data to third parties in exch | > | ur Cookie Policy. We do not transfer your Personal Data to third parties in exch | ||
| > | ange for payment. However, we may provide your data to third party partners, lik | > | ange for payment. However, we may provide your data to third party partners, lik | ||
| > | e advertising partners, analytics providers, and social networks, who assist us | > | e advertising partners, analytics providers, and social networks, who assist us | ||
| > | in advertising our Services. Learn more. We may also use your Personal Data, inc | > | in advertising our Services. Learn more. We may also use your Personal Data, inc | ||
| > | luding your Stripe account activity, to evaluate your eligibility for and offer | > | luding your Stripe account activity, to evaluate your eligibility for and offer | ||
| > | you Business Services or promote existing Business Services. Learn more. | > | you Business Services or promote existing Business Services. Learn more. | ||
| 96 | More. For further information about additional ways by which we may use and shar | 100 | More. For further information about additional ways by which we may use and shar | ||
| > | e Representatives’ Personal Data, please see the More ways we collect, use, and | > | e Representatives’ Personal Data, please see the More ways we collect, use, and | ||
| > | share Personal Data section below. | > | share Personal Data section below. | ||
| 97 | 1.4 Visitors | 101 | 1.4 Visitors | ||
| 98 | We collect, use, and share the Personal Data of Visitors. More details about how | 102 | We collect, use, and share the Personal Data of Visitors. More details about how | ||
| > | we collect, use, and share Visitors’ Personal Data, along with the legal bases | > | we collect, use, and share Visitors’ Personal Data, along with the legal bases | ||
| > | we rely on for processing such Personal Data, can be found in our Privacy Center | > | we rely on for processing such Personal Data, can be found in our Privacy Center | ||
| > | . | > | . | ||
| 99 | a. Personal Data we collect about Visitors | 103 | a. Personal Data we collect about Visitors | ||
| 100 | When you browse our Sites, we receive your Personal Data, either provided direct | 104 | When you browse our Sites, we receive your Personal Data, either provided direct | ||
| > | ly by you or collected through our use of cookies and similar technologies. See | > | ly by you or collected through our use of cookies and similar technologies. See | ||
| > | our Cookie Policy for more information. If you opt to complete a form on the Sit | > | our Cookie Policy for more information. If you opt to complete a form on the Sit | ||
| > | e or third party websites where our advertisements are displayed (like LinkedIn | > | e or third party websites where our advertisements are displayed (like LinkedIn | ||
| > | or Facebook), we collect the information you included in the form. This may incl | > | or Facebook), we collect the information you included in the form. This may incl | ||
| > | ude your contact information and other information pertaining to your questions | > | ude your contact information and other information pertaining to your questions | ||
| > | about our Services. We may also associate a location with your visit. Learn More | > | about our Services. We may also associate a location with your visit. Learn More | ||
| > | . | > | . | ||
| n | n | 105 | When you visit our offices or other Stripe premises or attend Stripe events, we | ||
| > | may collect registration information (including access requirements) and photo a | ||||
| > | nd audio-visual data captured on CCTV or other video systems. | ||||
| 101 | More. Further details about other types of Personal Data that we may collect fro | 106 | More. Further details about other types of Personal Data that we may collect fro | ||
| > | m Visitors, including your online activity, can be found in the More ways we col | > | m Visitors, including your online activity, can be found in the More ways we col | ||
| > | lect, use, and share Personal Data section below. | > | lect, use, and share Personal Data section below. | ||
| 102 | b. How we use and share Personal Data of Visitors | 107 | b. How we use and share Personal Data of Visitors | ||
| 103 | Personalization. We use the data we collect about you using cookies and similar | 108 | Personalization. We use the data we collect about you using cookies and similar | ||
| > | technologies to measure engagement with the content on the Sites, improve releva | > | technologies to measure engagement with the content on the Sites, improve releva | ||
| > | ncy and navigation, customize your experience (such as language preference and r | > | ncy and navigation, customize your experience (such as language preference and r | ||
| > | egion-specific content), and curate content about Stripe and our Services that's | > | egion-specific content), and curate content about Stripe and our Services that's | ||
| > | tailored to you. For instance, as not all of our Services are available globall | > | tailored to you. For instance, as not all of our Services are available globall | ||
| > | y, we may customize our responses based on your region. | > | y, we may customize our responses based on your region. | ||
| 108 | In addition to the ways described above, we also process your Personal Data as f | 113 | In addition to the ways described above, we also process your Personal Data as f | ||
| > | ollows: | > | ollows: | ||
| 109 | a. Collection of Personal Data | 114 | a. Collection of Personal Data | ||
| 110 | Online Activity. Depending on the Service used and how our Business Services are | 115 | Online Activity. Depending on the Service used and how our Business Services are | ||
| > | implemented by the Business Users, we may collect information related to: | > | implemented by the Business Users, we may collect information related to: | ||
| n | 111 | The devices and browsers you use across our Sites and third party websites, apps | n | 116 | The devices and browsers you use across our Sites and third-party websites, apps |
| > | , and other online services (“Third Party Sites”). | > | , and other online services (“Third-Party Sites”). | ||
| 112 | Usage data associated with those devices and browsers and your engagement with o | 117 | Usage data associated with those devices and browsers and your engagement with o | ||
| > | ur Services, including data elements like IP address, plug-ins, language prefere | > | ur Services, including data elements like IP address, plug-ins, language prefere | ||
| > | nce, time spent on Sites and Third Party Sites, pages visited, links clicked, pa | > | nce, time spent on Sites and Third-Party Sites, pages visited, links clicked, pa | ||
| > | yment methods used, and the pages that led you to our Sites and Third Party Site | > | yment methods used, and the pages that led you to our Sites and Third-Party Site | ||
| > | s. We also collect activity indicators, such as mouse activity indicators, to he | > | s. We also collect activity indicators, such as mouse activity indicators, to he | ||
| > | lp us detect fraud. Learn More. See also our Cookie Policy. | > | lp us detect fraud. Learn More. See also our Cookie Policy. | ||
| 113 | Communication and Engagement Information. We also collect information you choose | 118 | Communication and Engagement Information. We also collect information you choose | ||
| > | to share with us through various channels, such as support tickets, emails, or | > | to share with us through various channels, such as support tickets, emails, or | ||
| > | social media. If you respond to emails or surveys from Stripe, we collect your e | > | social media. If you respond to emails or surveys from Stripe, we collect your e | ||
| > | mail address, name, and any other data you opt to include in your email or respo | > | mail address, name, and any other data you opt to include in your email or respo | ||
| > | nses. If you engage with us over the phone, we collect your phone number and any | > | nses. If you engage with us over the phone, we collect your phone number and any | ||
| > | other information you might provide during the call. Calls with Stripe or Strip | > | other information you might provide during the call. Calls with Stripe or Strip | ||
| > | e representatives may be recorded. Learn More. Additionally, we collect your eng | > | e representatives may be recorded and transcribed. Learn More. Additionally, we | ||
| > | agement data, like your registration for, attendance at, or viewing of Stripe ev | > | collect your engagement data, like your registration for, attendance at, or view | ||
| > | ents and any other interactions with Stripe personnel. | > | ing of Stripe events and any other interactions with Stripe personnel. | ||
| 114 | Forums and Discussion Groups. If our Sites allow posting of content, we collect | 119 | Forums and Discussion Groups. If our Sites allow posting of content, we collect | ||
| > | Personal Data that you provide in connection with the post. | > | Personal Data that you provide in connection with the post. | ||
| 115 | b. Use of Personal Data. | 120 | b. Use of Personal Data. | ||
| 116 | Besides the use of Personal Data described above, we use Personal Data in the wa | 121 | Besides the use of Personal Data described above, we use Personal Data in the wa | ||
| > | ys listed below: | > | ys listed below: | ||
| 117 | Analyzing, Improving, and Developing our Services. We collect and process Person | 122 | Analyzing, Improving, and Developing our Services. We collect and process Person | ||
| > | al Data throughout our various Services, whether you are an End User, End Custom | > | al Data throughout our various Services, whether you are an End User, End Custom | ||
| > | er, Representative, or Visitor, to improve our Services, develop new Services, a | > | er, Representative, or Visitor, to improve our Services, develop new Services, a | ||
| > | nd support our efforts to make our Services more efficient, relevant, and useful | > | nd support our efforts to make our Services more efficient, relevant, and useful | ||
| > | to you. Learn More. We may use Personal Data to generate aggregate and statisti | > | to you. Learn More. We may use Personal Data to generate aggregate and statisti | ||
| > | cal information to understand and explain how our Services are used. Examples of | > | cal information to understand and explain how our Services are used. Examples of | ||
| > | how we use Personal Data to analyze, improve, and develop our products and serv | > | how we use Personal Data to analyze, improve, and develop our products and serv | ||
| > | ices include: | > | ices include: | ||
| 118 | Using analytics on our Sites, including as described in our Cookie Policy, to he | 123 | Using analytics on our Sites, including as described in our Cookie Policy, to he | ||
| > | lp us understand your use of our Sites and Services and diagnose technical issue | > | lp us understand your use of our Sites and Services and diagnose technical issue | ||
| > | s. | > | s. | ||
| n | 119 | Training artificial intelligence models to power our Services and protect agains | n | 124 | Training artificial intelligence models to power our Services and protect agains |
| > | t fraud and other harm. Learn more. | > | t fraud and other harm. Learn More. | ||
| 120 | Analyzing and drawing inferences from Transaction Data to reduce costs, fraud, a | 125 | Analyzing and drawing inferences from Transaction Data to reduce costs, fraud, a | ||
| > | nd disputes and increase authentication and authorization rates for Stripe and o | > | nd disputes and increase authentication and authorization rates for Stripe and o | ||
| > | ur Business Users. | > | ur Business Users. | ||
| n | n | 126 | Analyzing call recordings and call and chat transcripts for quality assurance, t | ||
| > | raining, and operational purposes. Learn More. | ||||
| 121 | Communications. We use the contact information we have about you to deliver our | 127 | Communications. We use the contact information we have about you to deliver our | ||
| > | Services, Learn More, which may involve sending codes via SMS for your authentic | > | Services, which may involve sending codes via SMS for your authentication. Learn | ||
| > | ation. Learn More. If you are an End User, Representative, or Visitor, we may co | > | More. We do not share mobile data we collect for authentication purposes with t | ||
| > | mmunicate with you using the contact information we have about you to provide in | > | hird parties for marketing or promotional purposes. If you are an End User, Repr | ||
| > | formation about our Services and our affiliates’ services, invite you to partici | > | esentative, or Visitor, we may communicate with you using the contact informatio | ||
| > | pate in our events, surveys, or user research, or otherwise communicate with you | > | n we have about you to provide information about our Services and our affiliates | ||
| > | for marketing purposes, in compliance with applicable law, including any consen | > | ’ services, invite you to participate in our events, surveys, or user research, | ||
| > | t or opt-out requirements. For example, when you provide your contact informatio | > | or otherwise communicate with you for marketing purposes, in compliance with app | ||
| > | n to us or when we collect your business contact details through participation a | > | licable law, including any consent or opt-out requirements. For example, when yo | ||
| > | t trade shows or other events, we may use this data to follow up with you regard | > | u provide your contact information to us or when we collect your business contac | ||
| > | ing an event, provide information requested about our Services, and include you | > | t details through participation at trade shows or other events, we may use this | ||
| > | in our marketing information campaigns. Where permitted under applicable law, we | > | data to follow up with you regarding an event, provide information requested abo | ||
| > | may record our calls with you to provide our Services, comply with our legal ob | > | ut our Services, and include you in our marketing information campaigns. Where p | ||
| > | ligations, perform research and quality assurance, and for training purposes. | > | ermitted under applicable law, we may record and transcribe our calls with you t | ||
| > | o provide our Services, comply with our legal obligations, perform research and | ||||
| > | quality assurance, and for training purposes. Learn More. | ||||
| 122 | Social Media and Promotions. If you opt to submit Personal Data to engage in an | 128 | Social Media and Promotions. If you opt to submit Personal Data to engage in an | ||
| > | offer, program, or promotion, we use the Personal Data you provide to manage the | > | offer, program, or promotion, we use the Personal Data you provide to manage the | ||
| > | offer, program, or promotion. We also use the Personal Data you provide, along | > | offer, program, or promotion. We also use the Personal Data you provide, along | ||
| > | with the Personal Data you make available on social media platforms, for marketi | > | with the Personal Data you make available on social media platforms, for marketi | ||
| > | ng purposes, unless we are not permitted to do so. | > | ng purposes, unless we are not permitted to do so. | ||
| 123 | Fraud Prevention and Security. We collect and use Personal Data to help us ident | 129 | Fraud Prevention and Security. We collect and use Personal Data to help us ident | ||
| > | ify and manage activities that could be fraudulent or harmful across our Service | > | ify and manage activities that could be fraudulent or harmful across our Service | ||
| > | s, enable our fraud detection Business Services, and secure our Services and tra | > | s, enable our fraud detection Business Services, and secure our Services and tra | ||
| > | nsactions against unauthorized access, use, alteration or misappropriation of Pe | > | nsactions against unauthorized access, use, alteration or misappropriation of Pe | ||
| > | rsonal Data, information, and funds. As part of the fraud prevention, detection, | > | rsonal Data, information, and funds. As part of the fraud prevention, detection, | ||
| > | security monitoring, and compliance efforts for Stripe and its Business Users, | > | security monitoring, and compliance efforts for Stripe and its Business Users, | ||
| > | we collect information from publicly available sources, third parties (such as c | > | we collect information from publicly available sources, third parties (such as c | ||
| > | redit bureaus), and via the Services we offer. In some instances, we may also co | > | redit bureaus), and via the Services we offer. In some instances, we may also co | ||
| > | llect information about you directly from you, or from our Business Users, Finan | > | llect information about you directly from you, or from our Business Users, Finan | ||
| > | cial Partners, and other third parties for the same purposes. Furthermore, to pr | > | cial Partners, and other third parties for the same purposes. Furthermore, to pr | ||
| > | otect our Services, we may receive details such as IP addresses and other identi | > | otect our Services, we may receive details such as IP addresses and other identi | ||
| > | fying data about potential security threats from third parties. Learn More. Such | > | fying data about potential security threats from third parties. Learn More. Such | ||
| > | information helps us verify identities, conduct credit checks where lawfully pe | > | information helps us verify identities, conduct credit checks where lawfully pe | ||
| > | rmitted, and prevent fraud. Additionally, we might use technology to evaluate th | > | rmitted, and prevent fraud. Additionally, we might use technology to evaluate th | ||
| > | e potential risk of fraud associated with individuals seeking to procure our Bus | > | e potential risk of fraud associated with individuals seeking to procure our Bus | ||
| > | iness Services or arising from attempted transactions by an End Customer or End | > | iness Services or arising from attempted transactions by an End Customer or End | ||
| > | User with our Business Users or Financial Partners. | > | User with our Business Users or Financial Partners. | ||
| 124 | Compliance with Legal Obligations. We use Personal Data to meet our contractual | 130 | Compliance with Legal Obligations. We use Personal Data to meet our contractual | ||
| > | and legal obligations related to anti-money laundering, Know-Your-Customer ("KYC | > | and legal obligations related to anti-money laundering, Know-Your-Customer ("KYC | ||
| > | ") laws, anti-terrorism activities, safeguarding vulnerable customers, export co | > | ") laws, anti-terrorism activities, safeguarding vulnerable customers, export co | ||
| > | ntrol, and prohibition of doing business with restricted persons or in certain b | > | ntrol, and prohibition of doing business with restricted persons or in certain b | ||
| > | usiness fields, among other legal obligations. For example, we may monitor trans | > | usiness fields, among other legal obligations. For example, we may monitor trans | ||
| > | action patterns and other online signals and use those insights to identify frau | > | action patterns and other online signals and use those insights to identify frau | ||
| > | d, money laundering, and other harmful activity that could affect Stripe, our Fi | > | d, money laundering, and other harmful activity that could affect Stripe, our Fi | ||
| > | nancial Partners, End Users, Business Users and others. Learn More. Safety, secu | > | nancial Partners, End Users, Business Users and others. Learn More. Safety, secu | ||
| > | rity, and compliance for our Services are key priorities for us, and collecting | > | rity, and compliance for our Services are key priorities for us, and collecting | ||
| > | and using Personal Data is crucial to this effort. | > | and using Personal Data is crucial to this effort. | ||
| 127 | Besides the sharing of Personal Data described above, we share Personal Data in | 133 | Besides the sharing of Personal Data described above, we share Personal Data in | ||
| > | the ways listed below: | > | the ways listed below: | ||
| 128 | Stripe Affiliates. We share Personal Data with other Stripe-affiliated entities | 134 | Stripe Affiliates. We share Personal Data with other Stripe-affiliated entities | ||
| > | for purposes identified in this Policy. | > | for purposes identified in this Policy. | ||
| 129 | Service Providers or Processors. In order to provide, communicate, market, analy | 135 | Service Providers or Processors. In order to provide, communicate, market, analy | ||
| > | ze, and advertise our Services, we depend on service providers. These providers | > | ze, and advertise our Services, we depend on service providers. These providers | ||
| > | offer critical services such as providing cloud infrastructure, conducting analy | > | offer critical services such as providing cloud infrastructure, conducting analy | ||
| > | tics for the assessment of the speed, accuracy, and/or security of our Services, | > | tics for the assessment of the speed, accuracy, and/or security of our Services, | ||
| > | verifying identities, identifying potentially harmful activity, and providing c | > | verifying identities, identifying potentially harmful activity, and providing c | ||
| > | ustomer service and audit functions. We authorize these service providers to use | > | ustomer service and audit functions. We authorize these service providers to use | ||
| > | or disclose the Personal Data we make available to them to perform services on | > | or disclose the Personal Data we make available to them to perform services on | ||
| > | our behalf and to comply with relevant legal obligations. We require these servi | > | our behalf and to comply with relevant legal obligations. We require these servi | ||
| > | ce providers to contractually commit to security and confidentiality obligations | > | ce providers to contractually commit to security and confidentiality obligations | ||
| > | for the Personal Data they process on our behalf. The majority of our service p | > | for the Personal Data they process on our behalf. The majority of our service p | ||
| > | roviders are based in the European Union, the United States of America, and Indi | > | roviders are based in the European Union, the United States of America, and Indi | ||
| > | a. Learn More. | > | a. Learn More. | ||
| n | 130 | Financial Partners. We share Personal Data with certain Financial Partners to pr | n | 136 | Financial Partners. We share Personal Data with certain Financial Partners to pr |
| > | ovide Services to Business Users and offer certain Services in conjunction with | > | ovide our Services and offer certain Services in conjunction with these Financia | ||
| > | these Financial Partners. For instance, we may share certain Personal Data, such | > | l Partners. For instance, we may share certain Personal Data, such as payment pr | ||
| > | as payment processing volume, loan repayment data, and Representative contact i | > | ocessing volume, loan repayment data, and Representative contact information, wi | ||
| > | nformation, with institutional investors and lenders who purchase loan receivabl | > | th institutional investors and lenders who purchase loan receivables or provide | ||
| > | es or provide financing related to Stripe Capital. Learn More. | > | financing related to Stripe Capital. Learn More. | ||
| 131 | Others with Consent. In some situations, we may not offer a service, but instead | 137 | Others with Consent. In some situations, we may not offer a service, but instead | ||
| > | refer you to others (like professional service firms that we partner with to de | > | refer you to others (like professional service firms that we partner with to de | ||
| > | liver the Atlas Service). In these instances, we will disclose the identity of t | > | liver the Atlas Service). In these instances, we will disclose the identity of t | ||
| > | he third party and the information to be shared with them, and seek your consent | > | he third party and the information to be shared with them, and seek your consent | ||
| > | to share the information. | > | to share the information. | ||
| 132 | Corporate Transactions. If we enter or intend to enter a transaction that modifi | 138 | Corporate Transactions. If we enter or intend to enter a transaction that modifi | ||
| > | es the structure of our business, such as a reorganization, merger, sale, joint | > | es the structure of our business, such as a reorganization, merger, sale, joint | ||
| > | venture, assignment, transfer, change of control, or other disposition of all or | > | venture, assignment, transfer, change of control, or other disposition of all or | ||
| > | part of our business, assets, or stock, we may share Personal Data with third p | > | part of our business, assets, or stock, we may share Personal Data with third p | ||
| > | arties in connection with such transaction. Any other entity that buys us or par | > | arties in connection with such transaction. Any other entity that buys us or par | ||
| > | t of our business will have the right to continue to use your Personal Data, sub | > | t of our business will have the right to continue to use your Personal Data, sub | ||
| > | ject to the terms of this Policy. | > | ject to the terms of this Policy. | ||
| n | 133 | Compliance and Harm Prevention. We share Personal Data when we believe it is nec | n | 139 | Compliance and Harm Prevention. We share Personal Data when we believe it is nec |
| > | essary to comply with applicable law; to abide by rules imposed by Financial Par | > | essary to comply with applicable law; to abide by rules imposed by Financial Par | ||
| > | tners in connection with the use of their payment method; to enforce our contrac | > | tners in connection with the use of their payment method; to enforce our contrac | ||
| > | tual rights; to secure and protect the Services, rights, privacy, safety, and pr | > | tual rights; to secure and protect the Services, rights, privacy, safety, and pr | ||
| > | operty of Stripe, you, and others, including against malicious or fraudulent act | > | operty of Stripe, you, Business Users, and others, including against malicious o | ||
| > | ivity; and to respond to valid legal requests from courts, law enforcement agenc | > | r fraudulent activity; and to respond to valid legal requests from courts, law e | ||
| > | ies, regulatory agencies, and other public and government authorities, which may | > | nforcement agencies, regulatory agencies, and other public and government author | ||
| > | include authorities outside your country of residence. | > | ities, which may include authorities outside your country of residence. | ||
| 134 | 3. Legal bases for processing Personal Data | 140 | 3. Legal bases for processing Personal Data | ||
| 135 | For purposes of the General Data Protection Regulation (GDPR) and other applicab | 141 | For purposes of the General Data Protection Regulation (GDPR) and other applicab | ||
| > | le data protection laws, we rely on a number of legal bases to process your Pers | > | le data protection laws, we rely on a number of legal bases to process your Pers | ||
| > | onal Data. Learn More. For some jurisdictions, there may be additional legal bas | > | onal Data. Learn More. For some jurisdictions, there may be additional legal bas | ||
| > | es, which are outlined in the Jurisdiction-Specific Provisions section below. | > | es, which are outlined in the Jurisdiction-Specific Provisions section below. | ||
| 136 | a. Contractual and Pre-Contractual Business Relationships. We process Personal D | 142 | a. Contractual and Pre-Contractual Business Relationships. We process Personal D | ||
| > | ata to enter into business relationships with prospective Business Users and End | > | ata to enter into business relationships with prospective Business Users and End | ||
| > | Users and fulfill our respective contractual obligations with them. These proce | > | Users and fulfill our respective contractual obligations with them. These proce | ||
| > | ssing activities include: | > | ssing activities include: | ||
| 138 | Creation and management of Stripe Checkout accounts; | 144 | Creation and management of Stripe Checkout accounts; | ||
| 139 | Accounting, auditing, and billing activities; and | 145 | Accounting, auditing, and billing activities; and | ||
| 140 | Processing of payments and related activities, which include fraud detection, lo | 146 | Processing of payments and related activities, which include fraud detection, lo | ||
| > | ss prevention, transaction optimization, communications about such payments, and | > | ss prevention, transaction optimization, communications about such payments, and | ||
| > | related customer service activities. | > | related customer service activities. | ||
| n | 141 | b. Legal Compliance. We process Personal Data to verify the identities of indivi | n | 147 | b. Legal Compliance. We process Personal Data to verify the identities of indivi |
| > | duals and entities to comply with obligations related to fraud monitoring, preve | > | duals and entities to comply with obligations related to fraud monitoring, preve | ||
| > | ntion, and detection, laws associated with identifying and reporting illicit and | > | ntion, and detection, laws associated with identifying and reporting illicit and | ||
| > | illegal activities, such as those under the Anti-Money Laundering ("AML") and K | > | illegal activities, such as those under the Anti-Money Laundering (“AML”) and K | ||
| > | now-Your-Customer (“KYC") regulations, and financial reporting obligations. For | > | now-Your-Customer (“KYC”) regulations, and financial reporting obligations. For | ||
| > | example, we may be required to record and verify a Business User’s identity to c | > | example, we may be required to record and verify a Business User’s identity to c | ||
| > | omply with regulations designed to prevent money laundering, fraud, and financia | > | omply with regulations designed to prevent money laundering, fraud, and financia | ||
| > | l crimes. These legal obligations may require us to report our compliance to thi | > | l crimes. These legal obligations may require us to report our compliance to thi | ||
| > | rd parties and subject ourselves to third party verification audits. | > | rd parties and subject ourselves to third party verification audits. | ||
| 142 | c. Legitimate Interests. Where permitted under applicable law, we rely on our le | 148 | c. Legitimate Interests. Where permitted under applicable law, we rely on our le | ||
| > | gitimate business interests to process your Personal Data. The following list pr | > | gitimate business interests to process your Personal Data. The following list pr | ||
| > | ovides an example of the business purposes for which we have a legitimate intere | > | ovides an example of the business purposes for which we have a legitimate intere | ||
| > | st in processing your data: | > | st in processing your data: | ||
| 143 | Detection, monitoring, and prevention of fraud and unauthorized payment transact | 149 | Detection, monitoring, and prevention of fraud and unauthorized payment transact | ||
| > | ions; | > | ions; | ||
| n | 144 | Mitigation of financial loss, claims, liabilities or other harm to End Customers | n | 150 | Mitigation of financial loss, claims, liabilities, or other harm to End Customer |
| > | , End Users, Business Users, Financial Partners, and Stripe; | > | s, End Users, Business Users, Financial Partners, and Stripe; | ||
| 145 | Determination of eligibility for and offering new Stripe Services (Learn More); | 151 | Determination of eligibility for and offering new Stripe Services (Learn More); | ||
| 146 | Response to inquiries, delivery of Service notices, and provision of customer su | 152 | Response to inquiries, delivery of Service notices, and provision of customer su | ||
| > | pport; | > | pport; | ||
| 147 | Promotion, analysis, modification, and improvement of our Services, systems, and | 153 | Promotion, analysis, modification, and improvement of our Services, systems, and | ||
| > | tools, as well as the development of new products and services, including enhan | > | tools, as well as the development of new products and services, including enhan | ||
| > | cing the reliability of the Services; | > | cing the reliability of the Services; | ||
| 157 | 4. Your rights and choices | 163 | 4. Your rights and choices | ||
| 158 | Depending on your location and subject to applicable law, you may have choices r | 164 | Depending on your location and subject to applicable law, you may have choices r | ||
| > | egarding our collection, use, and disclosure of your Personal Data: | > | egarding our collection, use, and disclosure of your Personal Data: | ||
| 159 | a. Opting out of receiving electronic communications from us | 165 | a. Opting out of receiving electronic communications from us | ||
| n | 160 | If you wish to stop receiving marketing-related emails from us, you can opt-out | n | 166 | If you wish to stop receiving marketing-related communications from us, you can |
| > | by clicking the unsubscribe link included in such emails or as described here. W | > | opt-out by clicking the unsubscribe link included in such communications or as d | ||
| > | e'll try to process your request(s) as quickly as reasonably practicable. Howeve | > | escribed here. We'll try to process your request(s) as quickly as reasonably pra | ||
| > | r, it's important to note that even if you opt out of receiving marketing-relate | > | cticable. However, it's important to note that even if you opt out of receiving | ||
| > | d emails from us, we retain the right to communicate with you about the Services | > | marketing-related communications from us, we retain the right to communicate wit | ||
| > | you receive (like support and important legal notices) and our Business Users m | > | h you about the Services you receive (like support and important legal notices) | ||
| > | ight still send you messages or instruct us to send you messages on their behalf | > | and our Business Users might still send you messages or instruct us to send you | ||
| > | . | > | messages on their behalf. | ||
| 161 | b. Your data protection rights | 167 | b. Your data protection rights | ||
| 162 | Depending on your location and subject to applicable law, you may have the follo | 168 | Depending on your location and subject to applicable law, you may have the follo | ||
| > | wing rights regarding the Personal Data we process about you as a data controlle | > | wing rights regarding the Personal Data we process about you as a data controlle | ||
| > | r: | > | r: | ||
| 163 | The right to request confirmation of whether Stripe is processing Personal Data | 169 | The right to request confirmation of whether Stripe is processing Personal Data | ||
| > | associated with you, the categories of personal data it has processed, and the t | > | associated with you, the categories of personal data it has processed, and the t | ||
| > | hird parties or categories of third parties with which your Personal Data is sha | > | hird parties or categories of third parties with which your Personal Data is sha | ||
| > | red; | > | red; | ||
| 170 | The right to object to the processing of your Personal Data if we are processing | 176 | The right to object to the processing of your Personal Data if we are processing | ||
| > | your data based on our legitimate interests; unless there are compelling legiti | > | your data based on our legitimate interests; unless there are compelling legiti | ||
| > | mate grounds or the processing is necessary for legal reasons, we will cease pro | > | mate grounds or the processing is necessary for legal reasons, we will cease pro | ||
| > | cessing your Personal Data upon receiving your objection (Learn More); | > | cessing your Personal Data upon receiving your objection (Learn More); | ||
| 171 | The right not to be discriminated against for exercising these rights; and | 177 | The right not to be discriminated against for exercising these rights; and | ||
| 172 | The right to appeal any decision by Stripe relating to your rights by contacting | 178 | The right to appeal any decision by Stripe relating to your rights by contacting | ||
| > | Stripe’s Data Protection Officer (“DPO”) at dpo@stripe.com, and/or relevant reg | > | Stripe’s Data Protection Officer (“DPO”) at dpo@stripe.com, and/or relevant reg | ||
| > | ulatory agencies. | > | ulatory agencies. | ||
| n | 173 | You may have additional rights, depending on applicable law, over your Personal | n | 179 | You may have additional rights, depending on applicable law, over your Personal |
| > | Data. For example, see the Jurisdiction-specific provisions section under United | > | Data. See the Jurisdiction-specific provisions section below. | ||
| > | States below. | ||||
| 174 | c. Process for exercising your data protection rights | 180 | c. Process for exercising your data protection rights | ||
| 175 | To exercise your data protection rights related to Personal Data we process as a | 181 | To exercise your data protection rights related to Personal Data we process as a | ||
| > | data controller, visit our Privacy Center or contact us as outlined below. For | > | data controller, visit our Privacy Center or contact us as outlined below. For | ||
| > | Personal Data we process as a data processor, please reach out to the relevant d | > | Personal Data we process as a data processor, please reach out to the relevant d | ||
| > | ata controller (Business User) to exercise your rights. If you contact us regard | > | ata controller (Business User) to exercise your rights. If you contact us regard | ||
| > | ing your Personal Data we process as a data processor, we will refer you to the | > | ing your Personal Data we process as a data processor, we will refer you to the | ||
| > | relevant data controller to the extent we are able to identify them. | > | relevant data controller to the extent we are able to identify them. | ||
| 176 | 5. Security and Retention | 182 | 5. Security and Retention | ||
| 177 | We make reasonable efforts to provide a level of security appropriate to the ris | 183 | We make reasonable efforts to provide a level of security appropriate to the ris | ||
| > | k associated with the processing of your Personal Data. We maintain organization | > | k associated with the processing of your Personal Data. We maintain organization | ||
| > | al, technical, and administrative measures designed to protect the Personal Data | > | al, technical, and administrative measures designed to protect the Personal Data | ||
| > | covered by this Policy from unauthorized access, destruction, loss, alteration, | > | covered by this Policy from unauthorized access, destruction, loss, alteration, | ||
| > | or misuse. Learn More. Unfortunately, no data transmission or storage system ca | > | or misuse. Learn More. Unfortunately, no data transmission or storage system ca | ||
| > | n be guaranteed to be 100% secure. | > | n be guaranteed to be 100% secure. | ||
| n | 178 | We encourage you to assist us in protecting your Personal Data. If you hold a St | n | 184 | We encourage you to assist us in protecting your Personal Data. If you hold a St |
| > | ripe account, you can do so by using a strong password, safeguarding your passwo | > | ripe account, you can do so by using a strong password, safeguarding your passwo | ||
| > | rd against unauthorized use, and avoiding using identical login credentials you | > | rd or API key against unauthorized use, and avoiding using identical login crede | ||
| > | use for other services or accounts for your Stripe account. If you suspect that | > | ntials you use for other services or accounts for your Stripe account. If you su | ||
| > | your interaction with us is no longer secure (for instance, you believe that you | > | spect that your interaction with us is no longer secure (for instance, you belie | ||
| > | r Stripe account's security has been compromised), please contact us immediately | > | ve that your Stripe account's security has been compromised), please contact us | ||
| > | . | > | immediately. | ||
| 179 | We retain your Personal Data for as long as we continue to provide the Services | 185 | We retain your Personal Data for as long as we continue to provide the Services | ||
| > | to you or our Business Users, or for a period in which we reasonably foresee con | > | to you or our Business Users, or for a period in which we reasonably foresee con | ||
| > | tinuing to provide the Services. Even after we stop providing Services directly | > | tinuing to provide the Services. Even after we stop providing Services directly | ||
| > | to you or to a Business User that you're doing business with, and even after you | > | to you or to a Business User that you're doing business with, and even after you | ||
| > | close your Stripe account or complete a transaction with a Business User, we ma | > | close your Stripe account or complete a transaction with a Business User, we ma | ||
| > | y continue to retain your Personal Data to: | > | y continue to retain your Personal Data to: | ||
| 180 | Comply with our legal and regulatory obligations; | 186 | Comply with our legal and regulatory obligations; | ||
| 181 | Enable fraud monitoring, detection, and prevention activities; and | 187 | Enable fraud monitoring, detection, and prevention activities; and | ||
| n | 182 | Comply with our tax, accounting, and financial reporting obligations, including | n | 188 | Comply with our tax, accounting, and financial reporting obligations, including |
| > | when such retention is required by our contractual agreements with our Financial | > | when such retention is required by our contractual agreements with our Financial | ||
| > | Partners (and where data retention is mandated by the payment methods you've us | > | Partners, and where data retention is mandated by the payment methods you've us | ||
| > | ed). | > | ed. | ||
| 183 | In cases where we keep your Personal Data, we do so in accordance with any limit | 189 | In cases where we keep your Personal Data, we do so in accordance with any limit | ||
| > | ation periods and record retention obligations imposed by applicable law. Learn | > | ation periods and record retention obligations imposed by applicable law. Learn | ||
| > | More. | > | More. | ||
| 184 | 6. International Data Transfers | 190 | 6. International Data Transfers | ||
| n | 185 | As a global business, it's sometimes necessary for us to transfer your Personal | n | 191 | As a global business, it's sometimes necessary for us to transfer your Personal |
| > | Data to countries other than your own, including the United States. These countr | > | Data to countries other than your own, including the United States and India. Th | ||
| > | ies might have data protection regulations that are different from those in your | > | ese countries might have data protection regulations that are different from tho | ||
| > | country. When transferring data across borders, we take measures to comply with | > | se in your country. When transferring data across borders, we take measures to c | ||
| > | applicable data protection laws related to such transfer. In certain situations | > | omply with applicable data protection laws related to such transfer. In certain | ||
| > | , we may be required to disclose Personal Data in response to lawful requests fr | > | situations, we may be required to disclose Personal Data in response to lawful r | ||
| > | om officials, such as law enforcement or security authorities. Learn More. | > | equests from officials, such as law enforcement or security authorities. Learn M | ||
| > | ore. | ||||
| 186 | If you are located in the European Economic Area (“EEA”), the United Kingdom ("U | 192 | If you are located in the European Economic Area (“EEA”), the United Kingdom (”U | ||
| > | K"), or Switzerland, please refer to our Privacy Center for additional details. | > | K”), or Switzerland, please refer to our Privacy Center for additional details. | ||
| > | When a data transfer mechanism is mandated by applicable law, we employ one or m | > | When a data transfer mechanism is mandated by applicable law, we employ one or m | ||
| > | ore of the following: | > | ore of the following: | ||
| 187 | Transfers to certain countries or recipients that are recognized as having an ad | 193 | Transfers to certain countries or recipients that are recognized as having an ad | ||
| > | equate level of protection for Personal Data under applicable law. | > | equate level of protection for Personal Data under applicable law. | ||
| 188 | EU Standard Contractual Clauses approved by the European Commission and the UK I | 194 | EU Standard Contractual Clauses approved by the European Commission and the UK I | ||
| > | nternational Data Transfer Addendum issued by the Information Commissioner’s Off | > | nternational Data Transfer Addendum issued by the Information Commissioner’s Off | ||
| > | ice. You can obtain a copy of the relevant Standard Contractual Clauses. Learn M | > | ice. You can obtain a copy of the relevant Standard Contractual Clauses. Learn M | ||
| > | ore. | > | ore. | ||
| 189 | Other lawful methods available to us under applicable law. | 195 | Other lawful methods available to us under applicable law. | ||
| n | 190 | Stripe, Inc. complies with the EU-U.S. Data Privacy Framework (“EU-U.S. DPF”), t | n | 196 | Stripe Inc., now known as Stripe, LLC complies with the EU-U.S. Data Privacy Fra |
| > | he UK Extension to the EU-U.S. DPF, and the Swiss-U.S. Data Privacy Framework as | > | mework (“EU-U.S. DPF”), the UK Extension to the EU-U.S. DPF, and the Swiss-U.S. | ||
| > | set forth by the U.S. Department of Commerce and as applicable. Learn More. | > | Data Privacy Framework as set forth by the U.S. Department of Commerce and as ap | ||
| > | plicable. Learn More. | ||||
| 191 | Stripe’s privacy practices, as described in this Privacy Policy, comply with the | 197 | Stripe’s privacy practices, as described in this Privacy Policy, comply with the | ||
| > | Cross Border Privacy Rules System (“CBPR”) and Privacy Rules for Processor (“PR | > | Cross Border Privacy Rules System (“CBPR”) and Privacy Rules for Processor (“PR | ||
| > | P”) systems. These systems provide a framework for organizations to ensure prote | > | P”) systems. These systems provide a framework for organizations to ensure prote | ||
| > | ction of personal data transferred among participating economies. Where CBPR and | > | ction of personal data transferred among participating economies. Where CBPR and | ||
| > | /or PRP are recognized as a valid transfer mechanism under applicable law, Strip | > | /or PRP are recognized as a valid transfer mechanism under applicable law, Strip | ||
| > | e will transfer Personal Data in accordance with the CBPR and PRP certifications | > | e will transfer Personal Data in accordance with the CBPR and PRP certifications | ||
| > | Stripe has obtained. More information about the framework can be found here and | > | Stripe has obtained. More information about the framework can be found here and | ||
| > | here. If you have unresolved privacy or data use concerns that we have not addr | > | here. If you have unresolved privacy or data use concerns that we have not addr | ||
| > | essed satisfactorily, please contact our U.S. based third-party dispute resoluti | > | essed satisfactorily, please contact our U.S. based third-party dispute resoluti | ||
| > | on provider (free of charge) at https://feedback-form.truste.com/watchdog/reques | > | on provider (free of charge) at https://feedback-form.truste.com/watchdog/reques | ||
| > | t. To view the status of our certifications, please click here (CBPR) and here ( | > | t. To view the status of our certifications, please click here (CBPR) and here ( | ||
| > | PRP). | > | PRP). | ||
| 192 | 7. Updates and notifications | 198 | 7. Updates and notifications | ||
| n | 193 | We may change this Policy from time to time to reflect new services, changes in | n | 199 | We may change this Policy from time to time to reflect new services or changes i |
| > | our privacy practices or relevant laws. The “Last updated” legend at the top of | > | n our privacy practices or relevant laws. The “Last updated” legend at the top o | ||
| > | this Policy indicates when this Policy was last materially revised. Any changes | > | f this Policy indicates when this Policy was last materially revised. Any change | ||
| > | are effective the latter of when we post the revised Policy on the Services or o | > | s are effective the latter of when we post the revised Policy on the Services or | ||
| > | therwise provide notice of the update as required by law. | > | otherwise provide notice of the update as required by law. | ||
| 194 | We may provide you with disclosures and alerts regarding the Policy or Personal | 200 | We may provide you with disclosures and alerts regarding the Policy or Personal | ||
| > | Data collected by posting them on our website and, if you are an End User or Rep | > | Data collected by posting them on our website and, if you are an End User or Rep | ||
| > | resentative, by contacting you through your Stripe Dashboard, email address and/ | > | resentative, by contacting you through your Stripe Dashboard, email address and/ | ||
| > | or the physical address listed in your Stripe account. | > | or the physical address listed in your Stripe account. | ||
| 195 | 8. Jurisdiction-specific provisions | 201 | 8. Jurisdiction-specific provisions | ||
| 196 | Australia. “Personal Data” includes “personal information” as defined under appl | 202 | Australia. “Personal Data” includes “personal information” as defined under appl | ||
| > | icable privacy laws in Australia, including the Privacy Act 1988 (Cth) as amende | > | icable privacy laws in Australia, including the Privacy Act 1988 (Cth) as amende | ||
| > | d from time to time. | > | d from time to time. | ||
| 197 | If we use personal information to make automated decisions that could reasonably | 203 | If we use personal information to make automated decisions that could reasonably | ||
| > | be expected to significantly affect your rights or interests, we will provide t | > | be expected to significantly affect your rights or interests, we will provide t | ||
| > | he legally required information and transparency via our Privacy Center, and/or | > | he legally required information and transparency via our Privacy Center, and/or | ||
| > | on a case by case basis. | > | on a case by case basis. | ||
| 198 | If you are an Australian resident and dissatisfied with our handling of any comp | 204 | If you are an Australian resident and dissatisfied with our handling of any comp | ||
| > | laint you raise under this Policy, you may consider contacting the Office of the | > | laint you raise under this Policy, you may consider contacting the Office of the | ||
| > | Australian Information Commissioner. | > | Australian Information Commissioner. | ||
| n | 199 | Brazil. You may exercise your rights by contacting our DPO Adi Gilad at dpo@stri | n | 205 | Brazil. You may exercise your rights by contacting our DPO Adi Gilad at dpo@stri |
| > | pe.com. Brazilian residents, for whom the Lei Geral de Proteção de Dados Pessoai | > | pe.com. Brazilian residents, for whom the Lei Geral de Proteção de Dados Pessoai | ||
| > | s (“LGPD”) applies, have rights set forth in Article 18 of the LGPD. | > | s (“LGPD”) applies, have rights set forth in Article 18 of the LGPD. If the LGPD | ||
| > | is applicable to the processing of your Personal Data, you may have the right t | ||||
| > | o: | ||||
| 206 | Confirm the existence of the data processing; | ||||
| 207 | Access your Personal Data; | ||||
| 208 | Correct incomplete, inaccurate or outdated data; | ||||
| 209 | Anonymize, block, or delete data that is unnecessary, excessive or processed in | ||||
| > | violation of the LGPD; | ||||
| 210 | Transfer your data to another service or product provider; | ||||
| 211 | Delete data processed with your consent; | ||||
| 212 | Obtain information about the public or private entities with which Stripe has sh | ||||
| > | ared your Personal Data; | ||||
| 213 | Obtain information about how to and the consequences of refusing consent; and | ||||
| 214 | Withdraw consent. | ||||
| 215 | Where required, we have put in place appropriate safeguards for the cross-border | ||||
| > | transfer of Personal Data from Brazil, including the Brazilian Standard Contrac | ||||
| > | tual Clauses. | ||||
| 200 | Canada. As used in this Policy, “applicable law” includes the Federal Personal I | 216 | Canada. As used in this Policy, “applicable law” includes the Federal Personal I | ||
| > | nformation Protection and Electronic Documents Act (“PIPEDA”), the Personal Info | > | nformation Protection and Electronic Documents Act (“PIPEDA”), the Personal Info | ||
| > | rmation Protection Act, SBC 2003 c 63, in British Columbia, the Personal Informa | > | rmation Protection Act, SBC 2003 c 63, in British Columbia, the Personal Informa | ||
| > | tion Protection Act, SA 2003 c P-6.5, in Alberta, and the Act Respecting the Pro | > | tion Protection Act, SA 2003 c P-6.5, in Alberta, and the Act Respecting the Pro | ||
| > | tection of Personal Information in the Private Sector, CQLR c P-39-1 (“Quebec Pr | > | tection of Personal Information in the Private Sector, CQLR c P-39-1 (“Quebec Pr | ||
| > | ivate Sector Act”), in Quebec. Learn more. “Personal Data” includes “personal in | > | ivate Sector Act”), in Quebec. Learn more. “Personal Data” includes “personal in | ||
| > | formation” as defined under those laws. | > | formation” as defined under those laws. | ||
| n | 201 | Stripe’s Chief Privacy Officer is the person in charge of personal information, | n | 217 | Stripe’s Global Head of Privacy is the person in charge of personal information, |
| > | including under the Quebec Private Sector Act. You may contact them via email at | > | including under the Quebec Private Sector Act. You may contact them via email a | ||
| > | privacy@stripe.com. When Stripe collects Personal Data belonging to Canadian (i | > | t privacy@stripe.com. When Stripe collects Personal Data belonging to Canadian ( | ||
| > | ncluding Quebec) residents, it transfers that data to data centers in the United | > | including Quebec) residents, it transfers that data to data centers in the Unite | ||
| > | States. When Stripe relies on service providers to process Personal Data as des | > | d States. When Stripe relies on service providers to process Personal Data as de | ||
| > | cribed herein, those service providers may also be located outside of Canada or | > | scribed herein, those service providers may also be located outside of Canada or | ||
| > | Quebec. | > | Quebec. | ||
| 202 | You have the right to request access or rectification of the Personal Data Strip | 218 | You have the right to request access or rectification of the Personal Data Strip | ||
| > | e holds related to you or to withdraw any consent given to the processing of suc | > | e holds related to you or to withdraw any consent given to the processing of suc | ||
| > | h personal data. You may exercise those rights by contacting Stripe’s Chief Priv | > | h personal data. You may exercise those rights by contacting Stripe’s Global Hea | ||
| > | acy Officer at privacy@stripe.com. If you are an End Customer, you should contac | > | d of Privacy at privacy@stripe.com. If you are an End Customer, you should conta | ||
| > | t the Business User with which you transacted to exercise your rights. | > | ct the Business User with which you transacted to exercise your rights. | ||
| 203 | EEA and UK. You may exercise your rights by contacting our DPO at dpo@stripe.com | 219 | EEA and UK. You may exercise your rights by contacting our DPO at dpo@stripe.com | ||
| > | . If you are a resident of the EEA or the Stripe entity accountable for your Per | > | . If you are a resident of the EEA or the Stripe entity accountable for your Per | ||
| > | sonal data is otherwise subject to the GDPR, and you believe our processing of y | > | sonal Data is otherwise subject to the GDPR, and you believe our processing of y | ||
| > | our information contradicts the GDPR, you may direct your questions or complaint | > | our information contradicts the GDPR, you may direct your questions or complaint | ||
| > | s to the Irish Data Protection Commission. If you are a resident of the UK, dire | > | s to the Irish Data Protection Commission. If you are a resident of the UK, dire | ||
| > | ct your questions or concerns to the UK Information Commissioner’s Office. You a | > | ct your questions or concerns to the UK Information Commissioner’s Office. You a | ||
| > | lso have additional rights under the EU-U.S. DPF and the UK Extension to the EU- | > | lso have additional rights under the EU-U.S. DPF and the UK Extension to the EU- | ||
| > | U.S. DPF. Learn More. | > | U.S. DPF. Learn More. | ||
| 204 | India. In this Policy, “applicable law” includes the Digital Personal Data Prote | 220 | India. In this Policy, “applicable law” includes the Digital Personal Data Prote | ||
| > | ction Act (“DPDPA”) once the DPDPA enters into effect. Further, the term “data c | > | ction Act (“DPDPA”) once the DPDPA enters into effect, and rules issued thereund | ||
| > | ontroller” includes “data fiduciaries,” and the term “data subject” includes “da | > | er. Further, the term “data controller” includes “data fiduciaries,” and the ter | ||
| > | ta principal,” both as defined in the DPDPA. | > | m “data subject” includes “data principal,” both as defined in the DPDPA. | ||
| 205 | In some cases, and as permitted under the DPDPA, we may rely on “legitimate use” | 221 | Your acceptance of this Policy constitutes a clear affirmative action and signif | ||
| > | as a legal basis. For example, we might do so when you voluntarily provide your | > | ies your agreement to Stripe’s processing of your Personal Data for the purposes | ||
| > | Personal Data to us. Where we are required to obtain your explicit and informed | > | outlined in this Privacy Policy. If you do not agree with any part of this Poli | ||
| > | consent, we will do so on a case by case basis. “Consent Managers” as defined u | > | cy, you should refrain from accessing or using our services. | ||
| > | nder the DPDPA may submit a request to revoke or provide consent using the metho | ||||
| > | ds described in the Contact Us section below, or as set out in the following par | ||||
| > | agraph, or via other means made available by Stripe in the future. We may ask fo | ||||
| > | r proof of authorization and identity before processing such a request. | ||||
| 222 | In some cases, and as permitted under the DPDPA, we may rely on “legitimate use” | ||||
| > | as a legal basis as permitted under Section 7 of the DPDPA. For example, we mig | ||||
| > | ht do so for the following: | ||||
| 223 | When you voluntarily provide your Personal Data to us without indicating that yo | ||||
| > | u do not consent to its use, you will be deemed to have given your consent. | ||||
| 224 | For fulfilling any obligation under any law for the time being in force in India | ||||
| > | that requires Stripe to disclose information to the state or its instrumentalit | ||||
| > | ies, provided such processing complies with applicable provisions regarding disc | ||||
| > | losure under such law. | ||||
| 225 | For compliance with any judgment, decree, or order issued under any law in force | ||||
| > | in India or by any court or tribunal in India. | ||||
| 226 | Where we are required to obtain your explicit and informed consent, we will do s | ||||
| > | o on a case by case basis. “Consent Managers” as defined under the DPDPA may sub | ||||
| > | mit a request to revoke or provide consent using the methods described in the Co | ||||
| > | ntact Us section below, or as set out in the following paragraph, or via other m | ||||
| > | eans made available by Stripe in the future. We may ask for proof of authorizati | ||||
| > | on and identity before processing such a request. | ||||
| 227 | In addition to other rights set forth in this Policy, you have the right to cont | ||||
| > | act Stripe to obtain a summary of your personal data being processed and the rel | ||||
| > | ated processing activities. | ||||
| 206 | You have the right to contact Stripe to nominate another individual, who may, in | 228 | You have the right to contact Stripe to nominate another individual, who may, in | ||
| > | the event of your death or incapacity, exercise your rights under this Privacy | > | the event of your death or incapacity, exercise your rights under this Privacy | ||
| > | Policy and under the DPDPA and implementing regulations. | > | Policy and under the DPDPA and implementing regulations. | ||
| n | 207 | In certain cases, you may be asked to consent to the collection and processing o | n | 229 | In certain cases, you may be asked to consent to the collection and processing o |
| > | f your Aadhaar number by Stripe India Private Limited and/or its third party ver | > | f your Aadhaar number by our third-party verification partner(s), to the extent | ||
| > | ification partner(s). The purpose of this collection is to facilitate the identi | > | permitted under applicable law. The purpose of this collection is to facilitate | ||
| > | fication verification process as required under applicable laws. Your provision | > | the identification verification process as required under applicable laws. Your | ||
| > | of Aadhaar details is purely voluntary, and you may provide other identification | > | provision of Aadhaar details is purely voluntary, and you may provide other iden | ||
| > | documents as may be accepted by us from time to time. You will not be denied se | > | tification documents as may be accepted by us from time to time. You will not be | ||
| > | rvice merely for not submitting Aadhaar details. | > | denied service merely for not submitting Aadhaar details. The collection, use, | ||
| > | processing and storage of your Aadhaar data will be in accordance with the terms | ||||
| > | and policies of such third-party verification partner(s). | ||||
| 208 | If you have any questions or complaints regarding the processing of your Persona | 230 | If you have any questions or complaints regarding the processing of your Persona | ||
| > | l Data in India, or if you want to receive this Policy or communicate with us ab | > | l Data in India, or if you want to receive this Policy or communicate with us ab | ||
| > | out privacy in one of India’s official languages, please contact our Nodal and G | > | out privacy in one of India’s official languages, please contact our Nodal and G | ||
| > | rievance Officer. Learn More. Alternatively, you may contact our DPO at dpo@stri | > | rievance Officer. Learn More. Alternatively, you may contact our DPO at dpo@stri | ||
| > | pe.com. If we are unable to address your complaint or grievance, you have the ri | > | pe.com. We will endeavor to address your grievance within a reasonable period of | ||
| > | ght to escalate the matter to the Data Protection Board of India. | > | time and, in any event, as soon as possible from the date of receipt of the com | ||
| > | plaint. If we are unable to address your complaint or grievance, you have the ri | ||||
| > | ght to escalate the matter to the Data Protection Board of India. | ||||
| 231 | Stripe may transfer your Personal Data to third parties or service providers loc | ||||
| > | ated outside your jurisdiction. We ensure that any such transfers comply with ap | ||||
| > | plicable laws. Where authorities restrict transfers to certain countries or terr | ||||
| > | itories, we will adhere to those restrictions and take appropriate measures. | ||||
| 209 | Indonesia. In this Policy, “applicable law” includes Law No. 11 of 2008 as amend | 232 | Indonesia. In this Policy, “applicable law” includes Law No. 11 of 2008 as amend | ||
| > | ed by Law No. 19 of 2016 on Electronic Information and Transactions, Government | > | ed by Law No. 19 of 2016 on Electronic Information and Transactions, Government | ||
| > | Regulation No. 71 of 2019 on the Implementation of Electronic Systems and Transa | > | Regulation No. 71 of 2019 on the Implementation of Electronic Systems and Transa | ||
| > | ctions, and Minister of Communication and Informatics Regulation No. 20 of 2016 | > | ctions, and Minister of Communication and Informatics Regulation No. 20 of 2016 | ||
| > | on Personal Data Protection in Electronic Systems, and from September 2024, Law | > | on Personal Data Protection in Electronic Systems, and from September 2024, Law | ||
| > | No. 27 of 2022 concerning Personal Data Protection (“PDP Law”). If you have any | > | No. 27 of 2022 concerning Personal Data Protection (“PDP Law”). If you have any | ||
| > | questions or complaints about this Policy, please contact our DPO at dpo@stripe. | > | questions or complaints about this Policy, please contact our DPO at dpo@stripe. | ||
| > | com. | > | com. | ||
| 210 | Japan. In this Policy, “applicable law” includes the Act on the Protection of Pe | 233 | Japan. In this Policy, “applicable law” includes the Act on the Protection of Pe | ||
| > | rsonal Information (“APPI”). When we transfer Personal Data of data subjects in | > | rsonal Information (“APPI”). When we transfer Personal Data of data subjects in | ||
| > | Japan to jurisdictions not recognized as ‘adequate’ by the Personal Information | > | Japan to jurisdictions not recognized as ‘adequate’ by the Personal Information | ||
| > | Protection Commission, we enter into written agreements with any third parties l | > | Protection Commission, we enter into written agreements with any third parties l | ||
| > | ocated outside of Japan. These written agreements provide rights and obligations | > | ocated outside of Japan. These written agreements provide rights and obligations | ||
| > | equivalent to those provided under the Japanese Act on the Protection of Person | > | equivalent to those provided under the Japanese Act on the Protection of Person | ||
| > | al Information. For more information on how we ensure that third parties protect | > | al Information. For more information on how we ensure that third parties protect | ||
| > | your data and where your data is located, please see above or contact us as des | > | your data and where your data is located, please see above or contact us as des | ||
| > | cribed below. For a description of foreign systems and frameworks that may affec | > | cribed below. For a description of foreign systems and frameworks that may affec | ||
| > | t the implementation of equivalent measures by the third party, see here. In som | > | t the implementation of equivalent measures by the third party, see here. In som | ||
| > | e cases, and as permitted under the APPI, we may rely on “public interest” as a | > | e cases, and as permitted under the APPI, we may rely on “public interest” as a | ||
| > | legal basis, such as fraud detection and loss prevention. | > | legal basis, such as fraud detection and loss prevention. | ||
| n | 211 | Malaysia. If you have any questions or complaints about this Policy, please cont | n | 234 | Malaysia. In this Policy, “applicable law” includes the Malaysian Personal Data |
| > | act our DPO at dpo@stripe.com. | > | Protection Act 2010 as amended from time to time. If you have any questions or c | ||
| > | omplaints about this Policy, please contact our DPO at dpo@stripe.com. | ||||
| 235 | New Zealand. In this Policy, “applicable law” includes the New Zealand Privacy A | ||||
| > | ct 2020 as amended from time to time. Our processing of biometric data via Strip | ||||
| > | e Identity complies with the Biometric Privacy Processing Code. When you use thi | ||||
| > | s service, we collect and use a photo of your ID and a selfie to verify your ide | ||||
| > | ntity and prevent fraud. This biometric data is retained for one year. If you ha | ||||
| > | ve concerns, you have the right to contact us or the New Zealand Privacy Commiss | ||||
| > | ioner. For more details on what data we collect, our specific purposes for colle | ||||
| > | ction, and alternative verification options, please see our full Privacy Policy, | ||||
| > | our Privacy Center, and Stripe Identity documentation. | ||||
| 212 | Singapore. In this Policy, “applicable law” includes the Personal Data Protectio | 236 | Singapore. In this Policy, “applicable law” includes the Personal Data Protectio | ||
| > | n Act 2012 (“PDPA”) (No. 26 of 2012) as amended from time to time. In some cases | > | n Act 2012 (“PDPA”) (No. 26 of 2012) as amended from time to time. In some cases | ||
| > | , and as permitted under the PDPA, we may rely on “deemed consent” as a legal ba | > | , and as permitted under the PDPA, we may rely on “deemed consent” as a legal ba | ||
| > | sis. For example, we do so when you voluntarily provide your personal data to us | > | sis. For example, we do so when you voluntarily provide your personal data to us | ||
| > | . If you have any questions or complaints about this Policy, please contact our | > | . If you have any questions or complaints about this Policy, please contact our | ||
| > | DPO at dpo@stripe.com. | > | DPO at dpo@stripe.com. | ||
| 213 | Switzerland. In this Policy, “applicable law” includes the Swiss Federal Act on | 237 | Switzerland. In this Policy, “applicable law” includes the Swiss Federal Act on | ||
| > | Data Protection (“FADP”), as revised. To exercise your rights under the FADP, pl | > | Data Protection (“FADP”), as revised. To exercise your rights under the FADP, pl | ||
| > | ease contact our DPO at dpo@stripe.com. You may also have additional rights unde | > | ease contact our DPO at dpo@stripe.com. You may also have additional rights unde | ||
| > | r the Swiss-U.S. Data Privacy Framework. Learn More. | > | r the Swiss-U.S. Data Privacy Framework. Learn More. | ||
| n | 214 | Thailand. In this Policy, “applicable law” includes the Personal Data Protection | n | 238 | Thailand. In this Policy, “applicable law” includes the Personal Data Protection |
| > | Act 2019 (“PDPA”). If we rely on certain legal bases (such as “legal obligation | > | Act 2019 (“PDPA”). If we rely on certain legal bases (such as “legal obligation | ||
| > | ” or “contractual necessity” and you do not provide us with your Personal Data, | > | ” or “contractual necessity”) and you do not provide us with your Personal Data, | ||
| > | we may not be able to lawfully provide you services. If you have any questions o | > | we may not be able to lawfully provide you services. If you have any questions | ||
| > | r complaints about this Policy, please contact our DPO at dpo@stripe.com. Where | > | or complaints about this Policy, please contact our DPO at dpo@stripe.com. Where | ||
| > | required, we have put in place appropriate safeguards for the cross-border trans | > | required, we have put in place appropriate safeguards for the cross-border tran | ||
| > | fer of Personal Data from Thailand, including the EU Standard Contractual Clause | > | sfer of Personal Data from Thailand, including the EU Standard Contractual Claus | ||
| > | s as adapted for Thailand data transfers in accordance with the Notification of | > | es as adapted for Thailand data transfers in accordance with the Notification of | ||
| > | the Personal Data Protection Committee on Criteria for the Protection of Persona | > | the Personal Data Protection Committee on Criteria for the Protection of Person | ||
| > | l Data Sent or Transferred to a Foreign Country Pursuant to Section 29 of the Pe | > | al Data Sent or Transferred to a Foreign Country Pursuant to Section 29 of the P | ||
| > | rsonal Data Protection Act, B.E. 2562 B.E. 2566 (2023). | > | ersonal Data Protection Act, B.E. 2562 B.E. 2566 (2023). | ||
| 215 | United States. If you are a consumer located in the United States (“US”), we pro | 239 | United States. If you are a consumer located in the United States (“US”), we pro | ||
| > | cess your personal information in accordance with US federal and state privacy l | > | cess your personal information in accordance with US federal and state privacy l | ||
| > | aws. For additional details, please review the information below and see our add | > | aws. For additional details, please review the information below and see our add | ||
| > | itional U.S. Privacy Disclosures here. Stripe uses cookies, including advertisin | > | itional U.S. Privacy Disclosures here. Stripe uses cookies, including advertisin | ||
| > | g cookies, as described in our Cookie Policy. | > | g cookies, as described in our Cookie Policy. | ||
| 216 | Your Rights and Choices. As a US consumer and subject to certain limitations und | 240 | Your Rights and Choices. As a US consumer and subject to certain limitations und | ||
| > | er US privacy laws, you may have choices regarding our use and disclosure of you | > | er US privacy laws, you may have choices regarding our use and disclosure of you | ||
| > | r Personal Data. In addition to the above rights, you may also have the rights l | > | r Personal Data. In addition to the above rights, you may also have the rights l | ||
| > | isted in this section. Please see our Privacy Center to learn more about data su | > | isted in this section. Please see our Privacy Center to learn more about data su | ||
| > | bject rights metrics and learn more about the laws under which these rights may | > | bject rights metrics and learn more about the laws under which these rights may | ||
| > | apply. | > | apply. | ||
| 217 | Exercising the right to know: You have a right to request additional information | 241 | Exercising the right to know: You have a right to request additional information | ||
| > | about the categories of personal information collected, sold, disclosed, or sha | > | about the categories of personal information collected, sold, disclosed, or sha | ||
| > | red; purposes for which this personal information was collected, sold, or shared | > | red; purposes for which this personal information was collected, sold, or shared | ||
| > | ; categories of sources of personal information; and categories of third parties | > | ; categories of sources of personal information; and categories of third parties | ||
| > | with whom we disclosed or shared this personal information. | > | with whom we disclosed or shared this personal information. | ||
| 218 | Exercising the right to opt-out from a sale or sharing: We do not transfer your | 242 | Exercising the right to opt-out from a sale or sharing: We do not transfer your | ||
| > | personal data to third parties in exchange for payment. However, as noted above, | > | personal data to third parties in exchange for payment. However, as noted above, | ||
| > | we may provide the data to third party partners, such as advertising partners, | > | we may provide the data to third party partners, such as advertising partners, | ||
| > | analytics providers, and social networks, who assist us in advertising our produ | > | analytics providers, and social networks, who assist us in advertising our produ | ||
| > | cts and Services to you. Because these third parties may use the data Stripe pro | > | cts and Services to you. Because these third parties may use the data Stripe pro | ||
| > | vides for their own purposes, Stripe's provision of data to these parties may be | > | vides for their own purposes, Stripe's provision of data to these parties may be | ||
| > | considered a data “sale” or “sharing” (for behavioral advertising) as those ter | > | considered a data “sale” or “sharing” (for behavioral advertising) as those ter | ||
| > | ms are defined under the CCPA and other applicable US privacy laws. You can opt | > | ms are defined under the CCPA and other applicable US privacy laws. You can opt | ||
| > | out of targeted advertising and any related data “sales” or “sharing” (for behav | > | out of targeted advertising and any related data “sales” or “sharing” (for behav | ||
| > | ioral advertising) here. | > | ioral advertising) here. | ||
| 219 | Exercising the right to limit the use or sharing of Sensitive Personal Informati | 243 | Exercising the right to limit the use or sharing of Sensitive Personal Informati | ||
| > | on: We do not sell or share (for behavioral advertising) Sensitive Personal Info | > | on: We do not sell or share (for behavioral advertising) Sensitive Personal Info | ||
| > | rmation as defined by US privacy laws and have not done so in the past 12 months | > | rmation as defined by US privacy laws and have not done so in the past 12 months | ||
| > | . Learn more about our collection and use of Sensitive Personal Information over | > | . Learn more about our collection and use of Sensitive Personal Information over | ||
| > | the last 12 months here. | > | the last 12 months here. | ||
| n | 220 | Profiling with legal or similarly significant effects: In the event that we enga | n | 244 | Profiling with legal or similarly significant effects: In the event that we enga |
| > | ge in profiling or automated decision making for which applicable law entitles y | > | ge in profiling or automated decision making for which applicable law entitles y | ||
| > | ou to an opt out we will provide you with notice of how to exercise that opt-out | > | ou to an opt out, we will provide you with notice of how to exercise that opt-ou | ||
| > | right. | > | t right. | ||
| 221 | Appeal: If you wish to appeal any of our decisions regarding a rights request un | 245 | Appeal: If you wish to appeal any of our decisions regarding a rights request un | ||
| > | der US privacy laws, you may do so by contacting Stripe’s Data Protection Office | > | der US privacy laws, you may do so by contacting Stripe’s Data Protection Office | ||
| > | r (“DPO”) at dpo@stripe.com. | > | r (“DPO”) at dpo@stripe.com. | ||
| 222 | To submit a request to exercise any of the rights described above, please contac | 246 | To submit a request to exercise any of the rights described above, please contac | ||
| > | t us using the methods described in the Contact Us section below. Please note th | > | t us using the methods described in the Contact Us section below. Please note th | ||
| > | at rights under some U.S. state laws do not apply to Personal Data we collect, p | > | at rights under some U.S. state laws do not apply to Personal Data we collect, p | ||
| > | rocess, and disclose when you act as a consumer to obtain financial products or | > | rocess, and disclose when you act as a consumer to obtain financial products or | ||
| > | services from Stripe for personal, family, or household purposes. The federal Gr | > | services from Stripe for personal, family, or household purposes. The federal Gr | ||
| > | amm-Leach Bliley Act may govern how Stripe shares and protects that data instead | > | amm-Leach Bliley Act may govern how Stripe shares and protects that data instead | ||
| > | . See our US Consumer Privacy Notice below for more information. | > | . See our US Consumer Privacy Notice below for more information. | ||
| 223 | We will verify your request by asking you to send it from the email address asso | 247 | We will verify your request by asking you to send it from the email address asso | ||
| > | ciated with your account or requiring you to provide information necessary to ve | > | ciated with your account or requiring you to provide information necessary to ve | ||
| > | rify your identity, including name, address, transaction history, photo identifi | > | rify your identity, including name, address, transaction history, photo identifi | ||
| > | cation, and other information associated with your account. | > | cation, and other information associated with your account. | ||
| 227 | If you have any questions or complaints about this Policy, please contact us. If | 251 | If you have any questions or complaints about this Policy, please contact us. If | ||
| > | you are an End Customer (i.e., an individual doing business or transacting with | > | you are an End Customer (i.e., an individual doing business or transacting with | ||
| > | a Business User), please refer to the privacy policy or notice of the Business | > | a Business User), please refer to the privacy policy or notice of the Business | ||
| > | User for information regarding the Business User’s privacy practices, choices an | > | User for information regarding the Business User’s privacy practices, choices an | ||
| > | d controls, or contact the Business User directly. | > | d controls, or contact the Business User directly. | ||
| 228 | 10. US Consumer Privacy Notice | 252 | 10. US Consumer Privacy Notice | ||
| 229 | The following Consumer Privacy Notice applies to you if you are an individual wh | 253 | The following Consumer Privacy Notice applies to you if you are an individual wh | ||
| > | o resides in the United States and obtains financial services from Stripe primar | > | o resides in the United States and obtains financial services from Stripe primar | ||
| > | ily for your own personal, family, or household purposes. | > | ily for your own personal, family, or household purposes. | ||
| n | 230 | Last updated: January 16, 2025 | n | 254 | Last updated: January 16, 2026 |
| 231 | FACTS | 255 | FACTS | ||
| 232 | WHAT DOES STRIPE DO WITH YOUR PERSONAL INFORMATION? | 256 | WHAT DOES STRIPE DO WITH YOUR PERSONAL INFORMATION? | ||
| 233 | Why? | 257 | Why? | ||
| 237 | • Social Security Number | 261 | • Social Security Number | ||
| 238 | • Contact details | 262 | • Contact details | ||
| 239 | • Account balances and transaction history | 263 | • Account balances and transaction history | ||
| n | 240 | • Payment, transaction, and purchase information and history | n | 264 | • Payment, transaction, and purchase information and history, and related data t |
| > | o detect fraud and prevent loss | ||||
| 265 | • Credit reports and other information necessary to facilitate credit card issui | ||||
| > | ng | ||||
| 241 | When you are no longer our customer, we continue to share your information as de | 266 | When you are no longer our customer, we continue to share your information as de | ||
| > | scribed in this notice. | > | scribed in this notice. | ||
| 242 | How? | 267 | How? | ||
| 243 | All financial companies need to share customers' personal information to run the | 268 | All financial companies need to share customers' personal information to run the | ||
| > | ir everyday business. In the section below, we list the reasons financial compan | > | ir everyday business. In the section below, we list the reasons financial compan | ||
| > | ies can share their customers' personal information; the reasons Stripe chooses | > | ies can share their customers' personal information; the reasons Stripe chooses | ||
| > | to share; and whether you can limit this sharing. | > | to share; and whether you can limit this sharing. | ||
| 244 | Reasons we can share your personal information | 269 | Reasons we can share your personal information | ||
| 245 | Does Stripe Share? | 270 | Does Stripe Share? | ||
| 246 | Can you limit this sharing | 271 | Can you limit this sharing | ||
| n | 247 | For our everyday business purposes – such as to process your transactions, maint | n | 272 | For our everyday business purposes – such as to process your transactions, detec |
| > | ain your account(s), respond to court orders and legal investigations, or report | > | t fraud and prevent loss for you, us, as well as our Business Users and Financia | ||
| > | to credit bureaus | > | l Partners, maintain your account(s), respond to court orders and legal investig | ||
| > | ations, or report to credit bureaus | ||||
| 248 | Yes | 273 | Yes | ||
| 249 | No | 274 | No | ||
| 250 | For our marketing purposes - to offer our products and Services to you | 275 | For our marketing purposes - to offer our products and Services to you | ||
| 276 | Contact us at privacy@stripe.com or visit us at https://support.link.com | 301 | Contact us at privacy@stripe.com or visit us at https://support.link.com | ||
| 277 | Who we are | 302 | Who we are | ||
| 278 | Who is providing this notice? | 303 | Who is providing this notice? | ||
| n | 279 | Stripe, Inc., Stripe Payments Company, and their affiliates that provide consume | n | 304 | Stripe, Stripe Payments Company, and their affiliates that provide consumers ser |
| > | rs services in the U.S. | > | vices in the U.S. | ||
| 280 | What we do | 305 | What we do | ||
| 281 | How does Stripe protect my personal information? | 306 | How does Stripe protect my personal information? | ||
| 282 | To protect your personal information from unauthorized access, destruction, loss | 307 | To protect your personal information from unauthorized access, destruction, loss | ||
| > | , alteration, or misuse we use security measures to comply with federal law. The | > | , alteration, or misuse we use security measures to comply with federal law. The | ||
| > | se measures include computer safeguards and secured files and buildings. We impo | > | se measures include computer safeguards and secured files and buildings. We impo | ||
| > | se access controls along with ongoing monitoring to prevent data misuse, and we | > | se access controls along with ongoing monitoring to prevent data misuse, and we | ||
| > | require our service providers to take similar steps to protect your information. | > | require our service providers to take similar steps to protect your information. | ||
| 309 | California: If your account with us is associated with a California billing addr | 334 | California: If your account with us is associated with a California billing addr | ||
| > | ess, we will not disclose Personal Data we collect about you except to the exten | > | ess, we will not disclose Personal Data we collect about you except to the exten | ||
| > | t permitted under California law. For instance, we may disclose your Personal Da | > | t permitted under California law. For instance, we may disclose your Personal Da | ||
| > | ta as necessary to process transactions or provide products and services you req | > | ta as necessary to process transactions or provide products and services you req | ||
| > | uest, at your instruction, as required for institution risk control, and to safe | > | uest, at your instruction, as required for institution risk control, and to safe | ||
| > | guard against fraud, identity theft, and unauthorized transactions. | > | guard against fraud, identity theft, and unauthorized transactions. | ||
| 310 | For additional information about our privacy practices, please visit the Stripe | 335 | For additional information about our privacy practices, please visit the Stripe | ||
| > | Privacy Center. | > | Privacy Center. | ||
| 311 | Stripe logo | 336 | Stripe logo | ||
| n | 312 | Thailand (English) | n | 337 | United States (English) |
| 313 | Australia | 338 | Australia | ||
| 314 | English | 339 | English | ||
| 315 | Austria | 340 | Austria | ||
| 433 | Products & pricing | 458 | Products & pricing | ||
| 434 | Pricing | 459 | Pricing | ||
| 435 | Atlas | 460 | Atlas | ||
| n | 436 | Authorisation Boost | n | 461 | Authorization Boost |
| 437 | Billing | 462 | Billing | ||
| 438 | Capital | 463 | Capital | ||
| 439 | Checkout | 464 | Checkout | ||
| n | n | 465 | Crypto | ||
| 440 | Climate | 466 | Climate | ||
| 441 | Connect | 467 | Connect | ||
| 442 | Data Pipeline | 468 | Data Pipeline | ||
| 460 | Enterprises | 486 | Enterprises | ||
| 461 | Startups | 487 | Startups | ||
| 462 | Agentic commerce | 488 | Agentic commerce | ||
| n | n | 489 | Crypto | ||
| 463 | E-Commerce | 490 | Ecommerce | ||
| 464 | Embedded finance | 491 | Embedded finance | ||
| 465 | Finance automation | 492 | Finance automation | ||
| 466 | Global businesses | 493 | Global businesses | ||
| 470 | SaaS | 497 | SaaS | ||
| 471 | AI companies | 498 | AI companies | ||
| 472 | Creator economy | 499 | Creator economy | ||
| n | 473 | Hospitality, travel and leisure | n | 500 | Hospitality, travel, and leisure |
| 474 | Insurance | 501 | Insurance | ||
| 475 | Media and entertainment | 502 | Media and entertainment | ||
| n | 476 | Non-profits | n | 503 | Nonprofits |
| 477 | Retail | 504 | Retail | ||
| 478 | Integrations & custom solutions | 505 | Integrations & custom solutions | ||
| 479 | Stripe App Marketplace | 506 | Stripe App Marketplace | ||
| 493 | Sessions annual conference | 520 | Sessions annual conference | ||
| 494 | Privacy & terms | 521 | Privacy & terms | ||
| 495 | Prohibited & restricted businesses | 522 | Prohibited & restricted businesses | ||
| n | 496 | Licences | n | 523 | Licenses |
| 497 | Sitemap | 524 | Sitemap | ||
| 498 | Cookie settings | 525 | Cookie settings | ||
| n | n | 526 | Your privacy choices | ||
| 499 | More resources | 527 | More resources | ||
| 500 | Company | 528 | Company | ||
| 501 | Jobs | 529 | Jobs | ||
| 505 | Support | 533 | Support | ||
| 506 | Get support | 534 | Get support | ||
| 507 | Managed support plans | 535 | Managed support plans | ||
| t | t | 536 | CA residents: | ||
| 537 | +1 888 926 2289 | ||||
| 508 | Sign in | 538 | Sign in | ||
| 509 | © 2026 Stripe, LLC | 539 | © 2026 Stripe, LLC | ||
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