Old version
August 27, 2026 00:26 UTC
2727cc639884b1a3ccefc2f654b0dbc4e366c7043db90a98671b2ee720b59490
CA-V-006112
New version
August 28, 2026 00:24 UTC
274b8b5ea01172e74fa1fc925372755cbd3498910086e377db8ba8e0ea438ae6
CA-V-006147
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Change Summary
In an update detected on August 28, 2026, SoFi restructured the navigation and organizational layout of its Terms of Use webpage. The change removed several descriptive sections about member benefits (SoFi Travel, Stadium perks, Experiences), company information (About Us, Leadership, Press, Investors, Careers), and support resources, reorganizing the remaining content into streamlined product category menus. The operational effect is a simplified information architecture; the substantive terms of service language itself does not appear to have been materially altered based on the detected change.
low severity
0 Sentences added
15 Sentences removed
11 Sentences modified
1004 Sentences before
989 Sentences after
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0Terms of Use | SoFi Skip To Main Content Accessible Menu - Main Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Smart Card Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning SoFi Coach Coach Insights NEW!0Terms of Use | SoFi Skip To Main Content Personal Business Support Log In Get Started Banking Main Checking and Savings Banking Banking Products Banking Checking Account High Yield Savings Account Smart Card Tools and Calculators APY Calculator Emergency Fund Calculator Related Resources Find an ATM What Is APY?
1Coach Chat Credit Score Monitoring Budget Planner Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Working Capital Loans Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career.1Cards Main Credit Cards Cards Card Options Credit Cards Everyday Cash Back Rewards Card Essential Card Unlimited 2% Card Tools and Calculators Calculate Your Safety Net 50/30/20 Budget Calculator Related Resources APY vs Interest Rate Types of Credit Cards Investing Main Investing Investing Ways to Invest Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Tools and Calculators Investment Calculator Retirement Calculator IRA Calculator Related Resources How to Start Investing Options Trading Beginner's Guide Roth vs Traditional IRA What Is a Robo Advisor?
2See All Benefits SoFi Member Rewards Earn points for making moves toward financial independence—every step of the way.2Top Dividend Stocks Loans Main Personal Loans Student Loan Refinancing Private Student Loans Home Equity Mortgage Loans Auto Loan Refinance Loans Loan Types Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Tools and Calculators Personal Loan Calculator Debt Consolidation Calculator Credit Card Interest Calculator Related Resources What is a Personal Loan How to Apply for a Personal Loan How Much Can You Borrow FAQs Personal Loan Glossary Loans Refinancing Options Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Tools and Calculators Student Loan Refinancing Calculator Student Loan Calculator Related Resources Student Debt Guide Consolidate vs.
3Referral Program Refer your friends & family to SoFi and get paid.3Refinance FAQs Refinancing Glossary Loans Loan Types Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans International Student Loans Tools and Calculators Student Loan Refinancing Calculator Student Loan Calculator Related Resources Student Debt Guide Consolidate vs.
4Member Advisory Board Meet our panel of SoFi Members who provide invaluable feedback across all our products and services.4Refinance FAQs Refinancing Glossary Loans Borrowing Options Home Equity Loans HELOC Tools and Calculators Home Equity Loan Calculator HELOC Monthly Payment Calculator Loans Loan Types Home Purchase Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Tools and Calculators Mortgage Calculator Mortgage Early Repayment Calculator Mortgage Down Payment Calculator Related Resources First-Time Home Buyer's Guide How to Qualify for a Home Loan Loans Refinancing Options Auto Loan Refinance Crypto Main Crypto Crypto Crypto SOFID New!
5SoFi Stadium Members get exclusive SoFi Stadium perks like expedited entry, access to the SoFi Member Lounge, and more.5Related Resources Crypto Basics What Is Bitcoin?
6Member Experiences SoFi Plus members now get one-of-a-kind entertainment access with SoFi Plus Experiences.6What Are Stablecoins?
7Financial Planning Get personalized advice from a credentialed financial planner.7Crypto Dollar-Cost Averaging What Is a Crypto Wallet?
8Estate Planning Members get an exclusive discount on their trust, will or guardianship estate plan.8SoFi Plus Main SoFi Plus Core Membership SoFi Plus Premium Membership SoFi Plus Financial Planning SoFi Plus Experiences SoFi Plus Core Membership Member Rewards Referral Program SoFi Travel All Benefits Tools and Calculators Financial Planning SoFi Stadium Estate Planning Related Resources Member Advisory Board SoFi Coach Main SoFi Coach SoFi Coach Learn More Coach Insights Coach Chat Credit Score Monitoring Budgeting and Spending Property Tracking Investment Portfolio Summary Debt Summary Resources Main Resources Calculators Resources Learning and Support SoFi Learn On the Money Investment Strategy FAQs Eligibility Criteria Research Hub Fraud Support Top Resources Student Debt Guide Mortgage Resource Center Fixed vs.
9SoFi Travel Save and earn rewards as a SoFi Member.Removed
10See All Benefits Resources Resources Get answers to your questions; plus tools, guides, calculators, & more.Removed
11Visit SoFi Learn Visit SoFi Learn On the Money FAQs Eligibility Criteria Research Hub Fraud Support Student Loan Servicing Top Resources Student Debt Guide Mortgage Resource Center Fixed vs.Removed
13Refi Credit Card Resource Hub See All Resources Top Tools Student Loan Refinance Calculator Mortgage Calculator Student Loan Payment Calculator Personal Loan Calculator Student Loan Payoff Calculator Home Affordability Calculator Life Insurance Calculator See All Tools Learn More Military Benefits On the Money Investment Strategy FAQs Eligibility Criteria Research Hub Fraud Support Student Loan Servicing About About Us Learn more about our mission and values, how we started, and what we’ve accomplished since then.10Refi Credit Card Resource Hub See All Resources Resources Calculators Student Loan Refinance Calculator Mortgage Calculator Student Loan Payment Calculator Personal Loan Calculator Student Loan Payoff Calculator Home Affordability Calculator Scholarship Search Tool See All Tools Help Center Support Other Products Business Log In Get Started Get Started Log In Select a product to get started.
14Learn More About Us Our Leadership Meet the SoFi leadership team and board members.Removed
15How it Works Read about how SoFi works—and how we can help you reach your financial goals.Removed
16Our Values Learn more about SoFi’s core values.Removed
17Press Read through the latest SoFi news coverage.Removed
18Investors Information for investors in SOFI common stock.Removed
19Careers Come work with us!Removed
20Inclusive Culture Learn about our commitment to fostering a welcoming workforce.Removed
21Contact Us Questions?Removed
22Comments?Removed
23Just want to talk?Removed
24Get in touch with us via phone or email.Removed
25Log In Get Started Select a product to get started.Removed
967SoFi Products Bank Personal Loans Student Loan Refinance Private Student Loans Mortgage Loans Home Equity Auto Loans Invest Credit Cards Crypto Law School Loans MBA Loans SoFi Coach Financial Resources SoFi Learn Financial Topics Life Stages Tools & Calculators Also of Interest Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway Also of Interest Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway About SoFi About Us Our Leadership Press Investor Relations Member Benefits Contact Us Careers Blog FAQs Your Privacy Options Legal Privacy & Security Terms of Use Disclosures Licenses NMLS Access Eligibility Criteria ADA Accessibility Business Continuity Back to top Intel, insights, and inspo for this financial moment, delivered straight to your inbox. → By submitting I confirm that I have read, understood, and agree to the terms outlined in SoFi's Privacy Policy , and Arbitration Agreement .952SoFi Products Bank Personal Loans Student Loan Refinance Private Student Loans Mortgage Loans Home Equity Auto Insurance Invest Credit Cards Crypto Law School Loans MBA Loans SoFi Coach Financial Resources SoFi Learn Financial Topics Life Stages Tools & Calculators Also of Interest Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway Also of Interest Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway About SoFi About Us Our Leadership Press Investor Relations Member Benefits Contact Us Careers Blog FAQs Your Privacy Options Legal Privacy & Security Terms of Use Disclosures Licenses NMLS Access Eligibility Criteria ADA Accessibility Business Continuity Back to top Intel, insights, and inspo for this financial moment, delivered straight to your inbox. → By submitting I confirm that I have read, understood, and agree to the terms outlined in SoFi's Privacy Policy , and Arbitration Agreement .
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