| Before | After | ||
|---|---|---|---|
| 0 | Financial, Inc. | 0 | Stash Financial, Inc. |
| 1 | Privacy Policy Effective: May 21st, 2025 Table of Contents Introduction Information We Collect or Receive Sources of Personal Information How The Information Is Used How We Protect Your Information Retention of Your Information Communication Preferences California Residents Privacy Rights Changes To This Privacy Policy Contact Us 1. | 1 | Privacy Policy Effective: March 28, 2026 Table of Contents Introduction Information We Collect or Receive Sources of Personal Information How The Information Is Used How We Protect Your Information Retention of Your Information Communication Preferences State Privacy Rights California Notice at Collection Changes To This Privacy Policy Contact Us 1. |
| 4 | The personal information you share with us helps us provide a great experience with Stash. | 4 | The personal information you provide to us helps us provide a great experience with Stash. |
| 5 | That's why we want to keep you informed of what personal information we collect, how it's used, and when it is shared. | 5 | That's why we want to keep you informed of what personal information we collect, how it's used, and when it is disclosed. |
| 7 | In this Privacy Policy, we refer to Stash Financial, Inc. and its affiliates as "Stash". | 7 | In this Privacy Policy, we refer to Stash Financial, Inc., its affiliates, and any third parties acting on our behalf as "Stash". |
| 8 | For Stash101 LLC, please refer to the Stash101 Privacy Policy. | 8 | This Privacy Policy describes how we collect, use, process, and disclose your personal information, in conjunction with your access to and use of the Stash Platform as well as any other online or offline interactions between us (collectively, the "Services"). |
| 9 | This Privacy Policy describes how we collect, use, process, and disclose your personal information, in conjunction with your access to and use of the Stash Platform(collectively, the "Services"). | — | Removed |
| 11 | The Sites and the App are collectively referred to as the "Stash Platform." In addition to the information provided in this Privacy Policy, Stash is required by federal law to provide consumers with information regarding our collection and sharing of nonpublic personal information. | 10 | The Sites and the App are collectively referred to as the "Stash Platform." In addition to the information provided in this Privacy Policy, Stash is required by federal law to provide consumers with information regarding our collection and disclosure of nonpublic personal information. |
| 12 | Please see our Privacy Notice for more information. 1.2 Description of Users and Acceptance of Terms This Privacy Policy applies to visitors to the Stash Platform who view publicly accessible content ("Visitors") and customers who have signed up to access and use the Services offered by Stash through the Stash Platform ("Customers"). | 11 | Please see our Privacy Notice for more information. 1.2 Description of Users and Acceptance of Terms This Privacy Policy applies to visitors to the Stash Platform who view publicly accessible content ("Visitors"), customers who have signed up to access and use the Services offered by Stash through the Stash Platform ("Customers"), and any other users of our Services (collectively, the "Users"). |
| 13 | By visiting or browsing the publicly accessible areas of the Sites or the App, Visitors are acknowledging that they have read, understood, and agree to be legally bound by this Privacy Policy and our Terms of Use. | 12 | By visiting or browsing the publicly accessible areas of the Sites or the App or using any of our Services, Users are acknowledging that they have read, understood, and agree to be legally bound by this Privacy Policy and our Terms of Use. |
| 14 | If you do not agree to any of the terms in this Privacy Policy or the Terms of Use, you may not access or use the Sites or the App. | 13 | If you do not agree to any of the terms in this Privacy Policy or the Terms of Use, you may not access or use the Sites, the App, or any of our Services. |
| 15 | By signing up, accessing, or using the Stash Platform or our Services, each Customer is agreeing to the terms of this Privacy Policy, the Terms of Use, and any applicable customer agreements (which can be found at https://www.stash.com/disclosurelibrary). 1.3 Exclusions The following exclusions apply to this Privacy Policy: This Privacy Policy does not apply to anonymized or aggregated Customer data (i.e. information about our Customers that we combine together so that it no longer identifies or references an individual Customer). | 14 | By signing up, accessing, or using the Stash Platform or our Services, each User is agreeing to the terms of this Privacy Policy, the Terms of Use, and any applicable customer agreements (which can be found at https://www.stash.com/disclosurelibrary). 1.3 Exclusions The following exclusions apply to this Privacy Policy: This Privacy Policy does not apply to anonymized or aggregated User data (i.e., information about our Users that we combine together so that it no longer identifies or references an individual User). |
| 18 | We may use anonymized or aggregate customer data for any business purpose, including to better understand Customer needs and behaviors, improve our products and services, conduct business intelligence and marketing, and detect security threats. | 17 | We may use anonymized or aggregate customer data for any business purpose, including to better understand User needs and behaviors, improve our products and services, conduct business intelligence and marketing, and detect security threats. |
| 19 | We publicly commit to maintain and use the anonymized data in deidentified form and not to attempt to reidentify the information. | ||
| 21 | Stash does not respond to general web browser "Do Not Track" settings and/or signals. | — | Removed |
| 25 | Information We Collect or Receive In the course of operating the Stash Platform and providing the Services, we collect or receive the following categories of information, which collectively comprise "Personal Information". 2.1 Categories of Personal Information When you register to become a Customer, you will be asked to provide us with certain information about you, such as: Your name, alias, date of birth, citizenship and passport number, visa information, home address, telephone number, email address, Social Security number, bank account number, bank routing number, bank account login credentials, bank name, employer name, employment status, and job position. | 24 | Information We Collect or Receive In the course of operating the Stash Platform and providing the Services, we collect or receive the following categories of information, which collectively comprise "Personal Information". 2.1 Categories of Personal Information When you register to become a Customer, you will be asked to provide us with certain information about you, such as: Identifiers, such as your name, alias, date of birth and age, citizenship and passport number, driver's license number, visa information, home address, telephone number, email address, Social Security number, bank name, bank account number, bank routing number, and bank account login credentials, online identifier, and IP address. |
| 25 | Customer records and/or employment-related information such as your employer name, employment status, and job position, annual income range, total net worth range, and other information as appropriate for our legitimate business needs. | ||
| 27 | Whether you are a "politically exposed person," whether you are a "control person" (pursuant to FINRA Rule 3210), annual income range, total net worth range, and other information as appropriate for our legitimate business needs. | 27 | Commercial information, including records of your personal property; products or services purchased, obtained, or considered by you; or other purchasing or consuming histories or tendencies. |
| 28 | We may collect information derived or resulting from voluntary surveys. | 28 | Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interactions with the Stash Platform. |
| 29 | We may also collect Personal Information when you voluntarily provide us with Personal Information as a Visitor, such as when you use our "Contact Us" form. | 29 | Geolocation data Whether you are a "politically exposed person," whether you are a "control person" (pursuant to FINRA Rule 3210) We may collect information derived or resulting from voluntary surveys. |
| 30 | We may record any customer service calls and maintain such recordings to better improve our Services. | 30 | We may also collect Personal Information when you voluntarily provide us with Personal Information as a User such as when you use our "Contact Us" form. |
| 31 | We may collect information for purposes of identify verification, government-issued identification documents and self-portrait photographs ("Selfie"); and other information required by federal and industry laws and regulations. | 31 | We may record the audio and/or video (as applicable) of any customer service calls and maintain such recordings to better improve our Services. |
| 32 | If you register and/or sign into your account using a third party service, such as an existing Google account, we will obtain your email address from the third party, and may obtain additional personal information such as your name and profile picture depending on the third party service. | 32 | We may collect information for purposes of identify verification, government-issued identification documents and self-portrait photographs ("Selfie"); and other information required by federal, state, and industry laws, regulations, and self-regulatory standards. |
| 33 | If you have provided us with any Personal Information, you may access, review, and/or make changes by making the changes in your registered account settings page or by contacting us at [email protected] or (800) 205-5164. 2.2 Nonpublic Personal Information When you register to become a Customer, and at certain times following initial registration during the provision of our Services to you, we will also collect your nonpublic personal information, which means (i) any information you provide to us to obtain a financial product or service from us, (ii) any information about you resulting from any transaction involving a financial product or service between you and us, (iii) any information about a transaction, purchase or sale you are seeking to execute through the Stash Platform, or (iv) any information we otherwise obtain about you in connection with providing a financial product or service to you (collectively, the "Nonpublic Personal Information"). | 33 | If you register and/or sign into your account using a third party service, such as an existing Google account, we will obtain your email address from the third party, and may obtain additional Personal Information such as your name and profile picture depending on the third party service. |
| 34 | We may collect additional categories of Personal Information from Users that may vary based on the nature of our interactions with such Users. | ||
| 35 | We may also collect the following categories of sensitive personal information ("Sensitive Personal Information") about you, such as: Social Security numbers, driver's license numbers, or passport numbers; Account login information, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; Precise geolocation; and Citizenship or immigration status. | ||
| 36 | We may also draw inferences from any of the Personal Information identified in this Privacy Policy to create a profile about you reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. | ||
| 37 | If you have provided us with any Personal Information, you may access, review, and/or make changes by making the changes in your registered account settings page or by contacting us at [email protected] or (800) 205-5164. 2.2 Nonpublic Personal Information When you register to become a Customer, and at certain times following initial registration during the provision of our Services to you, we will also collect your nonpublic personal information, which means (i) any information you provide to us to obtain a financial product or service from us, (ii) any information about you resulting from any transaction involving a financial product or service between you and us, (iii) any information about a transaction, purchase, or sale you are seeking to execute through the Stash Platform, or (iv) any information we otherwise obtain about you in connection with providing a financial product or service to you (collectively, the "Nonpublic Personal Information"). | ||
| 38 | Biometric information: distinguishing physical or behavioral biological human characteristics used to identify a person, including, but not limited to, fingerprints, hand or facial geometry or patterns, voice characteristics, typing cadence, and signatures, and screen behavior, either singly or in combination with other identifying data. | — | Removed |
| 41 | Cookies: A cookie is a piece of information that the computer that hosts the Stash Platform gives to your browser when you access the Stash Platform. | 44 | Tracking Techniques: A cookie is a piece of information that the computer that hosts the Stash Platform gives to your browser when you access the Stash Platform. |
| 48 | Stash may disclose information collected from cookies with third parties. | ||
| 52 | Generally, if a user submitting personal information is suspected of being younger than 18 years of age, Stash will require the user to close their account and will not allow the user to continue using our Services. | 56 | Generally, if a User submitting personal information is suspected of being younger than 18 years of age, Stash will require the User to close their account and will not allow the User to continue using our Services. |
| 56 | Subsequent to the creation of the account, we will only collect and use Personal Information related to the child for the limited purpose of providing the Services, and except as set forth in this Privacy Policy, such information will not be shared with third parties for any purpose not required or permitted by law, including marketing. 3. | 60 | Subsequent to the creation of the account, we will only collect and use Personal Information related to the child for the limited purpose of providing the Services, and except as set forth in this Privacy Policy, such information will not be disclosed to third parties for any purpose not required or permitted by law, including marketing. 3. |
| 59 | We may combine data we collect about you from third-party data sources with data we collect from you and may use and share such data as described in this Privacy Policy. | 63 | We may combine data we collect about you from third-party data sources with data we collect from you and may use and disclose such data as described in this Privacy Policy. |
| 66 | You agree to Stash sharing your information with such third-party service providers. 3.2 Information Collected by or Through Third-Party Advertising We may share information about you with third parties that Stash has selected and approved for external ad distribution and ad optimization (including tailoring, behavioral or contextual targeting or retargeting, analyzing, managing, reporting, and optimizing of ads). | 70 | You agree to Stash disclosing your information to such third-party service providers. 3.2 Information Collected by or Through Third-Party Advertising We may disclose information about you to third parties that Stash has selected and approved for external ad distribution and ad optimization (including tailoring, behavioral or contextual targeting or retargeting, analyzing, managing, reporting, and optimizing of ads). |
| 71 | If you do not want your information to be collected and used by third-party tracking technologies, you can exercise some choice over such tracking by visiting the Network Advertising Initiative Opt-Out Tool (http://optout.networkadvertising.org) or the Digital Advertising Alliance Opt-Out Tool (https://optout.aboutads.info). | 75 | If you do not want your information to be collected and used by third-party tracking technologies, you can exercise some choice over such tracking by visiting the Digital Advertising Alliance Opt-Out Tool (https://optout.aboutads.info). |
| 72 | Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed or advertising from third parties that is not based on your interests and preferences. 3.3 Opt-In Consent to Marketing Distinct from the general third-party advertising described in the above section 3.2, Stash will not share your Personal Information with non-affiliated third parties that may use your Personal Information to market to you without first obtaining your opt-in consent. | 76 | You can also learn more and manage your privacy choices by visiting our website and navigating to "Your Privacy Choices". |
| 73 | By providing your opt-in consent, Stash may share your Personal Information with such non-affiliated third parties, and you permit such non-affiliated third parties to send marketing advertisements to you. | 77 | Stash also responds to general web browser "Do Not Track" settings and/or signals. |
| 74 | If you have opted-in for this kind of sharing of your Personal Information, then you may: (i) choose to opt-out of such sharing; and/or (ii) request certain information regarding our disclosure of your Personal Information to such non-affiliated third parties in accordance with Section 8 below, in each case by contacting us by following the instructions in the "Contact Us" section below. 4. | 78 | Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed or advertising from third parties that is not based on your interests and preferences. |
| 79 | Residents of certain states may have additional choices as described in the "State Privacy Rights" section below. 3.3 Opt-In Consent to Marketing Distinct from the general third-party advertising described in the above section 3.2, Stash will not disclose your Personal Information to non-affiliated third parties that may use your Personal Information to market to you without first obtaining your opt-in consent. | ||
| 80 | By providing your opt-in consent, Stash may disclose your Personal Information to such non-affiliated third parties, and you permit such non-affiliated third parties to send marketing advertisements to you. | ||
| 81 | If you have opted-in for this kind of disclosure of your Personal Information, then you may: (i) choose to opt-out of such disclosure; and/or (ii) request certain information regarding our disclosure of your Personal Information to such non-affiliated third parties in accordance with Section 8 below, in each case by contacting us by following the instructions in the "Contact Us" section below. 4. | ||
| 76 | We may use information about you to (1) provide, understand, improve, and develop the Stash Platform and Services, (2) create and maintain a trusted and safe environment (such as to comply with our legal obligations), and (3) provide, personalize, measure, and improve our advertising and marketing. 4.1 Provide, Improve, and Develop the Stash Platform and Services We may use Personal Information to provide, improve, and develop the Stash Platform and Services, including, for example: To enable you to access and use the Stash Platform and Services. | 83 | We may use information about you to (1) provide, understand, improve, and develop the Stash Platform and Services, (2) create and maintain a trusted and safe environment (such as to comply with our legal obligations), and (3) provide, personalize, measure, and improve our advertising and marketing. |
| 84 | We may also use Personal Information for the purpose of training large language models. 4.1 Provide, Improve, and Develop the Stash Platform and Services We may use Personal Information to provide, improve, and develop the Stash Platform and Services, including, for example: To enable you to access and use the Stash Platform and Services. | ||
| 81 | To operate, protect, improve, and optimize the Stash Platform and Services, such as by performing analytics and conducting research, such as by compiling aggregated and anonymized information about our Customers' demographics, interests, and behaviors, in order to better understand our Customer base and to develop new products, features or services. | 89 | To operate, protect, improve, and optimize the Stash Platform and Services, such as by performing analytics and conducting research, such as by compiling aggregated and anonymized information about our Users' demographics, interests, and behaviors, in order to better understand our User base and to develop new products, features, or services. |
| 82 | We process your Personal Information for these purposes given our legitimate interest in improving the Stash Platform and Services and our Customers' experience with it, and where it is necessary for the adequate performance of our contractual obligations with you. | 90 | To count ad impressions to unique visitors, verify positioning and quality of ad impressions, and audit compliance with this specification and other standards. |
| 91 | To help ensure the security and integrity of the Stash Platform and Services to the extent the use of the consumer's personal information is reasonably necessary and proportionate for these purposes. | ||
| 92 | To identify and repair errors that impair existing intended functionality. | ||
| 93 | To assist with internal research for technological development and demonstration. | ||
| 94 | To verify or maintain the quality of the Stash Platform and Services and to improve, upgrade, or enhance the Stash Platform and Services. | ||
| 95 | To engage in other legitimate business purposes. | ||
| 96 | We process your Personal Information for these purposes given our legitimate interest in improving the Stash Platform and Services and our Users' experience with it, and where it is necessary for the adequate performance of our contractual obligations with you. | ||
| 85 | To ensure compliance with and enforce our Terms of Use, Privacy Policy, other policies, Disclosures, Notices, Agreements or Terms, and Conditions. | 99 | To ensure compliance with and enforce our Terms of Use, Privacy Policy, other policies, disclosures, notices, agreements, terms, and conditions. |
| 86 | To resolve any disputes with any of our Customers and enforce our agreements with third parties. | 100 | To resolve any disputes with any of our Users and enforce our agreements with third parties. |
| 88 | To share your Personal Information with any of our parent companies, affiliates, subsidiaries, joint ventures, or other companies that we control, are controlled by, or are under common control with us. | 102 | We process your Personal Information for these purposes given our legitimate interest in protecting the Stash Platform and Services, to measure the adequate performance of our contractual obligations with you, and to comply with applicable laws. 4.3 Provide, Personalize, Measure, and Improve our Advertising and Marketing We may use Personal Information to provide, personalize, measure, and improve our advertising and marketing activities, including, for example: To send you promotional messages, marketing, advertising, and other information that may be of interest to you based on your preferences and your Personal Information (including information about Stash or partner campaigns and services). |
| 89 | To share your Personal Information with any of our third-party service providers who perform services for us and help us operate our business. | 103 | To personalize, measure, and improve our marketing and advertising efforts. |
| 104 | To administer referral programs, rewards, surveys, sweepstakes, contests, or other promotional activities or events sponsored or managed by Stash or its third-party partners. | ||
| 105 | To communicate with you in response to your inquiries and to provide you with any requested information and updates about our Services. | ||
| 106 | To develop one or more automated models, algorithms, or similarly designed technologies that conduct profiling and target advertising based on your Personal Information, characteristics, and preferences, in order to send you promotional messages, marketing, advertising, and other information that we think, may be of interest to you. | ||
| 107 | To disclose your Personal Information to third parties, including but not limited to third-party market research firms for analysis purposes and to help such third parties generate anonymized and aggregated market research data for us, or to third-party marketing partners for external ad distribution and ad optimization (including targeting or retargeting, analyzing, managing, or optimizing of ads). | ||
| 108 | However, under no circumstances will we ever sell your Personal Information to third parties. | ||
| 109 | We may "share" your Personal Information for cross-context behavioral advertising as such term is defined under applicable law. | ||
| 110 | For more information, see the "State Privacy Rights" section below. | ||
| 111 | We will process your Personal Information for the purposes listed in this section, given our legitimate interest in undertaking marketing activities to offer you products or services that may be of interest to you. 4.4 Disclosures of Information To any of our affiliates, subsidiaries, or other companies that we control, are controlled by, or are under common control with us. | ||
| 112 | To any of our third-party service providers who perform services for us and help us operate our business, which may include any of the Personal Information or Sensitive Personal Information for any of the uses described in this Privacy Policy. | ||
| 93 | We process your Personal Information for these purposes given our legitimate interest in protecting the Stash Platform and Services, to measure the adequate performance of our contractual obligations with you, and to comply with applicable laws. 4.3 Provide, Personalize, Measure, and Improve our Advertising and Marketing We may use Personal Information to provide, personalize, measure, and improve our advertising and marketing, including, for example: To send you promotional messages, marketing, advertising, and other information that may be of interest to you based on your preferences and your Personal Information (including information about Stash or partner campaigns and services). | 116 | To our business partners as appropriate to further any of the uses described in this Privacy Policy. |
| 94 | To personalize, measure, and improve our marketing and advertising efforts. | 117 | To third parties at your request or with your consent. |
| 95 | To administer referral programs, rewards, surveys, sweepstakes, contests, or other promotional activities or events sponsored or managed by Stash or its third-party partners. | 118 | To any other third parties to further our legitimate business purposes. 5. |
| 96 | To communicate with you in response to your inquiries and to provide you with any requested information and updates about our Services. | 119 | How We Protect Your Information The security of your Personal Information is important to us. |
| 97 | To develop one or more automated models, algorithms, or similarly designed technologies that conduct profiling based on your Personal Information, characteristics, and preferences, in order to send you promotional messages, marketing, advertising, and other information that we think, may be of interest to you. | — | Removed |
| 98 | To share your Personal Information with third parties, including but not limited to third-party market research firms for analysis purposes and to help such third parties generate anonymized and aggregated market research data for us, or to third-party marketing partners for external ad distribution and ad optimization (including targeting or retargeting, analyzing, managing, or optimizing of ads). | — | Removed |
| 99 | However, under no circumstances will we ever sell your Personal Information to third parties. | — | Removed |
| 100 | We will process your Personal Information for the purposes listed in this section, given our legitimate interest in undertaking marketing activities to offer you products or services that may be of interest to you. 5. | — | Removed |
| 101 | How We Protect Your Information The security of your Personal Information is of utmost importance to us. | — | Removed |
| 103 | For example, we use encryption to protect and secure all of your information, from personal data (like your Social Security number) to your transaction history. | 121 | For example, we use encryption to protect and secure all of your information, from Sensitive Personal Information (like your Social Security number) to your transaction history. |
| 104 | We take commercially reasonable technical, administrative, and physical safeguards to protect information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. | 122 | We have implemented commercially reasonable technical, administrative, and physical safeguards to protect information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. |
| 109 | If your customer relationship with Stash ends, we will not destroy your Information unless required or permitted by law. | 127 | If your customer relationship with Stash ends, we will not destroy your Personal Information unless required or permitted by law. |
| 111 | Information connected to you that is no longer necessary and relevant to provide our Services may be de-identified or aggregated with other non-personal data to provide insights that are commercially valuable to Stash, such as statistics of the use of the Services. 7. | 129 | Personal Information connected to you that is no longer necessary and relevant to provide our Services may be de-identified or aggregated with other non-personal data to provide insights that are commercially valuable to Stash, such as statistics of the use of the Services. |
| 130 | We publicly commit to maintain and use the anonymized data in deidentified form and not to attempt to reidentify the information. 7. | ||
| 113 | As a user of the Services, we and/or our custodian(s) will send you administrative and transactional communications that are necessary to provide the Services, such as billing, brokerage, fraud, or service notifications. | 132 | As a User of the Services, we and/or our custodian(s) will send you administrative and transactional communications that are necessary to provide the Services, such as billing, brokerage, fraud, or service notifications. |
| 120 | California Residents' Privacy Rights Effective January 1, 2023, the California Privacy Rights Act ("CPRA"), in addition to the rights already established under the California Consumer Privacy Act of 2020 ("CCPA") (collectively referred to in this notice as "CPRA"), allows California residents, upon a verifiable consumer request and subject to applicable exemptions, to request that we give you access, in a portable and (if technically feasible) readily usable form, to the specific pieces and categories of personal information that we have collected about you, the categories of sources for that information, the business or commercial purposes for collecting the information, and the categories of third parties with which the information was shared. | 139 | State Privacy Rights Certain states provide residents of the respective states with privacy rights relating to your Personal Information, subject to applicable exemptions. |
| 121 | Where CPRA is applicable, California residents may also have the right to submit a request for deletion of information under certain circumstances. | 140 | For example, these states exempt Nonpublic Personal Information subject to the Gramm-Leach-Bliley Act from these privacy rights. |
| 122 | Please note that the CPRA does not apply to non-public personal information collected by financial institutions governed by certain federal regulations. | 141 | The right to confirm whether we are processing your Personal Information. |
| 123 | As a result, the CPRA does not apply to most of the personal information that Stash collects from you as a customer. | 142 | The right to know what Personal Information we have collected about you, including the categories of Personal Information, the categories of sources from which the Personal Information is collected, the business or commercial purpose for collecting, selling, or sharing Personal Information, the categories of third parties to whom we disclose Personal Information, and the specific pieces of Personal Information the we have collected about you. |
| 124 | Stash will not discriminate against those who exercise their rights. | 143 | The right to delete Personal Information that we have collected, subject to certain exceptions. |
| 125 | Specifically, if you exercise your rights, we will not deny you services, charge you different prices for services, prevent you from applying for future employment with Stash, or provide you a different level or quality of services. | 144 | The right correct inaccurate Personal Information that we maintain about you. |
| 126 | To submit a data request, please contact us by following the instructions in the "Contact Us" section below. | 145 | The right to limit the use or disclosure of Sensitive Personal Information not otherwise permitted by applicable law. |
| 146 | We do not use or disclose Sensitive Personal Information other than as permitted by applicable law. | ||
| 147 | The right to opt-out of the sale Personal Information. | ||
| 148 | We do not sell Personal Information to third parties. | ||
| 149 | The right to opt-out of the sharing of Personal Information, as such term is defined under applicable law. | ||
| 150 | The right to opt out of targeted advertising or profiling that results in decisions that produce significant effects. | ||
| 151 | If we are processing your Personal Information for profiling in furtherance of decisions that produce legal effects concerning you a consumer or similarly significant effects concerning you, then you may also have the right to question the result of the profiling, to be informed of the reason that the profiling resulted in the decision, and, if feasible, to be informed of what actions you might have taken to secure a different decision and the actions that you might take to secure a different decision in the future. | ||
| 152 | You may also have the right to review the Personal Information used in the profiling. | ||
| 153 | If the decision is determined to have been based upon inaccurate Personal Information, taking into account the nature of the Personal Information and the purposes of the processing of the Personal Information, you may have the right to have the data corrected and the profiling decision reevaluated based upon the corrected data. | ||
| 154 | We do not engage in these targeted advertising or profiling activities. | ||
| 155 | The right to request a list of the specific third parties to which we have disclosed your Personal Information or a list of the specific third parties to whom we have disclosed any Personal Information. | ||
| 156 | The right to appeal any action that we may take in response to your privacy request. | ||
| 157 | Stash will not discriminate or retaliate against those who exercise their privacy rights. | ||
| 158 | Specifically, if you exercise your privacy rights, we will not deny you services, charge you different prices for services, prevent you from applying for future employment with Stash, or provide you a different level or quality of services. | ||
| 159 | To submit a privacy request, please contact us by following the instructions in the "Contact Us" section below. | ||
| 128 | Please be prepared to provide us with information such as: your first and last name, the last four digits of your Social Security number, and proof of California residency to verify your identity, along with identifying with specificity which CPRA right you wish to exercise. | 161 | For certain types of requests, please be prepared to provide us with information such as: your first and last name, the last four digits of your Social Security number, and proof of residency to verify your identity, along with specifying which privacy right you wish to exercise. |
| 130 | Consistent with California law, you may designate an authorized agent to make a request on your behalf. | 163 | We will match this information against our business records to verify your identity before processing your privacy request. |
| 131 | In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester's valid government-issued identification, and the authorized agent's valid government-issued identification. | 164 | Consistent with applicable law, you may designate an authorized agent to make a privacy request on your behalf. |
| 132 | We do not sell Personal Information to third parties. | 165 | In order to designate an authorized agent to make a privacy request on your behalf, you must provide a valid power of attorney, the requester's valid government-issued identification, and the authorized agent's valid government-issued identification. |
| 166 | Parents and guardians may also submit a privacy request on behalf of minor children. 9. | ||
| 167 | California Notice at Collection The California Consumer Privacy Act of 2020 (collectively referred to in this notice as "CCPA") requires that we provide you with certain information at or before the point of collection of Personal Information. | ||
| 168 | In the last 12 months, we collected certain categories of Personal Information and Sensitive Personal Information, including but not limited to: identifiers (such as name, email address and IP address), Internet or other electronic network activity information (such as engagement with promotional messages and ads). | ||
| 169 | For more details about the categories of information we collect and the categories of sources of this information, please see the "Information We Collect or Receive" and the "Sources of Personal Information" sections above. | ||
| 170 | We disclose Personal Information to the categories of third parties described in the "How the Information Is Used" section above. | ||
| 171 | We allow third parties to collect personal information through our Service and disclose personal information to third parties for the business purposes described in this Privacy Policy, including, without limitation, advertising and marketing on our Services and elsewhere based on Users' online activities over time and across different sites, services, and devices. | ||
| 134 | We do allow third parties to collect personal information through our Service and share personal information with third parties for the business purposes described in this Privacy Policy, including, without limitation, advertising and marketing on our Service and elsewhere based on users' online activities over time and across different sites, services, and devices. | — | Removed |
| 135 | In the last 12 months, we collected certain categories of personal information including, but not limited to: identifiers (such as name, email address and IP address), Internet or other electronic network activity information (such as engagement with promotional messages and ads). | — | Removed |
| 136 | For more details about the categories of information we collect and the categories of sources of this information, please see the "Information We Collect or Receive" and the "Sources of Personal Information" sections above. | — | Removed |
| 137 | We share this information with the categories of third parties described in the "How the Information Is Used" section above. | — | Removed |
| 139 | Stash does not share Personal Information with third parties for their own direct marketing purposes without your prior consent. | 174 | Stash does not disclose Personal Information to third parties for their own direct marketing purposes without your prior consent. |
| 140 | Accordingly, you can prevent the disclosure of your Personal Information to third parties for their direct marketing purposes by withholding or withdrawing consent. 9. | 175 | Accordingly, you can prevent the disclosure of your Personal Information to third parties for their direct marketing purposes by withholding or withdrawing consent. |
| 176 | For more information about the length of time we intend to retain each category of Personal Information, including Sensitive Personal Information, please see the "Retention of Your Information" section above. | ||
| 177 | We shall not retain your Personal Information or Sensitive Personal Information for longer than is reasonably necessary for the disclosed purpose. 10. | ||
| 142 | If we make any material changes, we will notify you by email (sent to the email address specified in your account), by means of a notice on the Stash Platform prior to the change becoming effective, or as otherwise required by law. | 179 | If we make any material changes, we will notify you by email (sent to the email address specified in your account), by means of a notice on the Stash Platform prior to the change becoming effective, or as otherwise required by applicable law. |
| 143 | Your continued access to or use of the Stash Platform after we make any changes to this Privacy Policy will be subject to the revised Privacy Policy. 10. | 180 | Unless we indicate otherwise, your continued access to or use of the Stash Platform after we make any changes to this Privacy Policy will be subject to the revised Privacy Policy. |
| 181 | If you do not agree to such future changes, we reserve the right to terminate our relationship with you. 11. | ||
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